State Farm Insurance website screenshot

State Farm Insurance

State Farm Insurance refers to the primary insurance operations of State Farm Mutual Automobile Insurance Company and its affiliated entities, headquartered in Bloomington, Illinois. As the largest property and casualty insurer in the United States, State Farm Insurance provides auto, home, renters, life, health, commercial, and farm insurance products to over 83 million policies across 91 million accounts. The company operates through approximately 19,000 exclusive agents and has a robust digital platform. State Farm Insurance maintains a Partner Gateway developer portal (developer.statefarm.com) offering APIs for embedded insurance, partner integrations, and B2B connectivity. The company has also heavily invested in cloud infrastructure on AWS and has open-sourced numerous DevOps and infrastructure tools via its GitHub organization.

State Farm Insurance publishes 3 APIs on the APIs.io network: Coverage API, Policies API, and Quotes API. Tagged areas include Fortune 100.

The State Farm Insurance catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

State Farm Insurance’s developer surface includes authentication, GitHub presence, and 19 more developer resources.

48.0/100 developing ▬ flat Agent 38/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessEnterpriseSelf serve
6 APIs
Fortune 100

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 48.0/100 · developing
Contract Quality 16.5 / 25
Developer Ergonomics 3.9 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 3.4 / 13
Governance 8.3 / 12
Discoverability 5.9 / 10
Agent readiness — 38/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/state-farm-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Auto Insurance API

The State Farm Auto Insurance API enables partners in automotive, telematics, and financial services to embed State Farm auto insurance products into their platforms. Use cases ...

Homeowners Insurance API

The State Farm Homeowners Insurance API enables mortgage lenders, real estate platforms, and partner networks to offer homeowners insurance quoting and policy integration. Suppo...

B2B Insurance Inquiry API

The State Farm B2B Insurance Inquiry API provides home and auto lenders with a programmatic way to verify that borrowers maintain adequate insurance coverage on financed propert...

State Farm Insurance Coverage API

Coverage options and details

State Farm Insurance Policies API

Renters insurance policy operations

State Farm Insurance Quotes API

Renters insurance quote operations

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

State Farm Insurance Context

11 classes · 8 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

State Farm Insurance API Rules

5 rules · 3 warnings 2 info

SPECTRAL

State Farm Insurance API Rules

15 rules · 9 errors 5 warnings 1 info

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions for this provider's data models.

Renters Insurance Policy

9 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Examples 1

Example request and response payloads for these APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

