🇿🇦Financial Technology in South Africa
9 financial technology providers in South Africa, publishing 10 APIs.
Financial Technology in South Africa — 9 providers on the APIs.io network sit in both cohorts, and between them they publish 10 indexed APIs.
6 of the 9 publish at least one machine-readable API; 3 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 3 thin, 2 developing, 2 minimal, 1 strong, and 1 emerging.
Leading by rating: Ozow, Payflex, Howler, PayFast, LayUp Technologies, Yoco, and 3 more.
Country membership is exact-tag only. A provider lands in South Africa when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a financial technology company headquartered in South Africa that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.
Providers (9)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Ozow | Ozow (formerly i-Pay) is a South African fintech providing an instant EFT / "Pay by Bank" payment gateway. Merchants create a server-side payment request, redirect the customer ... | 1 | strong |
| Payflex | Payflex is a South African Buy Now Pay Later (BNPL) platform that enables merchants to offer interest-free installment payment options to consumers. Shoppers can split purchases... | 1 | developing |
| Howler | Howler is a South African event technology platform that consolidates ticketing, RFID cashless payments, and vendor and access-control management into a single system for event ... | 1 | developing |
| PayFast | South African payment gateway providing REST APIs for online payment processing, subscription billing, tokenized recurring card payments, onsite checkout, QR code payments, inst... | 1 | thin |
| LayUp Technologies | LayUp Technologies is a South African fintech that operates a lay-by / "Save Now, Buy Later" payment platform. Merchants use LayUp to let customers reserve goods with a deposit ... | 1 | thin |
| Yoco | Yoco is a South African fintech providing card acceptance and payments infrastructure for small and medium businesses - card machines, point of sale, and online payments. Its de... | 5 | thin |
| Precium | Precium is a South African fintech that provides local payment infrastructure for global merchants expanding into Africa. Its enterprise-grade platform handles payment processin... | 0 | emerging |
| Mukuru | Mukuru is a Cape Town-headquartered, pan-African fintech and one of the continent's largest formal remittance providers, serving over 16 million customers across Southern, Easte... | 0 | minimal |
| Chipper Cash | Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... | 0 | minimal |
Indexed API documents (72)
Two numbers, both real: these providers publish 10 APIs as their own documents, which the catalog indexes split one-per-resource into 72 documents.
Ozow Banks API
Ozow Payments API
Ozow Refunds API
Ozow Transactions API
Payflex Authentication API
Payflex Configuration API
Payflex Orders API
Payflex Refunds API
Howler Artists API
Howler Assign Ticket API
Howler Bank Account API
Howler Basic Authentication API
Howler Cashless Tags API
Howler Cashout API
Howler Email OTP API
Howler Events API
Howler Third Party OAuth API
Howler Tickets API
Howler Top Up API
Howler Top Up Cashless Tag API
Howler Top Up Ticket API
Howler Topupables API
Howler Transfer Ticket API
Howler User API
Howler O Auth API
PayFast Subscriptions API
PayFast Tokenization API
PayFast Transaction History API
PayFast Credit Card Transactions API
PayFast Refunds API
PayFast Credit Card Transactions API
PayFast Notifications API
PayFast Onsite Checkout API
PayFast Payment Form API
PayFast Refunds API
PayFast Subscriptions API
PayFast Tokenization API
PayFast Transaction History API
LayUp Technologies AbsaDebiCheckService API
LayUp Technologies AbsaEftService API
LayUp Technologies BankService API
LayUp Technologies BankTransactionService API
LayUp Technologies CardService API
LayUp Technologies ConnectorService API
LayUp Technologies DebiCheckService API
LayUp Technologies DebitOrderMandateService API
LayUp Technologies IntegrationService API
LayUp Technologies InternationalMsisdnService API
LayUp Technologies InvoicesService API
LayUp Technologies JournalFeeService API
LayUp Technologies JournalService API
LayUp Technologies MerchantService API
LayUp Technologies OrderAmendmentService API
LayUp Technologies OrderService API
LayUp Technologies PayAtService API
LayUp Technologies PaymentPlanService API
LayUp Technologies PaymentProviderSettlementService API
LayUp Technologies PaymentServiceV2 API
LayUp Technologies SettlementService API
LayUp Technologies ShopifyService API
LayUp Technologies TerminalPaymentAppsService API
LayUp Technologies TerminalService API
LayUp Technologies TokenService API
LayUp Technologies UserService API
LayUp Technologies VerifyService API
LayUp Technologies Auth Service API
LayUp Technologies Payment Service API
Yoco Checkout API
Yoco Payment Links API
Yoco Payments API
Yoco Refunds API
Yoco Webhooks API
Other industries in South Africa
Financial Technology elsewhere
This page is the intersection of two independently computed cohorts:
South Africa and
Financial Technology. A provider appears here only when it is
already a member of both. South Africa membership is matched on tag,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.