Semsee

Semsee is a digital small-commercial insurance quoting platform built on the SEMCI (Single Entry, Multiple Company Interface) principle, connecting independent agents to 50+ carriers and MGAs across multiple lines of business via API and RPA integrations. The platform handles submissions, multi-carrier quoting, proposals, and binding. Semsee exposes a partner Upload/Download (AMS) integration capability and SSO rather than a public, self-serve developer API. Semsee was acquired by iBynd in March 2026.

Semsee publishes 4 API contracts indexed on the APIs.io network, including Submissions API, Quotes API, Carriers API, and 1 more. Tagged areas include Insurance, Insurtech, Commercial Insurance, Quoting, and Submissions.

Semsee’s developer surface includes documentation, engineering blog, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

22.5/100 emerging ▬ flat Agent 26/100 agent aware Front door AI 2/6 trace Heartbeat 3/100 dormant saas Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

1 published contract 1 MCP Servers

Insurance Insurtech Commercial Insurance Quoting Submissions

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 22.5/100 · emerging

Contract Quality 6.3 / 21

Developer Ergonomics 2.8 / 17

Access Clarity 2.9 / 17

Operational Transparency 1.6 / 11

Contract Governance 0.0 / 10

Discoverability 5.8 / 9

Regulatory Posture 2.2 / 15

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey) Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 29.7 — up to +17.6 composite points Ask about this →
Developer Ergonomics scores 16.2 — up to +16.8 composite points Ask about this →
Access Clarity scores 17.0 — up to +16.6 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/semsee/apis.yml: open an issue on github.com/api-evangelist/semsee to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (verified)

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

OpenAPI

measured — observed by APIs.io (published)

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Semsee Submissions API

Partner-gated Upload/Download integration that pushes ACORD-based application and submission data from an agency management system (AMS) into the Semsee platform for multi-carri...

Semsee Quotes API

Partner-gated download of multi-carrier quote results back into an AMS or commercial rater so agents can compare and bind without re-keying. No public endpoint, schema, or base ...

Semsee Carriers API

Carrier and MGA connectivity through which Semsee routes submissions to 50+ markets via carrier API and RPA integrations, including class-code and market-appetite matching. This...

Semsee Webhooks API

No public webhook or event-notification surface is documented by Semsee. This entry is a placeholder reflecting that event-driven callbacks, if they exist, are part of a private...

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Semsee API

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Semsee MCP Server

Remote MCP server at docs.semsee.com over HTTP.

MCP SERVER

Semsee API pricing

Not yet checked against Semsee's own pricing page. Compiled by API Evangelist on 2026-06-25 from semsee.com/; confirm before you rely on a figure.

Plan	Price
Agency Platform contract	—
Partner / AMS Integration contract	—
Carrier / MGA Connectivity contract	—

Plan details, limits and sources →

Rate limits

Partner Integration Limits: see partner agreement requests

Compiled by API Evangelist, not yet checked against Semsee's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Semsee Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Semsee Rate Limits

1 limits

RATE LIMITS

Compliance 1

Attestations the provider states (SOC 2, ISO 27001 and others), quoted from its own trust page. APIs.io verifies none of them.

Semsee

1 quoted statement, read from Semsee's own page on 2026-11-10.

COMPLIANCE

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semsee Finops

FINOPS

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Semsee Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Semsee Vulnerability Disclosure

no policy recorded

SECURITY

Semsee Trust Center

SOC 2, GDPR

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Access & Security 3

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Attestations

Attestations

Source (apis.yml)

