Semsee

Semsee is a digital small-commercial insurance quoting platform built on the SEMCI (Single Entry, Multiple Company Interface) principle, connecting independent agents to 50+ carriers and MGAs across multiple lines of business via API and RPA integrations. The platform handles submissions, multi-carrier quoting, proposals, and binding. Semsee exposes a partner Upload/Download (AMS) integration capability and SSO rather than a public, self-serve developer API. Semsee was acquired by iBynd in March 2026.

Semsee publishes 4 APIs on the APIs.io network, including Submissions API, Quotes API, Carriers API, and 1 more. Tagged areas include Insurance, Insurtech, Commercial Insurance, Quoting, and Submissions.

Semsee’s developer surface includes documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

28.7/100 thin ▬ flat Agent 24/100 agent aware saas Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0

1 APIs

Insurance Insurtech Commercial Insurance Quoting Submissions

Kin Score

Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0

Composite quality — 28.7/100 · thin

Contract Quality 5.5 / 21

Developer Ergonomics 2.8 / 17

Access Clarity 8.1 / 17

Operational Transparency 2.3 / 11

Contract Governance 0.0 / 10

Discoverability 5.8 / 9

Regulatory Posture 3.9 / 15

Agent readiness — 24/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/semsee: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Semsee Submissions API

Partner-gated Upload/Download integration that pushes ACORD-based application and submission data from an agency management system (AMS) into the Semsee platform for multi-carri...

Semsee Quotes API

Partner-gated download of multi-carrier quote results back into an AMS or commercial rater so agents can compare and bind without re-keying. No public endpoint, schema, or base ...

Semsee Carriers API

Carrier and MGA connectivity through which Semsee routes submissions to 50+ markets via carrier API and RPA integrations, including class-code and market-appetite matching. This...

Semsee Webhooks API

No public webhook or event-notification surface is documented by Semsee. This entry is a placeholder reflecting that event-driven callbacks, if they exist, are part of a private...

Open Collections 2

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Semsee API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Semsee Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Semsee Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semsee Finops

FINOPS

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Semsee Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Semsee Vulnerability Disclosure

disclosure policy published

SECURITY

Semsee Trust Center

SOC 2, GDPR

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Access & Security 3

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: semsee
url: https://raw.githubusercontent.com/api-evangelist/semsee/refs/heads/main/apis.yml
name: Semsee
kind: company
description: Semsee is a digital small-commercial insurance quoting platform built on the SEMCI (Single Entry, Multiple Company
  Interface) principle, connecting independent agents to 50+ carriers and MGAs across multiple lines of business via API and
  RPA integrations. The platform handles submissions, multi-carrier quoting, proposals, and binding. Semsee exposes a partner
  Upload/Download (AMS) integration capability and SSO rather than a public, self-serve developer API. Semsee was acquired
  by iBynd in March 2026.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/semsee.png
tags:
- Insurance
- Insurtech
- Commercial Insurance
- Quoting
- Submissions
created: '2026-06-25'
modified: '2026-06-25'
specificationVersion: '0.23'
apis:
- aid: semsee:semsee-submissions-api
  name: Semsee Submissions API
  tags:
  - Submissions
  - Application
  - ACORD
  tags_raw:
  - Submissions
  - Applications
  - ACORD
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/partners
  baseURL: ''
  properties:
  - url: https://semsee.com/partners
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: Partner-gated Upload/Download integration that pushes ACORD-based application and submission data from an agency
    management system (AMS) into the Semsee platform for multi-carrier quoting. No public, self-serve developer reference,
    endpoints, or base URL are documented; integration requires Semsee development resources and a partner agreement.
- aid: semsee:semsee-quotes-api
  name: Semsee Quotes API
  tags:
  - Quotes
  - Rating
  - Downloads
  tags_raw:
  - Quotes
  - Rating
  - Download
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/partners
  baseURL: ''
  properties:
  - url: https://semsee.com/partners
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: Partner-gated download of multi-carrier quote results back into an AMS or commercial rater so agents can compare
    and bind without re-keying. No public endpoint, schema, or base URL is published; access is via partner integration only.
- aid: semsee:semsee-carriers-api
  name: Semsee Carriers API
  tags:
  - Carriers
  - MGA
  - Appetite
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/carriers-mgas-semsee
  baseURL: ''
  properties:
  - url: https://semsee.com/carriers-mgas-semsee
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: Carrier and MGA connectivity through which Semsee routes submissions to 50+ markets via carrier API and RPA
    integrations, including class-code and market-appetite matching. This is internal platform connectivity; no public developer-facing
    carrier API is documented.
- aid: semsee:semsee-webhooks-api
  name: Semsee Webhooks API
  tags:
  - Webhook
  - Event
  - Notification
  tags_raw:
  - Webhooks
  - Events
  - Notifications
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://semsee.com/partners
  baseURL: ''
  properties:
  - url: https://semsee.com/partners
    type: Documentation
  - url: openapi/_original/semsee-openapi.yml
    type: OpenAPI
  - url: collections/semsee.postman_collection.json
    type: PostmanCollection
  - url: collections/semsee.opencollection.json
    type: OpenCollection
  description: No public webhook or event-notification surface is documented by Semsee. This entry is a placeholder reflecting
    that event-driven callbacks, if they exist, are part of a private partner integration and are not publicly specified.
common:
- type: TrustCenter
  url: security/semsee-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/semsee-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/semsee-domain-security.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/semsee
- type: Website
  url: https://www.semsee.com
- type: Documentation
  url: https://help.semsee.com
- type: Plans
  url: plans/semsee-plans-pricing.yml
- type: RateLimits
  url: rate-limits/semsee-rate-limits.yml
- type: FinOps
  url: finops/semsee-finops.yml
- url: https://semsee.com/blog/rss.xml
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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