Arbol

Arbol is a global climate risk solutions platform providing parametric and traditional insurance and weather derivatives. Founded in 2018 and headquartered in New York, Arbol combines AI/ML-driven underwriting, institutional-grade climate data sourced from NOAA, NASA and ESA, and dedicated risk capital to close the global insurance protection gap. Coverage spans agriculture, energy, travel, wildfire and reinsurance, with parametric products that pay out on objective weather triggers rather than loss adjustment. Its licensed underwriting arm, Arbol Insurance Services, holds binding authority from an A.M. Best "A" rated carrier and Lloyd's coverholder status, and distributes named storm, precipitation, temperature, wind, snow, solar and soil-moisture products through licensed producers across all 50 U.S. states and the United Kingdom. Arbol does not publish a public developer API — the quoting, binding and policy-issuance surface is delivered through its broker/agent web platform.

Arbol is profiled on the APIs.io network. Tagged areas include Company, Insurance, Parametric Insurance, Climate Risk, and Weather.

Arbol’s developer surface includes developer portal, documentation, getting-started guide, support, engineering blog, legal docs, and 18 more developer resources.

🌐 Visit website 📡 Source on GitHub

22.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

0 APIs

Company Insurance Parametric Insurance Climate Risk Weather Reinsurance Climate Data Agriculture Energy Risk Management

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 22.2/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 6.5 / 17

Access Clarity 6.0 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 5.5 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/arbol: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 3

Portal, sign-up, and the first successful call

Portal

Portal

GettingStarted

GettingStarted

Login

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Packages

Packages

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Legal

Legal

Company 7

The organization behind the API

Website

Blog

Press

Careers

About

LinkedIn

Twitter

Twitter

Scroll for all 7

Other 2

Properties that don't map to a standard resource type

CaseStudies

CaseStudies

Events

Events

Source (apis.yml)

aid: arbol
name: Arbol
description: Arbol is a global climate risk solutions platform providing parametric and traditional insurance and weather
  derivatives. Founded in 2018 and headquartered in New York, Arbol combines AI/ML-driven underwriting, institutional-grade
  climate data sourced from NOAA, NASA and ESA, and dedicated risk capital to close the global insurance protection gap. Coverage
  spans agriculture, energy, travel, wildfire and reinsurance, with parametric products that pay out on objective weather
  triggers rather than loss adjustment. Its licensed underwriting arm, Arbol Insurance Services, holds binding authority from
  an A.M. Best "A" rated carrier and Lloyd's coverholder status, and distributes named storm, precipitation, temperature,
  wind, snow, solar and soil-moisture products through licensed producers across all 50 U.S. states and the United Kingdom.
  Arbol does not publish a public developer API — the quoting, binding and policy-issuance surface is delivered through its
  broker/agent web platform.
image: https://cdn.prod.website-files.com/6072644b22bcca3aacb3fc07/660df5808303b10f0696f1c9_logo-arbol-dark.svg
url: https://raw.githubusercontent.com/api-evangelist/arbol/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: no-public-api-surface
specificationVersion: '0.23'
created: '2026-08-02'
modified: '2026-08-02'
tags:
- Company
- Insurance
- Parametric Insurance
- Climate Risk
- Weather
- Reinsurance
- Climate Data
- Agriculture
- Energy
- Risk Management
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/arbol-domain-security.yml
- type: Website
  url: https://www.arbol.io/
- type: Portal
  url: https://www.arbol.io/solutions/platform
- type: Documentation
  url: https://www.arbol.io/help-center
- type: GettingStarted
  url: https://www.arbol.io/help/agents-brokers/the-basics
- type: Support
  url: https://www.arbol.io/contact
- type: HelpCenter
  url: https://www.arbol.io/help-center
- type: Blog
  url: https://www.arbol.io/blog
- type: GitHubOrganization
  url: https://github.com/Arbol-Project
- type: Login
  url: https://app.arbol.io/
- type: TermsOfService
  url: https://www.arbol.io/terms-of-use
- type: PrivacyPolicy
  url: https://www.arbol.io/privacy-policy
- type: CaseStudies
  url: https://www.arbol.io/case-studies
- type: Press
  url: https://www.arbol.io/media-and-press
- type: Events
  url: https://www.arbol.io/events
- type: Careers
  url: https://www.arbol.io/careers
- type: About
  url: https://www.arbol.io/company
- type: LinkedIn
  url: https://www.linkedin.com/company/arbolinc
- type: Twitter
  url: https://x.com/ArbolMarket
- type: LLMsTxt
  url: llms/arbol-llms.txt
- type: Packages
  url: packages/arbol-packages.yml
- type: Conformance
  url: conformance/arbol-conformance.yml
- type: Compliance
  url: https://insurance.arbol.io/license-information
- type: Legal
  url: https://insurance.arbol.io/legal-policies
x-enrichment:
  date: '2026-08-02'
  status: enriched
  artifacts_added: 9
  pass: local-v1
x-enrichment-note: Arbol publishes no public developer API. Contract discovery (2026-08-02) probed www.arbol.io, insurance.arbol.io,
  insurance.arbol.uk, app.arbol.io and arbolmarket.com for OpenAPI, Swagger, GraphQL introspection, MCP tools/list, A2A agent
  cards and the /.well-known/ surface; every path returned 404 (app.arbol.io GraphQL paths returned 403 from an edge WAF).
  The only machine-readable artifacts the company publishes are llms.txt files on three of its marketing hosts.

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