Hugo

Hugo is a mobile-first, usage-based car insurance company that lets drivers turn coverage on and off from their phone and pay in short intervals rather than a large upfront down payment. Through the Hugo app and web portal, customers can activate liability or comprehensive coverage in minutes, get instant proof of insurance, auto-reload their balance, and extend protection as needed. Hugo positions itself as a modern, micropayment alternative to traditional insurers for budget-conscious and gig-economy drivers, and is a seed-stage InsurTech company backed by Canaan Partners. Hugo operates in select U.S. states with expansion underway. Hugo is a consumer insurance application and does not currently publish a public API or developer program.

Hugo is profiled on the APIs.io network. Tagged areas include Company, Insurance, InsurTech, Car Insurance, and Automotive.

Hugo’s developer surface includes signup flow, support, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.8/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyInsuranceInsurTechCar InsuranceAutomotiveUsage-Based InsuranceMicropaymentsMobileConsumer

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 16.8/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/hugo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: hugo
name: Hugo
description: Hugo is a mobile-first, usage-based car insurance company that lets drivers turn coverage on and off from their
  phone and pay in short intervals rather than a large upfront down payment. Through the Hugo app and web portal, customers
  can activate liability or comprehensive coverage in minutes, get instant proof of insurance, auto-reload their balance,
  and extend protection as needed. Hugo positions itself as a modern, micropayment alternative to traditional insurers for
  budget-conscious and gig-economy drivers, and is a seed-stage InsurTech company backed by Canaan Partners. Hugo operates
  in select U.S. states with expansion underway. Hugo is a consumer insurance application and does not currently publish a
  public API or developer program.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.withhugo.com/images/social.png
url: https://raw.githubusercontent.com/api-evangelist/hugo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- canaan-partners
x-tier: stub
x-tier-reason: portfolio-lead
x-website: https://withhugo.com
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance
- InsurTech
- Car Insurance
- Automotive
- Usage-Based Insurance
- Micropayments
- Mobile
- Consumer
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/hugo-domain-security.yml
- type: Website
  url: https://withhugo.com
- type: SignUp
  url: https://app.withhugo.com/
- type: Login
  url: https://app.withhugo.com/
- type: Support
  url: https://withhugo.zendesk.com/hc/en-us
- type: PrivacyPolicy
  url: https://withhugo.com/legal
- type: TermsOfService
  url: https://withhugo.com/legal
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence