iambuddy.com

Buddy (iambuddy.com, now buddy.insure) is a digital insurance commerce platform that turns insurance product rules, pricing, and workflows into structured data via its Insurance Object Notation (ION) engine, so carriers, MGAs, brokers, and agents can sell P&C insurance online across direct, agent-assisted, embedded, and agentic channels without core-system changes. Its Offer Element embeddable checkout widget adds quote, apply, bind, and pay in a few lines of code, and Buddy MCP connects insurance products to AI assistants such as Claude for conversational selling. Founded by Charles Merritt and David Vogeleer in Richmond, Virginia, Buddy is licensed in all 50 states and is SOC 2 Type 2 and PCI DSS compliant, working with carriers including Allstate, Aon, W.R. Berkley, Chubb, Great American, and Starr.

iambuddy.com is profiled on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Embedded Insurance, and Insurance Commerce.

iambuddy.com’s developer surface includes engineering blog, support, documentation, and 18 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

20.8/100 emerging ▬ flat Agent 4/100 human only Front door AI 4/6 moderate Heartbeat 32/100 slowing saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

0 APIs 1 MCP Servers

Company Insurance Insurtech Embedded InsuranceInsurance CommerceP&C Insurance MCP Payments Platform Digital Commerce Techstars Artificial Intelligence

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 20.8/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 3.6 / 17

Access Clarity 7.2 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 4.7 / 9

Regulatory Posture 3.0 / 15

Agent readiness — 4/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 21.4 — up to +15.7 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/iambuddycom/apis.yml: open an issue on github.com/api-evangelist/iambuddycom to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (documented)

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Buddy MCP

Buddy MCP is built on the Model Context Protocol and gives any MCP-compatible AI assistant (e.g. Claude) access to indexed insurance products. The AI handles the conversation; B...

MCP SERVER

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Iambuddycom Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Login

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Components

Components

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Compliance

Compliance

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Licenses

Licenses

Company 7

The organization behind the API

Blog

BlogRSS

Website

Blog

About

LinkedIn

Website

Website

Scroll for all 7

Source (apis.yml)

aid: iambuddycom
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/iambuddycom.png
name: iambuddy.com
description: Buddy (iambuddy.com, now buddy.insure) is a digital insurance commerce platform that turns insurance product
  rules, pricing, and workflows into structured data via its Insurance Object Notation (ION) engine, so carriers, MGAs, brokers,
  and agents can sell P&C insurance online across direct, agent-assisted, embedded, and agentic channels without core-system
  changes. Its Offer Element embeddable checkout widget adds quote, apply, bind, and pay in a few lines of code, and Buddy
  MCP connects insurance products to AI assistants such as Claude for conversational selling. Founded by Charles Merritt and
  David Vogeleer in Richmond, Virginia, Buddy is licensed in all 50 states and is SOC 2 Type 2 and PCI DSS compliant, working
  with carriers including Allstate, Aon, W.R. Berkley, Chubb, Great American, and Starr.
url: https://raw.githubusercontent.com/api-evangelist/iambuddycom/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: enriched
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-10-06'
tags:
- Company
- Insurance
- Insurtech
- Embedded Insurance
- Insurance Commerce
- P&C Insurance
- MCP
- Payments
- Platform
- Digital Commerce
- Techstars
- Artificial Intelligence
tags_raw:
- Company
- Insurance
- InsurTech
- Embedded Insurance
- Insurance Commerce
- P&C Insurance
- MCP
- Payments
- Platform
- DigitalCommerce
- Techstars
- AI
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- url: https://www.buddy.insure/buddy-blog
  type: Blog
- url: https://www.buddy.insure/feed
  type: BlogRSS
- type: DomainSecurity
  url: security/iambuddycom-domain-security.yml
- type: Website
  url: https://buddy.insure/
- type: DeveloperPortal
  url: https://my.buddy.insure
- type: Login
  url: https://my.buddy.insure
- type: Support
  url: https://buddyinsure.atlassian.net/servicedesk/customer/portals
- type: Blog
  url: https://buddy.insure/buddy-blog
- type: TermsOfService
  url: https://buddy.insure/terms
- type: PrivacyPolicy
  url: https://buddy.insure/privacy
- type: About
  url: https://buddy.insure/about
- type: Licenses
  url: https://buddy.insure/licenses
- type: LinkedIn
  url: https://www.linkedin.com/company/buddyinsurance
- type: MCPServer
  url: mcp/iambuddycom-mcp.yml
  name: Buddy MCP
- type: Conformance
  url: conformance/iambuddycom-conformance.yml
- type: Compliance
  url: conformance/iambuddycom-conformance.yml
- type: Components
  url: components/iambuddycom-components.yml
- type: LLMsTxt
  url: llms/iambuddycom-llms.txt
- type: DeveloperPortal
  url: https://portal.buddy.insure/
- type: Website
  url: https://www.buddy.insure/
- type: Documentation
  url: https://www.buddy.insure/terms
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

iambuddy.com API — frequently asked questions

Does iambuddy.com have an MCP server?

Yes. APIs.io lists 1 MCP server for iambuddy.com: Buddy MCP is built on the Model Context Protocol and gives any MCP-compatible AI assistant (e.g. Claude) access to indexed insurance products. The AI handles the conversation; Buddy's ION Engine handl

Is the iambuddy.com API ready for AI agents?

iambuddy.com has a Kin Score of 20.8 out of 100 (emerging) and an Agent Readiness score of 3.5 (human-only), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

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get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
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apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
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