Lovys website screenshot

Lovys

Lovys is a European digital neo-insurance provider offering flexible, subscription-based cover for home (habitation), smartphone, and pet insurance, designed to be managed entirely online and adjusted month to month. Beyond its direct-to-consumer product, Lovys operates a Partner API (the "Lovys Partner API") that lets resellers and platforms embed insurance into their own experiences: creating and managing real-time quotes, retrieving plans, pricing and coverage options, capturing and managing customer data, enabling policy purchase and activation, and handling the policy lifecycle, updates, and renewals. The Partner API is fronted by Azure API Management and authenticated with OAuth2 via Microsoft Entra ID / Azure Active Directory B2C. The public developer portal (docs.lovys.com) documents getting-started, onboarding, quoting, purchase, and end-to-end partner guides alongside an API reference covering account, customer, quote, basket, orders, payments, policies, and reference-data resources.

Lovys publishes 1 API on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Embedded Insurance, and Partner API.

Lovys’ developer surface includes documentation, API reference, getting-started guide, changelog, support, signup flow, authentication, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
23.2/100 emerging ▬ flat Agent 10/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
1 APIs
CompanyInsuranceInsurtechEmbedded InsurancePartner APIHome InsurancePet InsuranceSmartphone InsuranceOAuth2Azure API Management

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 23.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 10.0 / 20
Commercial Clarity 2.6 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 8.0 / 10
Agent readiness — 10/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/lovys: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Lovys Partner API

Partner/reseller REST API to embed Lovys insurance products — real-time quotes, plans/pricing/coverage, customer data, policy purchase and activation, and policy lifecycle/renew...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Lovys Authentication

oauth2 · 1 scheme

SECURITY

Lovys Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Access & Security 2

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

ChangeLog
ChangeLog
 Support
Support

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: lovys
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/lovys.png
name: Lovys
description: 'Lovys is a European digital neo-insurance provider offering flexible, subscription-based cover for home (habitation),
  smartphone, and pet insurance, designed to be managed entirely online and adjusted month to month. Beyond its direct-to-consumer
  product, Lovys operates a Partner API (the "Lovys Partner API") that lets resellers and platforms embed insurance into their
  own experiences: creating and managing real-time quotes, retrieving plans, pricing and coverage options, capturing and managing
  customer data, enabling policy purchase and activation, and handling the policy lifecycle, updates, and renewals. The Partner
  API is fronted by Azure API Management and authenticated with OAuth2 via Microsoft Entra ID / Azure Active Directory B2C.
  The public developer portal (docs.lovys.com) documents getting-started, onboarding, quoting, purchase, and end-to-end partner
  guides alongside an API reference covering account, customer, quote, basket, orders, payments, policies, and reference-data
  resources.'
url: https://raw.githubusercontent.com/api-evangelist/lovys/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Insurance
- Insurtech
- Embedded Insurance
- Partner API
- Home Insurance
- Pet Insurance
- Smartphone Insurance
- OAuth2
- Azure API Management
apis:
- name: Lovys Partner API
  description: Partner/reseller REST API to embed Lovys insurance products — real-time quotes, plans/pricing/coverage, customer
    data, policy purchase and activation, and policy lifecycle/renewals across home, smartphone, and pet insurance. Fronted
    by Azure API Management with OAuth2 (Microsoft Entra ID / Azure AD B2C) authentication. Public developer portal is an
    early-stage scaffold; no downloadable OpenAPI spec published yet.
  humanURL: https://docs.lovys.com/
  properties:
  - type: APIReference
    url: https://docs.lovys.com/api-reference
  - type: GettingStarted
    url: https://docs.lovys.com/getting-started
  - type: Authentication
    url: authentication/lovys-authentication.yml
  - type: ChangeLog
    url: https://docs.lovys.com/api-changelog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://lovys.com/
- type: DeveloperPortal
  url: https://docs.lovys.com/
- type: Documentation
  url: https://docs.lovys.com/
- type: APIReference
  url: https://docs.lovys.com/api-reference
- type: GettingStarted
  url: https://docs.lovys.com/getting-started
- type: ChangeLog
  url: https://docs.lovys.com/api-changelog
- type: Support
  url: https://docs.lovys.com/support
- type: SignUp
  url: https://docs.lovys.com/signup
- type: Login
  url: https://docs.lovys.com/signin
- type: Authentication
  url: authentication/lovys-authentication.yml
- type: DomainSecurity
  url: security/lovys-domain-security.yml
- type: LLMsTxt
  url: llms/lovys-llms.txt
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 3
  pass: local-v1