Fragment website screenshot

Fragment

Fragment is the ledger API for engineers who move money. It provides a double-entry accounting engine — "the database for money" — that lets developers model any funds flow as declarative, typed schemas and post balanced, immutable ledger entries through a GraphQL API. Fragment generates a typesafe SDK from your chart-of-accounts schema, tracks real-time, historical, period, and strongly-consistent balances across multi-currency and custom-currency accounts, and reconciles internal ledgers against external systems (Stripe, Increase, Unit, banks) via linked and external accounts. Every write mutation is idempotent (per-Ledger idempotency keys), responses are GraphQL union types with typed errors, list queries are cursor-paginated, and the API is deployed across AWS regions. Fragment is used by companies including Bill, Ramp, Pleo, AtoB, Basic Capital, and Nala, and is backed by General Catalyst.

Fragment publishes 1 API on the APIs.io network. Tagged areas include Company, Ledger, Accounting, Payments, and Fintech.

Fragment’s developer surface includes documentation, API reference, getting-started guide, engineering blog, changelog, signup flow, support, and 24 more developer resources.

47.0/100 developing ▬ flat Agent 42/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.5
AccessSelf serve
1 APIs 1 MCP Servers
CompanyLedgerAccountingPaymentsFintechDouble-EntryMoney MovementGraphQLFinancial InfrastructureReconciliation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5
Composite quality — 47.0/100 · developing
Contract Quality 0.0 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 6.2 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 42/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fragment: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Fragment Ledger API

Fragment's GraphQL Ledger API. Store a double-entry chart-of-accounts schema, create ledgers, post idempotent ledger entries and lines, read aggregated / historical / period / s...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

fragment-mcp.yml

MCP SERVER

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fragment Authentication

oauth2 · 1 scheme

SECURITY

Fragment Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Fragment Vulnerability Disclosure

Hackerone · contact published

SECURITY

Fragment Trust Center

SOC 2 Type II

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Build 4

SDKs, sample code, and the tooling you integrate with

Access & Security 6

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: fragment
name: Fragment
description: Fragment is the ledger API for engineers who move money. It provides a double-entry accounting engine — "the
  database for money" — that lets developers model any funds flow as declarative, typed schemas and post balanced, immutable
  ledger entries through a GraphQL API. Fragment generates a typesafe SDK from your chart-of-accounts schema, tracks real-time,
  historical, period, and strongly-consistent balances across multi-currency and custom-currency accounts, and reconciles
  internal ledgers against external systems (Stripe, Increase, Unit, banks) via linked and external accounts. Every write
  mutation is idempotent (per-Ledger idempotency keys), responses are GraphQL union types with typed errors, list queries
  are cursor-paginated, and the API is deployed across AWS regions. Fragment is used by companies including Bill, Ramp, Pleo,
  AtoB, Basic Capital, and Nala, and is backed by General Catalyst.
url: https://raw.githubusercontent.com/api-evangelist/fragment/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
x-tier: enriched
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://fragment.dev/favicon.ico
tags:
- Company
- Ledger
- Accounting
- Payments
- Fintech
- Double-Entry
- Money Movement
- GraphQL
- Financial Infrastructure
- Reconciliation
apis:
- name: Fragment Ledger API
  description: Fragment's GraphQL Ledger API. Store a double-entry chart-of-accounts schema, create ledgers, post idempotent
    ledger entries and lines, read aggregated / historical / period / strongly-consistent balances, reverse and migrate entries,
    group entries, and reconcile against external accounts and transactions (links). OAuth2 client-credentials auth, typed
    union responses, and cursor pagination.
  humanURL: https://fragment.dev/docs
  baseURL: https://api.fragment.dev
  tags:
  - Ledger
  - Accounting
  - GraphQL
  - Payments
  properties:
  - type: GraphQL
    url: graphql/fragment-schema.graphql
  - type: APIReference
    url: https://fragment.dev/api-reference/ledger-overview
  - type: Authentication
    url: authentication/fragment-authentication.yml
  - type: Conventions
    url: conventions/fragment-conventions.yml
  - type: Idempotency
    url: conventions/fragment-conventions.yml
  - type: ErrorCatalog
    url: errors/fragment-error-codes.yml
  - type: DataModel
    url: data-model/fragment-data-model.yml
  - type: Conformance
    url: conformance/fragment-conformance.yml
  - type: MCPServer
    url: mcp/fragment-mcp.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DeveloperPortal
  url: https://fragment.dev/docs
- type: Documentation
  url: https://fragment.dev/docs
- type: APIReference
  url: https://fragment.dev/api-reference/ledger-overview
- type: GettingStarted
  url: https://fragment.dev/docs/quickstart
- type: Blog
  url: https://fragment.dev/blog
- type: ChangeLog
  url: changelog/fragment-changelog.yml
- type: GitHubOrganization
  url: https://github.com/fragment-dev
- type: StatusPage
  url: https://status.fragment.dev
- type: SignUp
  url: https://fragment.dev/get-access
- type: Login
  url: https://dashboard.fragment.dev/login
- type: Support
  url: https://fragment.dev/security
- type: TermsOfService
  url: https://fragment.dev/legal
- type: PrivacyPolicy
  url: https://fragment.dev/legal
- type: Security
  url: https://fragment.dev/security
- type: Compliance
  url: https://fragment.dev/security
- type: TrustCenter
  url: security/fragment-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/fragment-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fragment-domain-security.yml
- type: Packages
  url: packages/fragment-packages.yml
- type: SDKs
  url: packages/fragment-packages.yml
- type: CLI
  url: cli/fragment-cli.yml
- type: Authentication
  url: authentication/fragment-authentication.yml
- type: Conventions
  url: conventions/fragment-conventions.yml
- type: Idempotency
  url: conventions/fragment-conventions.yml
- type: ErrorCatalog
  url: errors/fragment-error-codes.yml
- type: Lifecycle
  url: lifecycle/fragment-lifecycle.yml
- type: Conformance
  url: conformance/fragment-conformance.yml
- type: DataModel
  url: data-model/fragment-data-model.yml
- type: MCPServer
  url: mcp/fragment-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/fragment-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence