PlanYear

PlanYear provides an AI‑native platform for the benefits industry, offering the BEACON platform for benefits consultants and the RAPID solution for insurance carriers. Built by benefits professionals, the platform reads, cleans, and formats census files, plan documents, RFPs, and renewals, enabling consultants to focus on strategic guidance and carriers to quote efficiently. The service combines deep industry knowledge with modern AI to return time to relationships and growth.

PlanYear is listed with 1 API on the APIs.io network. Tagged areas include AI, Benefits, Insurance, Platform, and Consulting.

PlanYear’s developer surface includes support and 11 more developer resources.

🌐 Visit website📡 Profile data on GitHub
19.6/100 emerging Agent 9/100 agent aware Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →
1 API
AIBenefitsInsurancePlatformConsulting

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0
Composite quality — 19.6/100 · emerging
Contract Quality 0.0 / 21
Developer Ergonomics 3.5 / 17
Access Clarity 3.6 / 17
Operational Transparency 1.2 / 11
Contract Governance 1.9 / 10
Discoverability 4.9 / 9
Regulatory Posture 4.4 / 15
Agent readiness — 9/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Pagination 5 / 5
Distinct Operations 3 / 3
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for PlanYear It updates itself when the score changes. Paste this where you link to your API docs: 
<a href="https://apis.io/providers/planyear/"><img src="https://apis.io/badge/planyear/card.svg" alt="PlanYear on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
  • Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
  • Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
10 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/planyear/apis.yml: open an issue on github.com/api-evangelist/planyear to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

PlanYear API

PlanYear developer portal providing API information, but the API reference is gated.

Rate Limits 1

Documented rate limits and quota policies.

Planyear Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Planyear Authentication

0 schemes

SECURITY

Planyear Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Planyear Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgentSkill
AgentSkill

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Components
Components
 Conformance
Conformance

Access & Security 2

Authentication, authorization, and security posture

Security
Security
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Website
Website

Other 2

Properties that don't map to a standard resource type

Hosts
Hosts
 Vendors
Vendors

Source (apis.yml)

apis.yml Raw ↑ 
aid: planyear
name: PlanYear
description: PlanYear provides an AI‑native platform for the benefits industry, offering the BEACON platform for benefits
  consultants and the RAPID solution for insurance carriers. Built by benefits professionals, the platform reads, cleans,
  and formats census files, plan documents, RFPs, and renewals, enabling consultants to focus on strategic guidance and carriers
  to quote efficiently. The service combines deep industry knowledge with modern AI to return time to relationships and growth.
url: https://artifacts.apis.io/planyear/apis.yml
x-type: company
x-source: harvest:vc-portfolio
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-29 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-29'
modified: '2026-10-29'
tags:
- AI
- Benefits
- Insurance
- Platform
- Consulting
image: https://cdn.prod.website-files.com/68889aefbde1e55ca71a9944/6adb5ea932e169e23330c029_home-og-image.jpg
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgentSkill
  url: skills/_index.yml
- type: Components
  url: components/planyear-components.yml
- type: Conformance
  url: conformance/planyear-conformance.yml
- type: Hosts
  url: hosts/planyear-hosts.yml
- type: Vendors
  url: vendors/planyear-vendors.yml
- type: TermsOfService
  url: https://planyear.ai/terms-of-service
- type: Security
  url: https://planyear.ai/security
- type: PrivacyPolicy
  url: https://planyear.ai/privacy-policy
- type: DomainSecurity
  url: security/planyear-domain-security.yml
- type: Website
  url: https://planyear.com
- type: DeveloperPortal
  url: https://portal.planyear.com
- type: Support
  url: https://planyear.com/contact
apis:
- name: PlanYear API
  description: PlanYear developer portal providing API information, but the API reference is gated.
  humanURL: https://portal.planyear.com
  aid: planyear:planyear-api
x-backed-by:
- true-ventures
x-coverage:
  state: gated
  reason: partner-login
  detail: Access to the API reference is blocked by a 403 partner portal login at https://portal.planyear.com/mcp.
  evidence:
  - url: https://portal.planyear.com/mcp
    status: 403
  checked: '2026-10-29'
x-enrichment:
  date: '2026-10-29'
  status: enriched
  artifacts_added: 22
  pass: modular-v1
  engine: identity=oss,contract=oss,surfaces=oss,docs=oss,regulatory=oss

PlanYear API — frequently asked questions

Does PlanYear have an API?

Yes. APIs.io lists 1 API from PlanYear, including PlanYear API.

How do I authenticate with the PlanYear API?

PlanYear documents its authentication (0 schemes). The details are profiled on APIs.io as Planyear Authentication.

Is the PlanYear API ready for AI agents?

PlanYear has a Kin Score of 19.6 out of 100 (emerging) and an Agent Readiness score of 8.6 (agent-aware), scored by API Evangelist on 2026-10-31.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This provider 
curl "https://apis.io/api/v1/providers/planyear"
All providers 
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose 
curl "https://apis.io/api/v1/providers/planyear/operations?limit=25"
How their score was established 
curl "https://apis.io/api/v1/providers/planyear/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.