Trupanion

Trupanion is a pet medical insurance provider for cats and dogs, best known for its patented software that pays participating veterinary hospitals directly at checkout (VetDirectPay) rather than reimbursing pet owners after the fact. Trupanion operates a partner developer portal (Azure API Management) that exposes Partner APIs for Quotes, Enrollments, and Offers, plus a Vet Portal / VetDirectPay integration used by veterinary practice management systems such as ezyVet, IDEXX, and DaySmart Vet. API access is gated - partners must be approved through Trupanion's Partner Program and are issued OAuth client credentials (client ID and client secret) plus a subscription key; the endpoint reference is not publicly published. The APIs listed here are modeled from Trupanion's public partner and portal materials, not from an openly documented API reference.

Trupanion publishes 4 APIs on the APIs.io network. Tagged areas include Pet Insurance, Insurance, Veterinary, InsurTech, and Direct Pay.

Trupanion’s developer surface includes documentation, getting-started guide, signup flow, and 4 more developer resources.

12.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessApproval
4 APIs
Pet InsuranceInsuranceVeterinaryInsurTechDirect PayPartner API

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 12.4/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 3.9 / 20
Commercial Clarity 2.6 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.5 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
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APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Trupanion Quotes API

Partner API for generating and retrieving Trupanion pet insurance quotes (species, breed, age, location, and coverage inputs) so partners can surface a monthly premium in their ...

Trupanion Enrollments API

Partner API for converting a quote into an active Trupanion policy - submitting pet, owner, and payment details to enroll a member and bind coverage. Named as a partner product ...

Trupanion Offers API

Partner API for retrieving Trupanion offers and promotional coverage programs (for example, breeder, shelter, and retail partner offers) that a partner can present to a pet owne...

Trupanion Vet Portal / VetDirectPay Integration

Software integration behind Trupanion's VetDirectPay - the patented ability to submit a treatment invoice and pay the veterinary hospital directly at checkout, often before the ...

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Trupanion Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Access & Security 1

Authentication, authorization, and security posture

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: trupanion
url: https://raw.githubusercontent.com/api-evangelist/trupanion/refs/heads/main/apis.yml
name: Trupanion
kind: company
description: Trupanion is a pet medical insurance provider for cats and dogs, best known for its patented software that pays
  participating veterinary hospitals directly at checkout (VetDirectPay) rather than reimbursing pet owners after the fact.
  Trupanion operates a partner developer portal (Azure API Management) that exposes Partner APIs for Quotes, Enrollments,
  and Offers, plus a Vet Portal / VetDirectPay integration used by veterinary practice management systems such as ezyVet,
  IDEXX, and DaySmart Vet. API access is gated - partners must be approved through Trupanion's Partner Program and are issued
  OAuth client credentials (client ID and client secret) plus a subscription key; the endpoint reference is not publicly published.
  The APIs listed here are modeled from Trupanion's public partner and portal materials, not from an openly documented API
  reference.
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/trupanion.png
tags:
- Pet Insurance
- Insurance
- Veterinary
- InsurTech
- Direct Pay
- Partner API
created: '2026-07-03'
modified: '2026-07-03'
specificationVersion: '0.19'
apis:
- aid: trupanion:trupanion-quotes-api
  name: Trupanion Quotes API
  tags:
  - Quotes
  - Pricing
  - Insurance
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://api-documentation.trupanion.com/
  properties:
  - url: https://api-documentation.trupanion.com/
    type: Documentation
  - url: https://sandbox-trupanionapi.developer.azure-api.net/getting-started
    type: GettingStarted
  endpointsModeled: true
  description: Partner API for generating and retrieving Trupanion pet insurance quotes (species, breed, age, location, and
    coverage inputs) so partners can surface a monthly premium in their own enrollment flow. Named as a partner product on
    Trupanion's sandbox developer portal; the operation-level endpoint reference is gated behind partner sign-in and is modeled
    here, not fabricated.
- aid: trupanion:trupanion-enrollments-api
  name: Trupanion Enrollments API
  tags:
  - Enrollments
  - Policies
  - Insurance
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://api-documentation.trupanion.com/
  properties:
  - url: https://api-documentation.trupanion.com/
    type: Documentation
  - url: https://sandbox-trupanionapi.developer.azure-api.net/getting-started
    type: GettingStarted
  endpointsModeled: true
  description: Partner API for converting a quote into an active Trupanion policy - submitting pet, owner, and payment details
    to enroll a member and bind coverage. Named as a partner product on Trupanion's sandbox developer portal; the endpoint
    reference is partner-gated and is modeled here rather than sourced from a public API reference.
- aid: trupanion:trupanion-offers-api
  name: Trupanion Offers API
  tags:
  - Offers
  - Promotions
  - Partnerships
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://api-documentation.trupanion.com/
  properties:
  - url: https://api-documentation.trupanion.com/
    type: Documentation
  - url: https://sandbox-trupanionapi.developer.azure-api.net/getting-started
    type: GettingStarted
  endpointsModeled: true
  description: Partner API for retrieving Trupanion offers and promotional coverage programs (for example, breeder, shelter,
    and retail partner offers) that a partner can present to a pet owner. Named as a partner product on Trupanion's sandbox
    developer portal; the endpoint reference is gated and modeled here.
- aid: trupanion:trupanion-vet-portal-directpay-api
  name: Trupanion Vet Portal / VetDirectPay Integration
  tags:
  - Direct Pay
  - Claims
  - Veterinary
  - Practice Management
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://vet.trupanion.com/
  properties:
  - url: https://vet.trupanion.com/
    type: Documentation
  - url: https://docs.ezyvet.com/en/see-all-integrations/insurance/trupanion-insurance-integrations/configure-the-integration-for-trupanion-vet-portal
    type: IntegrationGuide
  endpointsModeled: true
  description: Software integration behind Trupanion's VetDirectPay - the patented ability to submit a treatment invoice and
    pay the veterinary hospital directly at checkout, often before the pet owner leaves the exam room. Consumed by veterinary
    practice management systems (ezyVet, IDEXX, DaySmart Vet) that configure a Trupanion API partner integration using an
    issued client ID and client secret. Not a publicly documented REST reference; endpoints are modeled from partner integration
    guides.
common:
- type: DomainSecurity
  url: security/trupanion-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/trupanion
- type: Website
  url: https://www.trupanion.com/
- type: Documentation
  url: https://api-documentation.trupanion.com/
- type: GettingStarted
  url: https://sandbox-trupanionapi.developer.azure-api.net/getting-started
- type: PartnerProgram
  url: https://www.trupanion.com/about/partner-with-trupanion
- type: SignUp
  url: https://sandbox-trupanionapi.developer.azure-api.net/signin
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com