Metromile

Metromile is a pay-per-mile auto insurance platform powered by telematics and data science. Customers attach the Pulse OBD device to their vehicle to track mileage; premiums consist of a base monthly rate plus a per-mile charge, rewarding low-mileage drivers with significant savings. Beyond consumer insurance, Metromile Enterprise offers a cloud-based REST API platform for property and casualty insurers covering touchless claims automation, accident reconstruction (Replay), fraud detection (Detect), digital FNOL reporting (Report), and back-office workflow automation (Streamline). Metromile was acquired by Lemonade in July 2022.

Metromile publishes 1 API on the APIs.io network. Tagged areas include Insurance, Telematics, Pay-Per-Mile, Auto Insurance, and Claims Automation.

Metromile’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.1/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1

AccessEnterprise

1 APIs

InsuranceTelematicsPay-Per-MileAuto InsuranceClaims AutomationVehicle DiagnosticsMileage TrackingInsurTech

Kin Score

Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1

Composite quality — 18.1/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.2 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 2.7 / 13

Governance 0.0 / 12

Discoverability 6.9 / 10

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/metromile: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Metromile Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: metromile
name: Metromile
description: 'Metromile is a pay-per-mile auto insurance platform powered by telematics and data science. Customers attach
  the Pulse OBD device to their vehicle to track mileage; premiums consist of a base monthly rate plus a per-mile charge,
  rewarding low-mileage drivers with significant savings. Beyond consumer insurance, Metromile Enterprise offers a cloud-based
  REST API platform for property and casualty insurers covering touchless claims automation, accident reconstruction (Replay),
  fraud detection (Detect), digital FNOL reporting (Report), and back-office workflow automation (Streamline). Metromile was
  acquired by Lemonade in July 2022.

  '
type: Index
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/metromile.png
url: https://raw.githubusercontent.com/api-evangelist/metromile/refs/heads/main/apis.yml
created: 2026-06-13
modified: 2026-06-13
specificationVersion: '0.19'
tags:
- Insurance
- Telematics
- Pay-Per-Mile
- Auto Insurance
- Claims Automation
- Vehicle Diagnostics
- Mileage Tracking
- InsurTech
apis:
- aid: metromile:metromile-enterprise-api
  name: Metromile Enterprise API
  description: 'REST API platform for property and casualty insurance carriers enabling touchless claims automation, digital
    first-notice-of-loss reporting, telematics-based accident reconstruction, fraud detection, payment automation, and back-office
    workflow orchestration. Integrated via enterprise SaaS agreement.

    '
  humanURL: https://enterprise.metromile.com/platform/
  baseURL: https://enterprise.metromile.com
  tags:
  - Claims Automation
  - Telematics
  - Fraud Detection
  - Insurance
  - REST API
  properties:
  - type: Documentation
    url: https://enterprise.metromile.com/platform/
  - type: Website
    url: https://enterprise.metromile.com/
common:
- type: DomainSecurity
  url: security/metromile-domain-security.yml
- type: Website
  url: https://www.metromile.com/
- type: Documentation
  url: https://enterprise.metromile.com/platform/
- type: GitHubOrg
  url: https://github.com/metromile
- type: LinkedIn
  url: https://www.linkedin.com/company/metromile
- type: Blog
  url: https://www.metromile.com/blog/
- type: Pricing
  url: https://www.metromile.com/auto-insurance/
- type: StatusPage
  url: https://status.metromile.com/
- type: X
  url: https://x.com/metromile
- type: Plans
  url: plans/metromile-plans-pricing.yml
- type: RateLimits
  url: rate-limits/metromile-rate-limits.yml
- type: FinOps
  url: finops/metromile-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Metromile

Kin Score

APIs 1

Metromile Enterprise API

Pricing Plans 1

Metromile Plans Pricing