Arbol

Arbol is a global climate risk solutions platform providing parametric and traditional insurance and weather derivatives. Founded in 2018 and headquartered in New York, Arbol combines AI/ML-driven underwriting, institutional-grade climate data sourced from NOAA, NASA and ESA, and dedicated risk capital to close the global insurance protection gap. Coverage spans agriculture, energy, travel, wildfire and reinsurance, with parametric products that pay out on objective weather triggers rather than loss adjustment. Its licensed underwriting arm, Arbol Insurance Services, holds binding authority from an A.M. Best "A" rated carrier and Lloyd's coverholder status, and distributes named storm, precipitation, temperature, wind, snow, solar and soil-moisture products through licensed producers across all 50 U.S. states and the United Kingdom. Arbol does not publish a public developer API — the quoting, binding and policy-issuance surface is delivered through its broker/agent web platform.

Arbol is profiled on the APIs.io network. Tagged areas include Company, Insurance, Parametric Insurance, Climate Risk, and Weather.

Arbol’s developer surface includes developer portal, documentation, getting-started guide, support, engineering blog, legal docs, and 18 more developer resources.

🌐 Visit website 📡 Source on GitHub
26.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
0 APIs
CompanyInsuranceParametric InsuranceClimate RiskWeatherReinsuranceClimate DataAgricultureEnergyRisk Management

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 26.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 0.7 / 13
Governance 1.5 / 12
Discoverability 6.9 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/arbol: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Arbol Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Portal
Portal
 GettingStarted
GettingStarted
 Login
Login

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Compliance
Compliance

Operate 2

Status, limits, changes, and where to get help

Support
Support
 HelpCenter
HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Legal
Legal

Company 7

The organization behind the API

Website
Website
 Blog
Blog
 Press
Press
 Careers
Careers
 About
About
 LinkedIn
LinkedIn
 Twitter
Twitter

Scroll for all 7

Other 2

Properties that don't map to a standard resource type

CaseStudies
CaseStudies
 Events
Events

Source (apis.yml)

apis.yml Raw ↑ 
aid: arbol
name: Arbol
description: Arbol is a global climate risk solutions platform providing parametric and traditional insurance and weather
  derivatives. Founded in 2018 and headquartered in New York, Arbol combines AI/ML-driven underwriting, institutional-grade
  climate data sourced from NOAA, NASA and ESA, and dedicated risk capital to close the global insurance protection gap. Coverage
  spans agriculture, energy, travel, wildfire and reinsurance, with parametric products that pay out on objective weather
  triggers rather than loss adjustment. Its licensed underwriting arm, Arbol Insurance Services, holds binding authority from
  an A.M. Best "A" rated carrier and Lloyd's coverholder status, and distributes named storm, precipitation, temperature,
  wind, snow, solar and soil-moisture products through licensed producers across all 50 U.S. states and the United Kingdom.
  Arbol does not publish a public developer API — the quoting, binding and policy-issuance surface is delivered through its
  broker/agent web platform.
image: https://cdn.prod.website-files.com/6072644b22bcca3aacb3fc07/660df5808303b10f0696f1c9_logo-arbol-dark.svg
url: https://raw.githubusercontent.com/api-evangelist/arbol/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: no-public-api-surface
specificationVersion: '0.20'
created: '2026-08-02'
modified: '2026-08-02'
tags:
- Company
- Insurance
- Parametric Insurance
- Climate Risk
- Weather
- Reinsurance
- Climate Data
- Agriculture
- Energy
- Risk Management
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/arbol-domain-security.yml
- type: Website
  url: https://www.arbol.io/
- type: Portal
  url: https://www.arbol.io/solutions/platform
- type: Documentation
  url: https://www.arbol.io/help-center
- type: GettingStarted
  url: https://www.arbol.io/help/agents-brokers/the-basics
- type: Support
  url: https://www.arbol.io/contact
- type: HelpCenter
  url: https://www.arbol.io/help-center
- type: Blog
  url: https://www.arbol.io/blog
- type: GitHubOrganization
  url: https://github.com/Arbol-Project
- type: Login
  url: https://app.arbol.io/
- type: TermsOfService
  url: https://www.arbol.io/terms-of-use
- type: PrivacyPolicy
  url: https://www.arbol.io/privacy-policy
- type: CaseStudies
  url: https://www.arbol.io/case-studies
- type: Press
  url: https://www.arbol.io/media-and-press
- type: Events
  url: https://www.arbol.io/events
- type: Careers
  url: https://www.arbol.io/careers
- type: About
  url: https://www.arbol.io/company
- type: LinkedIn
  url: https://www.linkedin.com/company/arbolinc
- type: Twitter
  url: https://x.com/ArbolMarket
- type: LLMsTxt
  url: llms/arbol-llms.txt
- type: Packages
  url: packages/arbol-packages.yml
- type: Conformance
  url: conformance/arbol-conformance.yml
- type: Compliance
  url: https://insurance.arbol.io/license-information
- type: Legal
  url: https://insurance.arbol.io/legal-policies
x-enrichment:
  date: '2026-08-02'
  status: enriched
  artifacts_added: 9
  pass: local-v1
x-enrichment-note: Arbol publishes no public developer API. Contract discovery (2026-08-02) probed www.arbol.io, insurance.arbol.io,
  insurance.arbol.uk, app.arbol.io and arbolmarket.com for OpenAPI, Swagger, GraphQL introspection, MCP tools/list, A2A agent
  cards and the /.well-known/ surface; every path returned 404 (app.arbol.io GraphQL paths returned 403 from an edge WAF).
  The only machine-readable artifacts the company publishes are llms.txt files on three of its marketing hosts.