State Farm Insurance Authentication

oauth2 · 1 scheme

SECURITY

State Farm Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

State Farm Insurance Vulnerability Disclosure

Bugcrowd · security.txt · contact published

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

State Farm Insurance Scopes

3 scopes · clientCredentials

3 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

State Farm Insurance Agentic Access

5 operations · 2 acting

5 operations · 2 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 4

Authentication, authorization, and security posture

Commercial 2

Pricing, plans, and the legal terms of use

Company 5

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: state-farm-insurance
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/state-farm-insurance.png
tags:
- Fortune 100
url: https://raw.githubusercontent.com/api-evangelist/state-farm-insurance/refs/heads/main/apis.yml
modified: '2026-05-19'
name: State Farm Insurance
description: State Farm Insurance refers to the primary insurance operations of State Farm Mutual Automobile Insurance Company
  and its affiliated entities, headquartered in Bloomington, Illinois. As the largest property and casualty insurer in the
  United States, State Farm Insurance provides auto, home, renters, life, health, commercial, and farm insurance products
  to over 83 million policies across 91 million accounts. The company operates through approximately 19,000 exclusive agents
  and has a robust digital platform. State Farm Insurance maintains a Partner Gateway developer portal (developer.statefarm.com)
  offering APIs for embedded insurance, partner integrations, and B2B connectivity. The company has also heavily invested
  in cloud infrastructure on AWS and has open-sourced numerous DevOps and infrastructure tools via its GitHub organization.
apis:
- aid: state-farm-insurance:auto-insurance-api
  name: Auto Insurance API
  description: The State Farm Auto Insurance API enables partners in automotive, telematics, and financial services to embed
    State Farm auto insurance products into their platforms. Use cases include in-dealership insurance quoting at point of
    sale, connected car insurance integrations, and lender-required coverage verification. State Farm is the largest auto
    insurer in the US with over 40 million auto policies. The API supports quote generation, coverage retrieval, and policy
    status inquiries.
  humanURL: https://developer.statefarm.com/
  baseURL: https://api.statefarm.com/v1
  tags:
  - Insurance
  - Auto Insurance
  - Vehicles
  - Telematics
  - Partner
  properties:
  - type: Documentation
    url: https://developer.statefarm.com/
- aid: state-farm-insurance:homeowners-insurance-api
  name: Homeowners Insurance API
  description: The State Farm Homeowners Insurance API enables mortgage lenders, real estate platforms, and partner networks
    to offer homeowners insurance quoting and policy integration. Supports closing day insurance coordination, escrow verification,
    and coverage inquiry for lenders requiring collateral protection evidence. State Farm is one of the largest homeowners
    insurance providers in the US.
  humanURL: https://developer.statefarm.com/
  baseURL: https://api.statefarm.com/v1
  tags:
  - Insurance
  - Homeowners Insurance
  - Mortgage
  - Real Estate
  - Partner
  properties:
  - type: Documentation
    url: https://developer.statefarm.com/
- aid: state-farm-insurance:b2b-insurance-inquiry-api
  name: B2B Insurance Inquiry API
  description: The State Farm B2B Insurance Inquiry API provides home and auto lenders with a programmatic way to verify that
    borrowers maintain adequate insurance coverage on financed properties and vehicles. Lenders can query active policy status,
    coverage amounts, and expiration dates. This supports regulatory compliance requirements for collateral insurance verification
    and helps lenders reduce force-placed insurance costs.
  humanURL: https://b2b.statefarm.com/b2b-content/home-auto-lenders/ins-inquiry
  baseURL: https://b2b.statefarm.com/api/v1
  tags:
  - Insurance
  - B2B
  - Lenders
  - Verification
  - Compliance
  properties:
  - type: Documentation
    url: https://b2b.statefarm.com/b2b-content/home-auto-lenders/ins-inquiry
- aid: state-farm-insurance:state-farm-insurance-coverage-api
  name: State Farm Insurance Coverage API
  description: Coverage options and details
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Coverage
  properties:
  - type: OpenAPI
    url: openapi/state-farm-insurance-coverage-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
- aid: state-farm-insurance:state-farm-insurance-policies-api
  name: State Farm Insurance Policies API
  description: Renters insurance policy operations
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/state-farm-insurance-policies-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
- aid: state-farm-insurance:state-farm-insurance-quotes-api
  name: State Farm Insurance Quotes API
  description: Renters insurance quote operations
  humanURL: https://developer.statefarm.com/api/renters
  baseURL: https://api.statefarm.com/v1
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/state-farm-insurance-quotes-api-openapi.yml
  - type: Documentation
    url: https://developer.statefarm.com/api/renters
common:
- type: AgenticAccess
  url: agentic-access/state-farm-insurance-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/state-farm-insurance-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/state-farm-insurance-domain-security.yml
- type: Authentication
  url: authentication/state-farm-insurance-authentication.yml
- type: OAuthScopes
  url: scopes/state-farm-insurance-scopes.yml
- type: Website
  url: https://www.statefarm.com
- type: DeveloperPortal
  url: https://developer.statefarm.com
- type: GitHub
  url: https://github.com/StateFarmIns
- type: Engineering Blog
  url: https://engineering.statefarm.com/blog
- type: B2B Portal
  url: https://b2b.statefarm.com
- type: LinkedIn
  url: https://www.linkedin.com/company/state-farm
- type: Twitter
  url: https://twitter.com/StateFarm
- type: Newsroom
  url: https://newsroom.statefarm.com
- type: PrivacyPolicy
  url: https://www.statefarm.com/customer-care/privacy-security/privacy/privacy-policy
- type: TermsOfService
  url: https://www.statefarm.com/customer-care/legal-disclaimer
- type: OpenAPI
  url: openapi/state-farm-insurance-renters-openapi.yml
- type: JSONSchema
  url: json-schema/state-farm-insurance-renters-policy-schema.json
- type: JSONStructure
  url: json-structure/state-farm-insurance-renters-policy-structure.json
- type: JSONLD
  url: json-ld/state-farm-insurance-context.jsonld
- type: Vocabulary
  url: vocabulary/state-farm-insurance-vocabulary.yml
- type: SpectralRules
  url: rules/state-farm-insurance-rules.yml