aid: semsee
url: https://raw.githubusercontent.com/api-evangelist/semsee/refs/heads/main/apis.yml
name: Semsee
kind: company
description: Semsee is a digital small-commercial insurance quoting platform built on the SEMCI (Single Entry, Multiple Company
  Interface) principle, connecting independent agents to 50+ carriers and MGAs across multiple lines of business via API and
  RPA integrations. The platform handles submissions, multi-carrier quoting, proposals, and binding. Semsee exposes a partner
  Upload/Download (AMS) integration capability and SSO rather than a public, self-serve developer API. Semsee was acquired
  by iBynd in March 2026.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-13'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/semsee.png
tags:
- Insurance
- Insurtech
- Commercial Insurance
- Quoting
- Submissions
created: '2026-06-25'
modified: '2026-06-25'
specificationVersion: '0.23'
apis:
- aid: semsee:semsee-submissions-api
  name: Semsee Submissions API
  tags:
  - Submissions
  - Application
  - ACORD
  tags_raw:
  - Submissions
  - Applications
  - ACORD
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/partners
  baseURL: ''
  properties:
  - url: https://semsee.com/partners
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: Partner-gated Upload/Download integration that pushes ACORD-based application and submission data from an agency
    management system (AMS) into the Semsee platform for multi-carrier quoting. No public, self-serve developer reference,
    endpoints, or base URL are documented; integration requires Semsee development resources and a partner agreement.
- aid: semsee:semsee-quotes-api
  name: Semsee Quotes API
  tags:
  - Quotes
  - Ratings
  - Downloads
  tags_raw:
  - Quotes
  - Rating
  - Download
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/partners
  baseURL: ''
  properties:
  - url: https://semsee.com/partners
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: Partner-gated download of multi-carrier quote results back into an AMS or commercial rater so agents can compare
    and bind without re-keying. No public endpoint, schema, or base URL is published; access is via partner integration only.
- aid: semsee:semsee-carriers-api
  name: Semsee Carriers API
  tags:
  - Carrier
  - MGA
  - Appetite
  tags_raw:
  - Carriers
  - MGA
  - Appetite
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/carriers-mgas-semsee
  baseURL: ''
  properties:
  - url: https://semsee.com/carriers-mgas-semsee
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: Carrier and MGA connectivity through which Semsee routes submissions to 50+ markets via carrier API and RPA
    integrations, including class-code and market-appetite matching. This is internal platform connectivity; no public developer-facing
    carrier API is documented.
- aid: semsee:semsee-webhooks-api
  name: Semsee Webhooks API
  tags:
  - Webhook
  - Event
  - Notification
  tags_raw:
  - Webhooks
  - Events
  - Notifications
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/partners
  baseURL: ''
  properties:
  - url: https://semsee.com/partners
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: No public webhook or event-notification surface is documented by Semsee. This entry is a placeholder reflecting
    that event-driven callbacks, if they exist, are part of a private partner integration and are not publicly specified.
common:
- type: TrustCenter
  url: security/semsee-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/semsee-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/semsee-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/semsee
- type: Website
  url: https://www.semsee.com
- type: Documentation
  url: https://help.semsee.com
- type: Plans
  url: plans/semsee-plans-pricing.yml
- type: RateLimits
  url: rate-limits/semsee-rate-limits.yml
- type: FinOps
  url: finops/semsee-finops.yml
- url: https://semsee.com/blog/rss.xml
  type: Blog
- type: Attestations
  url: compliance/semsee-compliance.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Semsee API — frequently asked questions

Does Semsee have an API?

Yes. APIs.io lists 4 APIs from Semsee, including Semsee Submissions API, Semsee Quotes API and Semsee Carriers API, and 1 more.

Is there an OpenAPI specification for the Semsee API?

Yes. APIs.io indexes 4 OpenAPI specifications for Semsee, each linked for download from this page.

How much does the Semsee API cost?

APIs.io lists 3 pricing plans for Semsee, with each plan's price, limits and inclusions under Pricing on this page.

Does Semsee have an MCP server?

Yes. APIs.io lists 1 MCP server for Semsee: Remote MCP server at docs.semsee.com over HTTP.

Is the Semsee API ready for AI agents?

Semsee has a Kin Score of 22.5 out of 100 (emerging) and an Agent Readiness score of 25.8 (agent-aware), scored by API Evangelist on 2026-11-13.

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