🇿🇦Financial Technology in South Africa
11 financial technology providers in South Africa, publishing 71 APIs.
Financial Technology in South Africa — 11 providers on the APIs.io network sit in both cohorts, and between them they publish 71 indexed APIs.
7 of the 11 publish at least one machine-readable API; 4 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 5 thin, 3 minimal, 2 emerging, and 1 developing.
Leading by rating: Ozow, Payflex, Howler, PayFast, LayUp Technologies, Carry1st, and 5 more.
Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in South Africa when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.
Providers (11)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Ozow | Ozow (formerly i-Pay) is a South African fintech providing an instant EFT / "Pay by Bank" payment gateway. Merchants create a server-side payment request, redirect the customer ... | 4 | developing |
| Payflex | Payflex is a South African Buy Now Pay Later (BNPL) platform that enables merchants to offer interest-free installment payment options to consumers. Shoppers can split purchases... | 4 | thin |
| Howler | Howler is a South African event technology platform that consolidates ticketing, RFID cashless payments, and vendor and access-control management into a single system for event ... | 17 | thin |
| PayFast | South African payment gateway providing REST APIs for online payment processing, subscription billing, tokenized recurring card payments, onsite checkout, QR code payments, inst... | 8 | thin |
| LayUp Technologies | LayUp Technologies is a South African fintech that operates a lay-by / "Save Now, Buy Later" payment platform. Merchants use LayUp to let customers reserve goods with a deposit ... | 29 | thin |
| Carry1st | Carry1st is Africa's leading mobile games publisher and digital commerce platform, headquartered in South Africa and operating across high-growth African markets including Niger... | 4 | thin |
| Yoco | Yoco is a South African fintech providing card acceptance and payments infrastructure for small and medium businesses - card machines, point of sale, and online payments. Its de... | 5 | emerging |
| Precium | Precium is a South African fintech that provides local payment infrastructure for global merchants expanding into Africa. Its enterprise-grade platform handles payment processin... | 0 | emerging |
| Mukuru | Mukuru is a Cape Town-headquartered, pan-African fintech and one of the continent's largest formal remittance providers, serving over 16 million customers across Southern, Easte... | 0 | minimal |
| Chipper Cash | Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... | 0 | minimal |
| Jumo | JUMO is a Cape Town-based banking-as-a-service (BaaS) platform, founded in 2015, that uses artificial intelligence to power digital credit and savings products for banks, mobile... | 0 | minimal |
Indexed API documents (76)
Two numbers, both real: these providers publish 71 APIs as their own documents, which the catalog indexes split one-per-resource into 76 documents.
Ozow Banks API
Ozow Payments API
Ozow Refunds API
Ozow Transactions API
Payflex Authentication API
Payflex Configuration API
Payflex Orders API
Payflex Refunds API
Howler Artists API
Howler Assign Ticket API
Howler Bank Account API
Howler Basic Authentication API
Howler Cashless Tags API
Howler Cashout API
Howler Email OTP API
Howler Events API
Howler Third Party OAuth API
Howler Tickets API
Howler Top Up API
Howler Top Up Cashless Tag API
Howler Top Up Ticket API
Howler Topupables API
Howler Transfer Ticket API
Howler User API
Howler O Auth API
PayFast Subscriptions API
PayFast Tokenization API
PayFast Transaction History API
PayFast Credit Card Transactions API
PayFast Refunds API
PayFast Credit Card Transactions API
PayFast Notifications API
PayFast Onsite Checkout API
PayFast Payment Form API
PayFast Refunds API
PayFast Subscriptions API
PayFast Tokenization API
PayFast Transaction History API
LayUp Technologies AbsaDebiCheckService API
LayUp Technologies AbsaEftService API
LayUp Technologies BankService API
LayUp Technologies BankTransactionService API
LayUp Technologies CardService API
LayUp Technologies ConnectorService API
LayUp Technologies DebiCheckService API
LayUp Technologies DebitOrderMandateService API
LayUp Technologies IntegrationService API
LayUp Technologies InternationalMsisdnService API
LayUp Technologies InvoicesService API
LayUp Technologies JournalFeeService API
LayUp Technologies JournalService API
LayUp Technologies MerchantService API
LayUp Technologies OrderAmendmentService API
LayUp Technologies OrderService API
LayUp Technologies PayAtService API
LayUp Technologies PaymentPlanService API
LayUp Technologies PaymentProviderSettlementService API
LayUp Technologies PaymentServiceV2 API
LayUp Technologies SettlementService API
LayUp Technologies ShopifyService API
LayUp Technologies TerminalPaymentAppsService API
LayUp Technologies TerminalService API
LayUp Technologies TokenService API
LayUp Technologies UserService API
LayUp Technologies VerifyService API
LayUp Technologies Auth Service API
LayUp Technologies Payment Service API
Carry1st Authentication API
Carry1st Payment Methods API
Carry1st Payments API
Carry1st Refunds API
Yoco Checkout API
Yoco Payment Links API
Yoco Payments API
Yoco Refunds API
Yoco Webhooks API
Other industries in South Africa
Financial Technology elsewhere
This page is the intersection of two independently computed cohorts:
South Africa and
Financial Technology. A provider appears here only when it is
already a member of both. South Africa membership is matched on tag, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.