Fragment website screenshot

Fragment

Fragment is the ledger API for engineers who move money. It provides a double-entry accounting engine — "the database for money" — that lets developers model any funds flow as declarative, typed schemas and post balanced, immutable ledger entries through a GraphQL API. Fragment generates a typesafe SDK from your chart-of-accounts schema, tracks real-time, historical, period, and strongly-consistent balances across multi-currency and custom-currency accounts, and reconciles internal ledgers against external systems (Stripe, Increase, Unit, banks) via linked and external accounts. Every write mutation is idempotent (per-Ledger idempotency keys), responses are GraphQL union types with typed errors, list queries are cursor-paginated, and the API is deployed across AWS regions. Fragment is used by companies including Bill, Ramp, Pleo, AtoB, Basic Capital, and Nala, and is backed by General Catalyst.

Fragment publishes 1 API on the APIs.io network. Tagged areas include Company, Ledger, Accounting, Payments, and Fintech.

Fragment’s developer surface includes documentation, API reference, getting-started guide, engineering blog, changelog, signup flow, support, and 24 more developer resources.

50.9/100 developing ▬ flat Agent 37/100 agent ready Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
AccessSelf serve
1 APIs 1 MCP Servers
CompanyLedgerAccountingPaymentsFintechDouble-EntryMoney MovementGraphQLFinancial InfrastructureReconciliation

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 50.9/100 · developing
Contract Quality 10.2 / 21
Developer Ergonomics 11.7 / 17
Commercial Clarity 8.5 / 17
Operational Transparency 5.2 / 11
Governance 0.3 / 10
Discoverability 6.5 / 9
Regulatory Posture 8.4 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/fragment: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Fragment Ledger API

Fragment's GraphQL Ledger API. Store a double-entry chart-of-accounts schema, create ledgers, post idempotent ledger entries and lines, read aggregated / historical / period / s...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

fragment-mcp.yml

MCP SERVER

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fragment Authentication

oauth2 · 1 scheme

SECURITY

Fragment Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Fragment Vulnerability Disclosure

Hackerone · contact published

SECURITY

Fragment Trust Center

SOC 2 Type II

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Build 4

SDKs, sample code, and the tooling you integrate with

Access & Security 6

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 1

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: fragment
name: Fragment
description: Fragment is the ledger API for engineers who move money. It provides a double-entry accounting engine — "the
  database for money" — that lets developers model any funds flow as declarative, typed schemas and post balanced, immutable
  ledger entries through a GraphQL API. Fragment generates a typesafe SDK from your chart-of-accounts schema, tracks real-time,
  historical, period, and strongly-consistent balances across multi-currency and custom-currency accounts, and reconciles
  internal ledgers against external systems (Stripe, Increase, Unit, banks) via linked and external accounts. Every write
  mutation is idempotent (per-Ledger idempotency keys), responses are GraphQL union types with typed errors, list queries
  are cursor-paginated, and the API is deployed across AWS regions. Fragment is used by companies including Bill, Ramp, Pleo,
  AtoB, Basic Capital, and Nala, and is backed by General Catalyst.
url: https://raw.githubusercontent.com/api-evangelist/fragment/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- general-catalyst
x-tier: enriched
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://fragment.dev/favicon.ico
tags:
- Company
- Ledger
- Accounting
- Payments
- Fintech
- Double-Entry
- Money Movement
- GraphQL
- Financial Infrastructure
- Reconciliation
apis:
- name: Fragment Ledger API
  description: Fragment's GraphQL Ledger API. Store a double-entry chart-of-accounts schema, create ledgers, post idempotent
    ledger entries and lines, read aggregated / historical / period / strongly-consistent balances, reverse and migrate entries,
    group entries, and reconcile against external accounts and transactions (links). OAuth2 client-credentials auth, typed
    union responses, and cursor pagination.
  humanURL: https://fragment.dev/docs
  baseURL: https://api.fragment.dev
  tags:
  - Ledger
  - Accounting
  - GraphQL
  - Payments
  properties:
  - type: GraphQL
    url: graphql/fragment-schema.graphql
  - type: APIReference
    url: https://fragment.dev/api-reference/ledger-overview
  - type: Authentication
    url: authentication/fragment-authentication.yml
  - type: Conventions
    url: conventions/fragment-conventions.yml
  - type: Idempotency
    url: conventions/fragment-conventions.yml
  - type: ErrorCatalog
    url: errors/fragment-error-codes.yml
  - type: DataModel
    url: data-model/fragment-data-model.yml
  - type: Conformance
    url: conformance/fragment-conformance.yml
  - type: MCPServer
    url: mcp/fragment-mcp.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DeveloperPortal
  url: https://fragment.dev/docs
- type: Documentation
  url: https://fragment.dev/docs
- type: APIReference
  url: https://fragment.dev/api-reference/ledger-overview
- type: GettingStarted
  url: https://fragment.dev/docs/quickstart
- type: Blog
  url: https://fragment.dev/blog
- type: ChangeLog
  url: changelog/fragment-changelog.yml
- type: GitHubOrganization
  url: https://github.com/fragment-dev
- type: StatusPage
  url: https://status.fragment.dev
- type: SignUp
  url: https://fragment.dev/get-access
- type: Login
  url: https://dashboard.fragment.dev/login
- type: Support
  url: https://fragment.dev/security
- type: TermsOfService
  url: https://fragment.dev/legal
- type: PrivacyPolicy
  url: https://fragment.dev/legal
- type: Security
  url: https://fragment.dev/security
- type: Compliance
  url: https://fragment.dev/security
- type: TrustCenter
  url: security/fragment-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/fragment-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fragment-domain-security.yml
- type: Packages
  url: packages/fragment-packages.yml
- type: SDKs
  url: packages/fragment-packages.yml
- type: CLI
  url: cli/fragment-cli.yml
- type: Authentication
  url: authentication/fragment-authentication.yml
- type: Conventions
  url: conventions/fragment-conventions.yml
- type: Idempotency
  url: conventions/fragment-conventions.yml
- type: ErrorCatalog
  url: errors/fragment-error-codes.yml
- type: Lifecycle
  url: lifecycle/fragment-lifecycle.yml
- type: Conformance
  url: conformance/fragment-conformance.yml
- type: DataModel
  url: data-model/fragment-data-model.yml
- type: MCPServer
  url: mcp/fragment-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/fragment-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence