Tazama

Tazama is the first open source platform for real-time financial monitoring and fraud detection, launched by Linux Foundation Charities with support from the Bill and Melinda Gates Foundation. It provides real-time fraud management, AML compliance, and cost-effective monitoring of digital financial transactions through a microservices architecture with rule processors, typology scoring, and case management integration. Built to ISO 20022 standards for maximum financial messaging interoperability.

Tazama publishes 3 API contracts indexed on the APIs.io network, including Health API, Transaction Evaluation API, and 1 more. Tagged areas include Financial Technology, Fraud Prevention, AML, Linux Foundation, and Open Source.

The Tazama catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Tazama’s developer surface includes engineering blog, documentation, and 21 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

29.4/100 thin ▬ flat Agent 22/100 agent aware Front door AI 3/6 light Heartbeat 84/100 alive self hosted · Apache-2.0 Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessFreemium

1 published contract

Financial Technology Fraud Prevention AML Linux Foundation Open Source Transaction Monitoring ISO 20022 Real-Time

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Financial Crime Management

BC-1400

Transaction Evaluation

POST /v1/evaluate/iso20022/pacs.008.001.10

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 29.4/100 · thin

Contract Quality 7.7 / 16

Developer Ergonomics 1.5 / 13

Access Clarity 0.8 / 13

Operational Transparency 2.2 / 8

Contract Governance 2.1 / 8

Discoverability 3.7 / 7

Regulatory Posture 0.7 / 15

Open Source Surface 6.5 / 10

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 22/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Open Source Surface applies to this provider. This product is open source and we read its repository directly, so Open Source Surface carries 10 points of the composite. It is scored from what the repository actually publishes — a security policy, a contribution guide, a release history, a code of conduct — read live from the provider rather than inferred from our own catalog pointers. This facet adds; nothing was taken away to make room for it. An open-source project is not excused from the commercial facets, because exemption would strip it of the points it does earn. If we have the wrong repository, or this product is not open source, say so on your provider repo and we will drop the facet rather than have you publish against it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 65 points between them, because both conditional facets apply and carry 35 points together. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 65% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey) Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 6.4 — up to +18.7 composite points Ask about this →
Developer Ergonomics scores 11.9 — up to +17.6 composite points Ask about this →
Contract Quality scores 47.4 — up to +13.2 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/tazama/apis.yml: open an issue on github.com/api-evangelist/tazama to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

ISO 20022

tagged — the provider's own APIs.json carries the standard as a tag; implementation not verified

OpenAPI

measured — observed by APIs.io (published)

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Tazama Admin Service API

Administrative API for managing and configuring the Tazama platform. Supports configuration of rule processors, typology definitions, network maps, and system administration. Sw...

Tazama Health API

Service health check operations

Tazama Transaction Evaluation API

ISO 20022 transaction message evaluation for fraud and AML detection

Open Collections 3

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Tazama Transaction Monitoring Service Health API

OPEN COLLECTION

Tazama Transaction Monitoring Service Health Transaction Evaluation API

OPEN COLLECTION

Tazama Transaction Monitoring Service API

OPEN COLLECTION

Tazama API pricing

Not yet checked against Tazama's own pricing page. Compiled by API Evangelist on 2026-05-04; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Free freemium	Free
Professional paid	Free
Enterprise enterprise	—

Plan details, limits and sources →

Rate limits

Free Tier Default: 10 requests per minute
Free Tier Monthly Quota: 1000 requests per month
Professional Tier Default: 100 requests per minute

Compiled by API Evangelist, not yet checked against Tazama's documentation. All 5 limits →

Pricing Plans 1

Published pricing tiers and plan structures.

Tazama Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Tazama Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Tazama Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Tazama Context

38 classes · 0 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Tazama — jsonschema rules

5 rules · 3 warn-severity 2 info-severity

SPECTRAL

Tazama API Rules

10 rules · 2 error-severity 8 warn-severity

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

ISO 20022 pain.001.001.11 Customer Credit Transfer Initiation

1 properties

JSON SCHEMA

Tazama Transaction Response

2 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Tazama Transaction Response Structure

0 properties

JSON STRUCTURE

Examples 2

Example request and response payloads for these APIs.

Tazama Evaluate Pacs008 Transaction Example

2 fields

EXAMPLE

Tazama Evaluate Pain001 Transaction Example

2 fields

EXAMPLE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tazama Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

Tazama Agentic Access

6 operations · 4 acting

AGENTIC

Resources

Documentation 4

Reference material describing how the API behaves

ContributionGuide

Documentation

OpenAPI

JSONSchema

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Vocabulary

Vocabulary

JSONLDContext

JSONLDContext

SpectralRules

SpectralRules

Build 2

SDKs, sample code, and the tooling you integrate with

CodeOfConduct

CodeOfConduct

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

RateLimits

RateLimits

IssueTracker

IssueTracker

Releases

Releases

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

License

License

Company 4

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

About

About

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Licensing

Licensing

Source (apis.yml)

aid: tazama
name: Tazama
description: Tazama is the first open source platform for real-time financial monitoring and fraud detection, launched by
  Linux Foundation Charities with support from the Bill and Melinda Gates Foundation. It provides real-time fraud management,
  AML compliance, and cost-effective monitoring of digital financial transactions through a microservices architecture with
  rule processors, typology scoring, and case management integration. Built to ISO 20022 standards for maximum financial messaging
  interoperability.
type: Index
deliveryModel:
  model: self-hosted
  license: Apache-2.0
  open_source: true
  commercial: false
  callable_host: false
  label: Self-hosted open source · you run it yourself
  confidence: high
  source:
  - license
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: low
  try_now_blocked_by: loopback
  source:
  - plans
  - security
  generated: '2026-11-13'
  method: derived
position: Consuming
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/tazama.png
tags:
- Financial Technology
- Fraud Prevention
- AML
- Linux Foundation
- Open Source
- Transaction Monitoring
- ISO 20022
- Real-Time
tags_raw:
- Financial Technology
- Fraud Detection
- Anti-Money Laundering
- Linux Foundation
- Open Source
- Transaction Monitoring
- ISO 20022
- Real Time
- Open-Source
created: '2026-03-16'
modified: '2026-09-16'
url: https://raw.githubusercontent.com/api-evangelist/tazama/refs/heads/main/apis.yml
specificationVersion: '0.23'
apis:
- aid: tazama:admin-service
  name: Tazama Admin Service API
  description: Administrative API for managing and configuring the Tazama platform. Supports configuration of rule processors,
    typology definitions, network maps, and system administration. Swagger documentation available at the admin service endpoint.
  humanURL: https://github.com/tazama-lf/admin-service
  baseURL: http://localhost:5100
  tags:
  - Administration
  - Configuration
  - Rule Management
  properties:
  - type: Documentation
    url: https://github.com/tazama-lf/admin-service
  - type: GitHubRepository
    url: https://github.com/tazama-lf/admin-service
  contact:
  - FN: Tazama Support
    url: https://tazama.org
- aid: tazama:tazama-health-api
  name: Tazama Health API
  description: Service health check operations
  humanURL: https://tazama.org/products/
  baseURL: http://localhost:5000
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/tazama-health-api-openapi.yml
  - type: Documentation
    url: https://tazama.org/products/
  - type: GitHubRepository
    url: https://github.com/tazama-lf/tms-service
- aid: tazama:tazama-transaction-evaluation-api
  name: Tazama Transaction Evaluation API
  description: ISO 20022 transaction message evaluation for fraud and AML detection
  humanURL: https://tazama.org/products/
  baseURL: http://localhost:5000
  tags:
  - Transaction Evaluation
  properties:
  - type: OpenAPI
    url: openapi/tazama-transaction-evaluation-api-openapi.yml
  - type: Documentation
    url: https://tazama.org/products/
  - type: GitHubRepository
    url: https://github.com/tazama-lf/tms-service
common:
- type: Plans
  url: plans/tazama-plans-pricing.yml
- type: RateLimits
  url: rate-limits/tazama-rate-limits.yml
- type: FinOps
  url: finops/tazama-finops.yml
- type: Website
  url: https://tazama.org
- type: CapabilityMap
  url: capabilities/tazama-capability-edges.yml
  name: Tazama Business Capability Map
- type: IssueTracker
  url: https://github.com/tazama-lf/admin-service/issues
- type: Releases
  url: https://github.com/tazama-lf/admin-service/releases
- type: CodeOfConduct
  url: https://github.com/tazama-lf/.github/blob/main/CODE_OF_CONDUCT.md
- type: ContributionGuide
  url: https://github.com/tazama-lf/.github/blob/main/CONTRIBUTING.md
- type: License
  name: Apache-2.0
  url: https://github.com/tazama-lf/admin-service/blob/main/LICENSE
- type: AgenticAccess
  url: agentic-access/tazama-agentic-access.yml
- type: DomainSecurity
  url: security/tazama-domain-security.yml
- url: https://www.tazama.org/feed/
  type: Blog
- type: LinkedIn
  url: https://www.linkedin.com/company/tazama-org
- type: Documentation
  name: Tazama Documentation
  description: Official documentation for Tazama platform and APIs.
  url: https://tazama.org/products/
- type: GitHubOrg
  name: Tazama GitHub Organization
  description: Source code and repositories for Tazama open source platform.
  url: https://github.com/tazama-lf
- type: About
  name: About Tazama
  url: https://tazama.org/about/
- type: Licensing
  name: Linux Foundation Charities
  url: https://www.linuxfoundation.org/press/linux-foundation-launches-tazama-for-real-time-fraud-management
- type: OpenAPI
  name: Tazama TMS OpenAPI Specification
  url: https://raw.githubusercontent.com/api-evangelist/tazama/refs/heads/main/openapi/tazama-transaction-monitoring-service-openapi.yml
- type: Vocabulary
  name: Tazama Vocabulary
  url: https://raw.githubusercontent.com/api-evangelist/tazama/refs/heads/main/vocabulary/tazama-vocabulary.yml
- type: JSONSchema
  name: Transaction Response Schema
  url: https://raw.githubusercontent.com/api-evangelist/tazama/refs/heads/main/json-schema/tazama-transaction-response-schema.json
- type: JSONLDContext
  name: Tazama JSON-LD Context
  url: https://raw.githubusercontent.com/api-evangelist/tazama/refs/heads/main/json-ld/tazama-context.jsonld
- type: SpectralRules
  name: Tazama Spectral Rules
  url: https://raw.githubusercontent.com/api-evangelist/tazama/refs/heads/main/rules/tazama-rules.yml
features:
- name: Real-Time Transaction Monitoring
  description: Processes financial transactions in real time for immediate fraud detection.
- name: ISO 20022 Compliance
  description: Built to ISO 20022 standards for financial messaging interoperability.
- name: Payment Platform Adapter
  description: Transforms non-ISO 20022 messages into ISO 20022 compatible formats.
- name: Rule-Based Fraud Detection
  description: Configurable rule processors evaluate transactions for suspicious behavior.
- name: Typology Scoring
  description: Aggregates rule results into fraud and AML typology scores.
- name: AML Compliance
  description: Anti-money laundering monitoring built into the transaction processing pipeline.
- name: Case Management Integration
  description: Issues investigation alerts and case data to external case management systems.
- name: Transaction Blocking
  description: Can block high-risk transactions to prevent financial loss.
- name: Kubernetes Deployment
  description: Helm charts available for AKS, EKS, GKE, and on-premises Kubernetes deployments.
- name: GraphQL Access
  description: Hasura GraphQL API layer for flexible database queries.
useCases:
- name: Fraud Detection for Mobile Money Operators
  description: Real-time monitoring of mobile financial transactions for fraud patterns.
- name: AML Compliance for Banks
  description: Automated AML screening of transactions to meet regulatory requirements.
- name: Payment Switch Monitoring
  description: Monitor transactions passing through payment switches for suspicious activity.
- name: Clearing House Risk Management
  description: Screen clearing house transactions for fraud and money laundering.
integrations:
- name: Hasura GraphQL API
  description: GraphQL access layer to the Tazama database via Hasura.
  url: https://hasura.io
- name: Keycloak Authentication
  description: Identity and access management via Keycloak.
  url: https://www.keycloak.org
- name: NATS Messaging
  description: Event streaming via NATS message broker.
  url: https://nats.io
- name: ArangoDB
  description: Multi-model database for transaction data and participant graphs.
  url: https://www.arangodb.com
- name: Mojaloop
  description: ISO 20022 messages map to Mojaloop Quote, Quote Response, and Transfer messages.
  url: https://mojaloop.io
- name: External Case Management Systems
  description: Alerts and case data sent to external case management platforms.
solutions:
- name: Financial Inclusion
  description: Enables small financial service providers in developing markets to afford fraud monitoring.
- name: Open Source Fraud Prevention
  description: First open-source real-time fraud management platform for financial services.
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com

Tazama API — frequently asked questions

Does Tazama have an API?

Yes. APIs.io lists 3 APIs from Tazama, including Tazama Admin Service API, Tazama Health API and Tazama Transaction Evaluation API.

Is there an OpenAPI specification for the Tazama API?

Yes. APIs.io indexes 2 OpenAPI specifications for Tazama, each linked for download from this page.

How much does the Tazama API cost?

APIs.io lists 3 pricing plans for Tazama, with each plan's price, limits and inclusions under Pricing on this page.

Is the Tazama API ready for AI agents?

Tazama has a Kin Score of 29.4 out of 100 (thin) and an Agent Readiness score of 22.1 (agent-aware), scored by API Evangelist on 2026-11-13.

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