Kasko

KASKO is an InsurTech-as-a-Service provider offering a modular, no-/low-code platform that helps insurers, MGAs, reinsurers, and brokers design, launch, and operate digital insurance products end to end. Its full insurance operating stack exposes platform functionality and data through a REST API (Quote, Offer, Payment, Policy and Data resources), an embeddable KASKO JS widget for front-end distribution, and account-level signed webhooks. KASKO also provides EU/UK market-access and licensing support, advisory, and recruitment services, and is ISO 27001 certified and co-funded by the European Union.

Kasko is listed with 1 API on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Insurance API, and Policy Management.

The Kasko catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Kasko’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, sandbox, and 15 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

40.6/100 developing ▬ flat Agent 25/100 agent aware Front door AI 1/6 silent Heartbeat 30/100 slowing saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API 1 MCP Servers

Company Insurance InsurtechInsurance APIPolicy Management Payments Webhook Embedded Insurance No-Code

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 40.6/100 · developing

Contract Quality 8.3 / 21

Developer Ergonomics 10.9 / 17

Access Clarity 4.9 / 17

Operational Transparency 0.9 / 11

Contract Governance 1.9 / 10

Discoverability 6.4 / 9

Regulatory Posture 3.9 / 15

Agent readiness — 25/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/kasko/"><img src="https://apis.io/badge/kasko/card.svg" alt="Kasko on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 39.0 — up to +15.3 composite points
Access Clarity scores 28.9 — up to +14.2 composite points
Operational Transparency scores 7.9 — up to +12.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/kasko/apis.yml: open an issue on github.com/api-evangelist/kasko to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (platform)

Universal Commerce Protocol (UCP)

measured — observed by APIs.io (wix)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

KASKO REST API

REST API for the KASKO insurance platform. All platform functionality and data is accessible via the API, covering the Quote, Offer, Payment and Policy insurance transaction flo...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

KASKO Site MCP (Wix) manifest

The KASKO marketing site (www.kasko.io) is built on Wix and exposes a live, unauthenticated Wix Site MCP endpoint advertised in its /llms.txt. The server provides Wix's generic ...

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Kasko Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Kasko Authentication

http · 2 schemes

SECURITY

Kasko Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

MCPServer

MCPServer

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Components

Webhooks

Conformance

DataModel

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

BlogRSS

BlogRSS

Website

Website

Blog

Blog

Source (apis.yml)

aid: kasko
name: Kasko
description: KASKO is an InsurTech-as-a-Service provider offering a modular, no-/low-code platform that helps insurers, MGAs,
  reinsurers, and brokers design, launch, and operate digital insurance products end to end. Its full insurance operating
  stack exposes platform functionality and data through a REST API (Quote, Offer, Payment, Policy and Data resources), an
  embeddable KASKO JS widget for front-end distribution, and account-level signed webhooks. KASKO also provides EU/UK market-access
  and licensing support, advisory, and recruitment services, and is ISO 27001 certified and co-funded by the European Union.
url: https://raw.githubusercontent.com/api-evangelist/kasko/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-06'
image: https://static.wixstatic.com/media/660ad6_7730ccc446d245348dc0376d978ac52f~mv2.png
x-docs-platform: gitbook
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-03
tags:
- Company
- Insurance
- Insurtech
- Insurance API
- Policy Management
- Payments
- Webhook
- Embedded Insurance
- No-Code
tags_raw:
- Company
- Insurance
- InsurTech
- Insurance API
- Policy Management
- Payments
- Webhooks
- Embedded Insurance
- No-Code
apis:
- name: KASKO REST API
  description: REST API for the KASKO insurance platform. All platform functionality and data is accessible via the API, covering
    the Quote, Offer, Payment and Policy insurance transaction flow plus a Data API for domain datasets. Authenticated with
    secret API keys (HTTP Basic or Bearer) over HTTPS.
  humanURL: https://docs.kasko.io/kasko-api-documentation/rest-api/introduction.md
  baseURL: https://api.kaskocloud.com
  tags:
  - Insurance
  - Insurance API
  - Policy Management
  - Payments
  properties:
  - type: Documentation
    url: https://docs.kasko.io/kasko-api-documentation/
  - type: APIReference
    url: https://docs.kasko.io/kasko-api-documentation/rest-api/introduction.md
  - type: GettingStarted
    url: https://docs.kasko.io/kasko-api-documentation/rest-api/getting-started.md
  - type: Authentication
    url: authentication/kasko-authentication.yml
  - type: Webhooks
    url: asyncapi/kasko-webhooks.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- url: https://www.kasko.io/blog-feed.xml
  type: BlogRSS
- type: Website
  url: https://www.kasko.io
- type: DeveloperPortal
  url: https://docs.kasko.io/kasko-api-documentation/
- type: Documentation
  url: https://docs.kasko.io/kasko-api-documentation/
- type: APIReference
  url: https://docs.kasko.io/kasko-api-documentation/rest-api/introduction.md
- type: GettingStarted
  url: https://docs.kasko.io/kasko-api-documentation/rest-api/getting-started.md
- type: Blog
  url: https://www.kasko.io/insights
- type: Support
  url: https://www.kasko.io/contact
- type: TermsOfService
  url: https://www.kasko.io/terms-conditions
- type: PrivacyPolicy
  url: https://www.kasko.io/privacy-notice
- type: LLMsTxt
  url: llms/kasko-llms.txt
- type: MCPServer
  url: mcp/kasko-mcp.yml
  name: KASKO Site MCP (Wix) manifest
- type: Authentication
  url: authentication/kasko-authentication.yml
- type: Conventions
  url: conventions/kasko-conventions.yml
- type: ErrorCatalog
  url: errors/kasko-problem-types.yml
- type: Sandbox
  url: sandbox/kasko-sandbox.yml
- type: Components
  url: components/kasko-components.yml
- type: Webhooks
  url: asyncapi/kasko-webhooks.yml
- type: Conformance
  url: conformance/kasko-conformance.yml
- type: Compliance
  url: https://www.kasko.io
- type: DataModel
  url: data-model/kasko-data-model.yml
- type: DomainSecurity
  url: security/kasko-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Kasko API — frequently asked questions

Does Kasko have an API?

Yes. APIs.io lists 1 API from Kasko, including KASKO REST API.

How do I authenticate with the Kasko API?

Kasko uses bearer-token authentication (http · 2 schemes). The details are profiled on APIs.io as Kasko Authentication.

Does Kasko have an MCP server?

Yes. APIs.io lists 1 MCP server for Kasko: The KASKO marketing site (www.kasko.io) is built on Wix and exposes a live, unauthenticated Wix Site MCP endpoint advertised in its /llms.txt. The server provides Wix's generic site tools for agentic

Is the Kasko API ready for AI agents?

Kasko has a Kin Score of 40.6 out of 100 (developing) and an Agent Readiness score of 24.8 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

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Tools for providers

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find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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