Onlia

Onlia is a Canadian digital insurance brokerage, operating as the registered business name of Onlia Agency Inc. and backed by Southampton Financial Inc. (the Southampton group of companies). It sells personal lines direct to consumers online and by phone — auto (car, motorcycle, ATV, snowmobile, trailer, motorhome), property (home, condo, tenant, landlord, second home, mobile home) and lifestyle lines (boat, pet, life, travel, seasonal) — plus group and bundle programs. Onlia does not underwrite; it places business with a panel of Canadian carriers disclosed publicly on its broker-disclosure page, including Aviva, Gore Mutual, Economical/Definity, Pembridge, Pafco, Echelon, Wawanesa, Unica, Forward, Premier, Facility Association (Intact) and APOLLO. Its home market is Canada, concentrated in Ontario, where market conduct sits with FSRA while OSFI supervises the federally-regulated carriers behind the policies. API posture, recorded honestly: Onlia publishes NO public developer portal and NO self-serve API. developer., developers., docs. and api. under onlia.ca do not resolve, and /developers, /api, /developer and /integrations on the marketing site all return 404. The only quote/bind/issue/FNOL surface is app.onlia.ca, a consumer-facing Angular single-page app running on a white-labelled Ignite Insurance policy administration platform whose backend is private to the app. The one "partner" page is a B2B marketing page inviting affinity discount partnerships by email, with no technical onboarding. No ACORD, AL3, ACORD XML or NGDS reference appears anywhere on the public site. The app's own bundle shows the private backend runs on MuleSoft Anypoint CloudHub ESB services (auto and home policy, authentication, documents, VIN/MVR, claims) plus an Ignite Insurance authentication service — real REST plumbing behind the SPA, but undocumented, uncredentialed and not offered to third parties, so no API entry is claimed here.

Onlia is profiled on the APIs.io network. Tagged areas include Insurance, Canada, Property and Casualty, Insurtech, and Broker.

Onlia’s developer surface includes engineering blog, support, developer portal, and 16 more developer resources.

16.5/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
InsuranceCanadaProperty and CasualtyInsurtechBrokerPersonal LinesAuto InsuranceHome InsuranceDirect to ConsumerOntario

Kin Score

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scored 2026-07-27 · rubric v0.5
Composite quality — 16.5/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 3.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/onlia: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Onlia Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 5

The organization behind the API

Other 4

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: onlia
url: https://raw.githubusercontent.com/api-evangelist/onlia/refs/heads/main/apis.yml
name: Onlia
kind: company
description: 'Onlia is a Canadian digital insurance brokerage, operating as the registered business name of Onlia Agency Inc.
  and backed by Southampton Financial Inc. (the Southampton group of companies). It sells personal lines direct to consumers
  online and by phone — auto (car, motorcycle, ATV, snowmobile, trailer, motorhome), property (home, condo, tenant, landlord,
  second home, mobile home) and lifestyle lines (boat, pet, life, travel, seasonal) — plus group and bundle programs. Onlia
  does not underwrite; it places business with a panel of Canadian carriers disclosed publicly on its broker-disclosure page,
  including Aviva, Gore Mutual, Economical/Definity, Pembridge, Pafco, Echelon, Wawanesa, Unica, Forward, Premier, Facility
  Association (Intact) and APOLLO. Its home market is Canada, concentrated in Ontario, where market conduct sits with FSRA
  while OSFI supervises the federally-regulated carriers behind the policies. API posture, recorded honestly: Onlia publishes
  NO public developer portal and NO self-serve API. developer., developers., docs. and api. under onlia.ca do not resolve,
  and /developers, /api, /developer and /integrations on the marketing site all return 404. The only quote/bind/issue/FNOL
  surface is app.onlia.ca, a consumer-facing Angular single-page app running on a white-labelled Ignite Insurance policy administration
  platform whose backend is private to the app. The one "partner" page is a B2B marketing page inviting affinity discount
  partnerships by email, with no technical onboarding. No ACORD, AL3, ACORD XML or NGDS reference appears anywhere on the
  public site. The app''s own bundle shows the private backend runs on MuleSoft Anypoint CloudHub ESB services (auto and home
  policy, authentication, documents, VIN/MVR, claims) plus an Ignite Insurance authentication service — real REST plumbing
  behind the SPA, but undocumented, uncredentialed and not offered to third parties, so no API entry is claimed here.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Canada
- Property and Casualty
- Insurtech
- Broker
- Personal Lines
- Auto Insurance
- Home Insurance
- Direct to Consumer
- Ontario
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/onlia-domain-security.yml
- type: Website
  url: https://www.onlia.ca/
- type: About
  url: https://www.onlia.ca/about
- type: Blog
  url: https://www.onlia.ca/magazine/blogs
- type: BlogRSS
  url: https://www.onlia.ca/magazine/blogs?format=rss
- type: Support
  url: https://www.onlia.ca/support
- type: Claims
  url: https://www.onlia.ca/claims
- type: Portal
  url: https://app.onlia.ca/
- type: Partners
  url: https://www.onlia.ca/partners
- type: PrivacyPolicy
  url: https://www.onlia.ca/about/privacy-notice
- type: TermsOfService
  url: https://www.onlia.ca/about/conditions-of-use
- type: Disclosure
  url: https://www.onlia.ca/broker-disclosure
- type: HelpCenter
  url: https://www.onlia.ca/faqs
- type: Accessibility
  url: https://www.onlia.ca/about/accessibility
- type: PaymentAgreement
  url: https://www.onlia.ca/payment-agreement
- type: FraudReporting
  url: https://www.onlia.ca/help/report-fraud
- type: WellKnownProbe
  url: well-known/onlia-well-known.yml
- type: LLMsTxt
  url: llms/onlia-llms.txt
- type: Review
  url: review.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com