Yoco Payments API

openapi: 3.2.0
info:
  title: Yoco Online Checkout Payments API
  version: '2026-07-12'
  description: 'Hand-authored OpenAPI for Yoco''s online payments platform, grounded in the public Yoco developer hub (developer.yoco.com). Two surfaces are covered: the Checkout API on https://payments.yoco.com/api (secret-key Bearer auth) for creating hosted checkouts, issuing refunds, and managing webhook endpoints; and the versioned Yoco API on https://api.yoco.com/v1 (JWT Bearer auth with scopes) for reading payments, refunds, and payment links. Operations marked `x-status: modeled` were inferred from the resource design and referenced-but-not-fully-rendered doc pages and should be reconciled against the live docs. All others were confirmed against live reference pages. This document was not fetched from an upstream Yoco OpenAPI file.'
  contact:
    name: Yoco Developers
    url: https://developer.yoco.com
  x-provider: Yoco
  x-authored-by: API Evangelist
servers:
- url: https://payments.yoco.com/api
  description: Checkout API (secret-key Bearer auth)
tags:
- name: Payments
  description: Read payment records (versioned Yoco API).
paths:
  /v1/payments:
    get:
      operationId: listPayments
      summary: List payments
      description: Lists payment records with cursor pagination. Filter by status and by created/updated timestamps. Part of the versioned Yoco API on https://api.yoco.com.
      tags:
      - Payments
      servers:
      - url: https://api.yoco.com
        description: Yoco API - production
      - url: https://api.yocosandbox.com
        description: Yoco API - sandbox
      security:
      - jwtBearer: []
      parameters:
      - name: status
        in: query
        required: false
        schema:
          type: string
          enum:
          - approved
          - cancelled
          - failed
          - pending
      - name: created_at__gte
        in: query
        required: false
        schema:
          type: string
          format: date-time
      - name: created_at__lte
        in: query
        required: false
        schema:
          type: string
          format: date-time
      - name: updated_at__gte
        in: query
        required: false
        schema:
          type: string
          format: date-time
      - name: updated_at__lte
        in: query
        required: false
        schema:
          type: string
          format: date-time
      - name: cursor
        in: query
        required: false
        schema:
          type: string
      - name: limit
        in: query
        required: false
        schema:
          type: integer
          default: 50
      responses:
        '200':
          description: A page of payment records.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentList'
        '401':
          $ref: '#/components/responses/Error'
  /v1/payments/{paymentId}:
    get:
      operationId: getPayment
      summary: Get a payment
      description: Retrieve a single payment record by identifier.
      tags:
      - Payments
      x-status: modeled
      servers:
      - url: https://api.yoco.com
        description: Yoco API - production
      security:
      - jwtBearer: []
      parameters:
      - name: paymentId
        in: path
        required: true
        schema:
          type: string
      responses:
        '200':
          description: Payment found.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Payment'
        '404':
          $ref: '#/components/responses/Error'
components:
  schemas:
    Payment:
      type: object
      properties:
        id:
          type: string
        status:
          type: string
          enum:
          - approved
          - cancelled
          - failed
          - pending
        amount:
          type: integer
        currency:
          type: string
        createdAt:
          type: string
          format: date-time
        updatedAt:
          type: string
          format: date-time
        metadata:
          type: object
          additionalProperties: true
    PaymentList:
      type: object
      properties:
        data:
          type: array
          items:
            $ref: '#/components/schemas/Payment'
        cursor:
          type: string
          description: Cursor for the next page, if present.
    Error:
      type: object
      properties:
        errorType:
          type: string
        errorCode:
          type: string
        description:
          type: string
  responses:
    Error:
      description: Error response.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    secretKey:
      type: http
      scheme: bearer
      description: 'Secret integration key passed as `Authorization: Bearer sk_live_...` (live) or `Authorization: Bearer sk_test_...` (test). Obtain keys in the Yoco app under Sales -> Payment Gateway. Use server-side only.'
    jwtBearer:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: JWT Bearer credential for the versioned Yoco API (api.yoco.com/v1), authorized with scopes such as business/orders:read.