NowCerts

NowCerts (rebranded to Momentum AMP, but the API is still served from api.nowcerts.com) is a cloud insurance agency management system (AMS) for independent agencies. It exposes a documented REST API that lets agencies and their integration partners import, update, and retrieve their own book of business - insureds and prospects, policies and coverages, carriers and underwriters, endorsements and commissions, tasks and workflow, drivers, vehicles, properties, claims, certificates of insurance, notes, SMS, and payments. The API is token-authenticated and reachable by any NowCerts agency whose account has the "API Integration" agent role assigned; API integrations are gated to the Professional tier and above. Endpoints are documented on the public ASP.NET Web API help page at api.nowcerts.com/Help and are widely used through Zapier and partner integrations.

NowCerts publishes 6 APIs on the APIs.io network, including Authentication API, Carriers API, Endorsements API, and 3 more. Tagged areas include Insurance, Insurtech, Agency Management System, AMS, and Policies.

NowCerts’ developer surface includes authentication, documentation, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

25.8/100 emerging ▼ -10.5 Agent 20/100 agent aware Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

AccessPaidSelf serve

6 APIs

Insurance Insurtech Agency Management System AMS Policies InsuredsCertificates of InsuranceREST

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 25.8/100 · emerging

Contract Quality 3.0 / 21

Developer Ergonomics 3.6 / 17

Access Clarity 6.7 / 17

Operational Transparency 3.5 / 11

Contract Governance 0.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 20/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/nowcerts: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Nowcerts Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 2

The organization behind the API

LinkedIn

Website

Website

Source (apis.yml)

