DebtBook website screenshot

DebtBook

DebtBook (a trademark of Fifth Asset, Inc., Charlotte, NC) is a cloud-based treasury and accounting software platform built for public finance teams — state and local government, K-12 and higher education, healthcare, and nonprofits. The platform covers debt management, cash management, investment management, contract management, and lease/subscription accounting under GASB 87, GASB 96 and ASC 842, plus an AI layer (Insights and the Marty analyst) that produces daily briefings and plain-English answers over an organization's treasury data. DebtBook's Cash Management product pulls real-time bank account data into the platform through a secure API integration powered by Koxa's Treasury Gateway, connecting customers to accounts at PNC, Regions Bank, Bank of America, JPMorgan, Wells Fargo and a growing list of US banks. As of this profile DebtBook publishes no public developer portal, no API reference, and no machine-readable API contract — its API surface is an inbound, contracted integration governed by published API integration terms rather than a self-service developer program.

DebtBook is profiled on the APIs.io network. Tagged areas include Company, Treasury Management, Government, Public Finance, and Debt Management.

DebtBook’s developer surface includes support, engineering blog, pricing, signup flow, legal docs, changelog, authentication, and 21 more developer resources.

31.7/100 thin ▬ flat Agent 13/100 agent aware Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
0 APIs
CompanyTreasury ManagementGovernmentPublic FinanceDebt ManagementCash ManagementAccountingLease AccountingInvestment ManagementNonprofitHigher EducationHealthcareSaaS

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 31.7/100 · thin
Contract Quality 0.0 / 21
Developer Ergonomics 3.0 / 17
Commercial Clarity 10.3 / 17
Operational Transparency 4.7 / 11
Governance 1.3 / 10
Discoverability 5.8 / 9
Regulatory Posture 6.8 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Health regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/debtbook: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Debtbook Authentication

openIdConnect/oauth2 · 1 scheme

SECURITY

Debtbook Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Debtbook Vulnerability Disclosure

Hackerone · contact published

SECURITY

Debtbook Trust Center

SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 1, SOC 2 Type 2, CSA STAR Level One

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 8

Authentication, authorization, and security posture

Scroll for all 8

Operate 5

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: debtbook
name: DebtBook
description: DebtBook (a trademark of Fifth Asset, Inc., Charlotte, NC) is a cloud-based treasury and accounting software
  platform built for public finance teams — state and local government, K-12 and higher education, healthcare, and nonprofits.
  The platform covers debt management, cash management, investment management, contract management, and lease/subscription
  accounting under GASB 87, GASB 96 and ASC 842, plus an AI layer (Insights and the Marty analyst) that produces daily briefings
  and plain-English answers over an organization's treasury data. DebtBook's Cash Management product pulls real-time bank
  account data into the platform through a secure API integration powered by Koxa's Treasury Gateway, connecting customers
  to accounts at PNC, Regions Bank, Bank of America, JPMorgan, Wells Fargo and a growing list of US banks. As of this profile
  DebtBook publishes no public developer portal, no API reference, and no machine-readable API contract — its API surface
  is an inbound, contracted integration governed by published API integration terms rather than a self-service developer program.
image: https://www.debtbook.com/hs-fs/hubfs/DB-Logo_Blue-MD.png
url: https://raw.githubusercontent.com/api-evangelist/debtbook/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-04'
modified: '2026-08-04'
tags:
- Company
- Treasury Management
- Government
- Public Finance
- Debt Management
- Cash Management
- Accounting
- Lease Accounting
- Investment Management
- Nonprofit
- Higher Education
- Healthcare
- SaaS
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/debtbook-domain-security.yml
- type: Website
  url: https://www.debtbook.com/
- type: SecondaryMarket
  url: https://forgeglobal.com/debtbook_stock/
- type: Support
  url: https://support.debtbook.com/en/
- type: HelpCenter
  url: https://support.debtbook.com/en/
- type: Blog
  url: https://www.debtbook.com/blog
- type: Pricing
  url: https://www.debtbook.com/pricing
- type: SignUp
  url: https://www.debtbook.com/demo
- type: Login
  url: https://app.debtbook.com/
- type: TermsOfService
  url: https://www.debtbook.com/terms-of-use
- type: PrivacyPolicy
  url: https://www.debtbook.com/privacy-policy
- type: Legal
  url: https://www.debtbook.com/legal
- type: ChangeLog
  url: https://www.debtbook.com/release-notes
- type: ChangeLog
  name: DebtBook release notes (harvested)
  url: changelog/debtbook-changelog.yml
- type: StatusPage
  url: https://status.debtbook.com/
- type: Security
  url: https://www.debtbook.com/vdp
- type: SecurityPolicy
  url: https://www.debtbook.com/security
- type: TrustCenter
  url: https://trust.debtbook.com/
- type: Compliance
  url: https://trust.debtbook.com/
- type: TrustCenter
  name: DebtBook trust center (harvested)
  url: security/debtbook-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/debtbook-vulnerability-disclosure.yml
- type: Lifecycle
  url: lifecycle/debtbook-lifecycle.yml
- type: Conformance
  url: conformance/debtbook-conformance.yml
- type: WellKnown
  url: well-known/debtbook-well-known.yml
- type: OpenIDConnect
  url: well-known/debtbook-openid-configuration.json
- type: Authentication
  url: authentication/debtbook-authentication.yml
- type: LLMsTxt
  url: llms/debtbook-llms.txt
- type: Packages
  url: packages/debtbook-packages.yml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 12
  pass: local-v1