🇿🇦Financial Technology in South Africa

9 financial technology providers in South Africa, publishing 10 APIs.

9 providers 10 published APIs 72 indexed documents

Financial Technology in South Africa — 9 providers on the APIs.io network sit in both cohorts, and between them they publish 10 indexed APIs.

6 of the 9 publish at least one machine-readable API; 3 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 3 thin, 2 developing, 2 minimal, 1 strong, and 1 emerging.

Leading by rating: Ozow, Payflex, Howler, PayFast, LayUp Technologies, Yoco, and 3 more.

Country membership is exact-tag only. A provider lands in South Africa when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a financial technology company headquartered in South Africa that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (9)

Provider Description APIs Rating
Ozow Ozow (formerly i-Pay) is a South African fintech providing an instant EFT / "Pay by Bank" payment gateway. Merchants create a server-side payment request, redirect the customer ... 1 strong
Payflex Payflex is a South African Buy Now Pay Later (BNPL) platform that enables merchants to offer interest-free installment payment options to consumers. Shoppers can split purchases... 1 developing
Howler Howler is a South African event technology platform that consolidates ticketing, RFID cashless payments, and vendor and access-control management into a single system for event ... 1 developing
PayFast South African payment gateway providing REST APIs for online payment processing, subscription billing, tokenized recurring card payments, onsite checkout, QR code payments, inst... 1 thin
LayUp Technologies LayUp Technologies is a South African fintech that operates a lay-by / "Save Now, Buy Later" payment platform. Merchants use LayUp to let customers reserve goods with a deposit ... 1 thin
Yoco Yoco is a South African fintech providing card acceptance and payments infrastructure for small and medium businesses - card machines, point of sale, and online payments. Its de... 5 thin
Precium Precium is a South African fintech that provides local payment infrastructure for global merchants expanding into Africa. Its enterprise-grade platform handles payment processin... 0 emerging
Mukuru Mukuru is a Cape Town-headquartered, pan-African fintech and one of the continent's largest formal remittance providers, serving over 16 million customers across Southern, Easte... 0 minimal
Chipper Cash Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... 0 minimal

Indexed API documents (72)

Two numbers, both real: these providers publish 10 APIs as their own documents, which the catalog indexes split one-per-resource into 72 documents.

Ozow Banks API

Retrieve the list of supported banks for the payment flow.

Ozow Payments API

Create and initiate instant EFT payment requests.

Ozow Refunds API

Refund previously completed EFT payments from the merchant float.

Ozow Transactions API

Query transaction status by Ozow reference or merchant reference.

Payflex Authentication API

OAuth2 client credentials token endpoint

Payflex Configuration API

Retrieve merchant payment limits and settings

Payflex Orders API

Create and manage BNPL payment orders

Payflex Refunds API

Initiate full or partial refunds on completed orders

Howler Artists API

The Artists API from Howler — 1 operation(s) for artists.

Howler Assign Ticket API

The Assign Ticket API from Howler — 1 operation(s) for assign ticket.

Howler Bank Account API

The Bank Account API from Howler — 3 operation(s) for bank account.

Howler Basic Authentication API

The Basic Authentication API from Howler — 4 operation(s) for basic authentication.

Howler Cashless Tags API

The Cashless Tags API from Howler — 2 operation(s) for cashless tags.

Howler Cashout API

The Cashout API from Howler — 4 operation(s) for cashout.

Howler Email OTP API

The Email OTP API from Howler — 2 operation(s) for email otp.

Howler Events API

The Events API from Howler — 2 operation(s) for events.

Howler Third Party OAuth API

The Third Party OAuth API from Howler — 5 operation(s) for third party oauth.

Howler Tickets API

The Tickets API from Howler — 7 operation(s) for tickets.

Howler Top Up API

The Top Up API from Howler — 1 operation(s) for top up.

Howler Top Up Cashless Tag API

The Top Up Cashless Tag API from Howler — 7 operation(s) for top up cashless tag.

Howler Top Up Ticket API

The Top Up Ticket API from Howler — 7 operation(s) for top up ticket.

Howler Topupables API

The Topupables API from Howler — 1 operation(s) for topupables.

Howler Transfer Ticket API

The Transfer Ticket API from Howler — 2 operation(s) for transfer ticket.

Howler User API

The User API from Howler — 4 operation(s) for user.

Howler O Auth API

The OAuth API from Howler — 4 operation(s) for oauth.

PayFast Subscriptions API

REST API for managing recurring billing subscriptions, including fetching subscription details, pausing, unpausing, cancelling, updating ...

PayFast Tokenization API

REST API for managing tokenized recurring card payment agreements, allowing merchants to charge customers at future dates and amounts wit...

PayFast Transaction History API

REST API for querying merchant transaction history with support for date range queries, daily summaries, weekly aggregations, and monthly...

PayFast Credit Card Transactions API

REST API for querying individual credit card transaction details by transaction ID, giving merchants programmatic access to card payment ...

PayFast Refunds API

REST API for merchants to initiate and track refunds on completed transactions, specifying refund amount, reason, and account type for di...