aid: nowcerts
url: https://raw.githubusercontent.com/api-evangelist/nowcerts/refs/heads/main/apis.yml
name: NowCerts
kind: company
description: NowCerts (rebranded to Momentum AMP, but the API is still served from api.nowcerts.com) is a cloud insurance
  agency management system (AMS) for independent agencies. It exposes a documented REST API that lets agencies and their integration
  partners import, update, and retrieve their own book of business - insureds and prospects, policies and coverages, carriers
  and underwriters, endorsements and commissions, tasks and workflow, drivers, vehicles, properties, claims, certificates
  of insurance, notes, SMS, and payments. The API is token-authenticated and reachable by any NowCerts agency whose account
  has the "API Integration" agent role assigned; API integrations are gated to the Professional tier and above. Endpoints
  are documented on the public ASP.NET Web API help page at api.nowcerts.com/Help and are widely used through Zapier and partner
  integrations.
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/nowcerts.png
tags:
- Insurance
- Insurtech
- Agency Management System
- AMS
- Policies
- Insureds
- Certificates of Insurance
- REST
created: '2026-07-10'
modified: '2026-07-10'
specificationVersion: '0.23'
apis:
- aid: nowcerts:nowcerts-authentication-api
  name: NowCerts Authentication API
  description: Obtain and refresh bearer tokens.
  humanURL: https://api.nowcerts.com/Help
  baseURL: https://api.nowcerts.com/api
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/nowcerts-authentication-api-openapi.yml
  - type: Documentation
    url: https://api.nowcerts.com/Help
  - type: APIReference
    url: https://api.nowcerts.com/Help
  - type: PostmanCollection
    url: collections/nowcerts.postman_collection.json
  - type: OpenCollection
    url: collections/nowcerts.opencollection.json
  - type: APIReference
    url: https://api.nowcerts.com/Help/Api/GET-api-Policy-GetPolicyFilesList_insuredId_policyId_folderId
- aid: nowcerts:nowcerts-carriers-api
  name: NowCerts Carriers API
  description: Carrier, underwriter, and line-of-business reference data.
  humanURL: https://api.nowcerts.com/Help
  baseURL: https://api.nowcerts.com/api
  tags:
  - Carriers
  properties:
  - type: OpenAPI
    url: openapi/nowcerts-carriers-api-openapi.yml
  - type: Documentation
    url: https://api.nowcerts.com/Help
  - type: APIReference
    url: https://api.nowcerts.com/Help
  - type: PostmanCollection
    url: collections/nowcerts.postman_collection.json
  - type: OpenCollection
    url: collections/nowcerts.opencollection.json
  - type: APIReference
    url: https://api.nowcerts.com/Help/Api/GET-api-Policy-GetPolicyFilesList_insuredId_policyId_folderId
- aid: nowcerts:nowcerts-endorsements-api
  name: NowCerts Endorsements API
  description: Policy endorsements and their financial detail.
  humanURL: https://api.nowcerts.com/Help
  baseURL: https://api.nowcerts.com/api
  tags:
  - Endorsements
  properties:
  - type: OpenAPI
    url: openapi/nowcerts-endorsements-api-openapi.yml
  - type: Documentation
    url: https://api.nowcerts.com/Help
  - type: APIReference
    url: https://api.nowcerts.com/Help
  - type: PostmanCollection
    url: collections/nowcerts.postman_collection.json
  - type: OpenCollection
    url: collections/nowcerts.opencollection.json
  - type: APIReference
    url: https://api.nowcerts.com/Help/Api/GET-api-Policy-GetPolicyFilesList_insuredId_policyId_folderId
- aid: nowcerts:nowcerts-insureds-api
  name: NowCerts Insureds API
  description: Insureds and prospects (customers), their contacts, and related data.
  humanURL: https://api.nowcerts.com/Help
  baseURL: https://api.nowcerts.com/api
  tags:
  - Insureds
  properties:
  - type: OpenAPI
    url: openapi/nowcerts-insureds-api-openapi.yml
  - type: Documentation
    url: https://api.nowcerts.com/Help
  - type: APIReference
    url: https://api.nowcerts.com/Help
  - type: PostmanCollection
    url: collections/nowcerts.postman_collection.json
  - type: OpenCollection
    url: collections/nowcerts.opencollection.json
  - type: APIReference
    url: https://api.nowcerts.com/Help/Api/GET-api-Policy-GetPolicyFilesList_insuredId_policyId_folderId
- aid: nowcerts:nowcerts-policies-api
  name: NowCerts Policies API
  description: Policies, coverages, and quotes.
  humanURL: https://api.nowcerts.com/Help
  baseURL: https://api.nowcerts.com/api
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/nowcerts-policies-api-openapi.yml
  - type: Documentation
    url: https://api.nowcerts.com/Help
  - type: APIReference
    url: https://api.nowcerts.com/Help
  - type: PostmanCollection
    url: collections/nowcerts.postman_collection.json
  - type: OpenCollection
    url: collections/nowcerts.opencollection.json
  - type: APIReference
    url: https://api.nowcerts.com/Help/Api/GET-api-Policy-GetPolicyFilesList_insuredId_policyId_folderId
- aid: nowcerts:nowcerts-tasks-api
  name: NowCerts Tasks API
  description: Tasks, task work groups, and to-do workflow.
  humanURL: https://api.nowcerts.com/Help
  baseURL: https://api.nowcerts.com/api
  tags:
  - Task
  tags_raw:
  - Tasks
  properties:
  - type: OpenAPI
    url: openapi/nowcerts-tasks-api-openapi.yml
  - type: Documentation
    url: https://api.nowcerts.com/Help
  - type: APIReference
    url: https://api.nowcerts.com/Help
  - type: PostmanCollection
    url: collections/nowcerts.postman_collection.json
  - type: OpenCollection
    url: collections/nowcerts.opencollection.json
  - type: APIReference
    url: https://api.nowcerts.com/Help/Api/GET-api-Policy-GetPolicyFilesList_insuredId_policyId_folderId
common:
- type: AgenticAccess
  url: agentic-access/nowcerts-agentic-access.yml
- type: DomainSecurity
  url: security/nowcerts-domain-security.yml
- type: Authentication
  url: authentication/nowcerts-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/momentumamp
- type: Website
  url: https://www.nowcerts.com
- type: Documentation
  url: https://api.nowcerts.com/Help
- type: Plans
  url: plans/nowcerts-plans-pricing.yml
- type: RateLimits
  url: rate-limits/nowcerts-rate-limits.yml
- type: FinOps
  url: finops/nowcerts-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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