PayFast Credit Card Transactions API

Query individual credit card transaction details

PayFast Notifications API

Validate ITN (Instant Transaction Notification) webhooks

PayFast Onsite Checkout API

Generate payment identifiers for embedded (onsite) checkout flows

PayFast Payment Form API

Standard redirect-based payment form integration

PayFast Refunds API

Initiate and track refunds on completed transactions

PayFast Subscriptions API

Manage recurring billing subscription agreements

PayFast Tokenization API

Manage tokenized card payment agreements (adhoc charges)

PayFast Transaction History API

Query merchant transaction history with date range and aggregations

LayUp Technologies AbsaDebiCheckService API

The AbsaDebiCheckService API from LayUp Technologies — 2 operation(s) for absadebicheckservice.

LayUp Technologies AbsaEftService API

The AbsaEftService API from LayUp Technologies — 2 operation(s) for absaeftservice.

LayUp Technologies BankService API

The BankService API from LayUp Technologies — 2 operation(s) for bankservice.

LayUp Technologies BankTransactionService API

The BankTransactionService API from LayUp Technologies — 4 operation(s) for banktransactionservice.

LayUp Technologies CardService API

The CardService API from LayUp Technologies — 2 operation(s) for cardservice.

LayUp Technologies ConnectorService API

The ConnectorService API from LayUp Technologies — 1 operation(s) for connectorservice.

LayUp Technologies DebiCheckService API

The DebiCheckService API from LayUp Technologies — 5 operation(s) for debicheckservice.

LayUp Technologies DebitOrderMandateService API

The DebitOrderMandateService API from LayUp Technologies — 2 operation(s) for debitordermandateservice.

LayUp Technologies IntegrationService API

The IntegrationService API from LayUp Technologies — 1 operation(s) for integrationservice.

LayUp Technologies InternationalMsisdnService API

The InternationalMsisdnService API from LayUp Technologies — 2 operation(s) for internationalmsisdnservice.

LayUp Technologies InvoicesService API

The InvoicesService API from LayUp Technologies — 6 operation(s) for invoicesservice.

LayUp Technologies JournalFeeService API

The JournalFeeService API from LayUp Technologies — 1 operation(s) for journalfeeservice.

LayUp Technologies JournalService API

The JournalService API from LayUp Technologies — 1 operation(s) for journalservice.

LayUp Technologies MerchantService API

The MerchantService API from LayUp Technologies — 4 operation(s) for merchantservice.

LayUp Technologies OrderAmendmentService API

The OrderAmendmentService API from LayUp Technologies — 2 operation(s) for orderamendmentservice.

LayUp Technologies OrderService API

The OrderService API from LayUp Technologies — 7 operation(s) for orderservice.

LayUp Technologies PayAtService API

The PayAtService API from LayUp Technologies — 5 operation(s) for payatservice.

LayUp Technologies PaymentPlanService API

The PaymentPlanService API from LayUp Technologies — 7 operation(s) for paymentplanservice.

LayUp Technologies PaymentProviderSettlementService API

The PaymentProviderSettlementService API from LayUp Technologies — 3 operation(s) for paymentprovidersettlementservice.

LayUp Technologies PaymentServiceV2 API

The PaymentServiceV2 API from LayUp Technologies — 2 operation(s) for paymentservicev2.

LayUp Technologies SettlementService API

The SettlementService API from LayUp Technologies — 3 operation(s) for settlementservice.

LayUp Technologies ShopifyService API

The ShopifyService API from LayUp Technologies — 6 operation(s) for shopifyservice.

LayUp Technologies TerminalPaymentAppsService API

The TerminalPaymentAppsService API from LayUp Technologies — 1 operation(s) for terminalpaymentappsservice.

LayUp Technologies TerminalService API

The TerminalService API from LayUp Technologies — 3 operation(s) for terminalservice.

LayUp Technologies TokenService API

The TokenService API from LayUp Technologies — 1 operation(s) for tokenservice.

LayUp Technologies UserService API

The UserService API from LayUp Technologies — 2 operation(s) for userservice.

LayUp Technologies VerifyService API

The VerifyService API from LayUp Technologies — 1 operation(s) for verifyservice.

LayUp Technologies Auth Service API

The Auth Service API from LayUp Technologies — 6 operation(s) for auth service.

LayUp Technologies Payment Service API

The Payment Service API from LayUp Technologies — 10 operation(s) for payment service.

Yoco Checkout API

Create and manage hosted checkout sessions.

Yoco Payment Links API

Read shareable payment links (versioned Yoco API).

Yoco Payments API

Read payment records (versioned Yoco API).

Yoco Refunds API

Refund completed checkouts and read refund records.

Yoco Webhooks API

Register and manage webhook endpoints for event notifications.

Other industries in South Africa

Payments & Money Movement 11 Blockchain, Crypto & Web3 3 E-Commerce Platform 3 Cybersecurity & Identity 2 Education & EdTech 2 Home & Field Services 2 Human Resources & Payroll 2 Telecommunications & Connectivity 2 Venture Capital & Investing 2 Accounting & Finance Operations 1 Banking & Open Banking 1 Communications Platform as a Service (CPaaS) 1 All of South Africa →

Financial Technology elsewhere

Europe 229 North America 176 Latin America 150 India & South Asia 111 United Kingdom & Ireland 104 Africa 86 Southeast Asia 81 Middle East 65 DACH (Germany · Austria · Switzerland) 44 France & Iberia 33 Japan & Korea 21 Greater China 20 All of Financial Technology →

This page is the intersection of two independently computed cohorts: South Africa and Financial Technology. A provider appears here only when it is already a member of both. South Africa membership is matched on tag, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

Work with this as data

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Tools for countries

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

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