Credit Benchmark website screenshot

Credit Benchmark

Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is https://api.creditbenchmark.com.

Credit Benchmark publishes 9 APIs on the APIs.io network, including Analytics API, Authentication API, Contributor Data API, and 6 more. Tagged areas include Company, Credit Risk, Financial Data, Credit Ratings, and Analytics.

Credit Benchmark’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, and 20 more developer resources.

41.6/100 developing ▬ flat Agent 26/100 agent aware saas Full breakdown ↓
scored 2026-08-30 · rubric v0.17.2
AccessSelf serve
2 APIs 1 MCP Servers
CompanyCredit RiskFinancial DataCredit RatingsAnalyticsRisk ManagementEntity ResolutionConsensus Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-30 · rubric v0.17.2
Composite quality — 41.6/100 · developing
Contract Quality 15.0 / 25
Developer Ergonomics 11.3 / 20
Access Clarity 7.1 / 20
Operational Transparency 0.0 / 13
Contract Governance 0.5 / 12
Discoverability 7.6 / 10
Agent readiness — 26/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/creditbenchmark: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Credit Benchmark Analytics API

Portfolio analytics and risk calculations

Credit Benchmark Authentication API

JWT token generation and authentication

Credit Benchmark Contributor Data API

Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.

Credit Benchmark Entity Data API

Entity-specific data and rating information

Credit Benchmark Entity Matching API

Entity name matching and identification

Credit Benchmark Portfolio Analytics API

Portfolio-level analytics and summaries

Credit Benchmark Data API

Raw data extraction endpoints.

Credit Benchmark Entity Resolution API

Entity name resolution endpoints.

Credit Benchmark Metadata API

Metadata discovery endpoints.

Scroll for all 9

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Scroll for all 10

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Creditbenchmark Authentication

http · 1 scheme

SECURITY

Creditbenchmark Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Creditbenchmark Vulnerability Disclosure

disclosure policy published

SECURITY

Creditbenchmark Trust Center

trust center published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Creditbenchmark Agentic Access

11 operations · 11 acting

11 operations · 11 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Access & Security 5

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: creditbenchmark
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/creditbenchmark.png
name: Credit Benchmark
description: Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by
  more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering
  roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its
  REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio
  analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available
  via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is
  https://api.creditbenchmark.com.
url: https://raw.githubusercontent.com/api-evangelist/creditbenchmark/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- balderton-capital
x-tier: profiled
x-tier-reason: has-openapi
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-08-08'
tags:
- Company
- Credit Risk
- Financial Data
- Credit Ratings
- Analytics
- Risk Management
- Entity Resolution
- Consensus Data
apis:
- aid: creditbenchmark:creditbenchmark-analytics-api
  name: Credit Benchmark Analytics API
  description: Portfolio analytics and risk calculations
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Analytics
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-analytics-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-authentication-api
  name: Credit Benchmark Authentication API
  description: JWT token generation and authentication
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-contributor-data-api
  name: Credit Benchmark Contributor Data API
  description: Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Contributor Data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-contributor-data-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-entity-data-api
  name: Credit Benchmark Entity Data API
  description: Entity-specific data and rating information
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-data-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-entity-matching-api
  name: Credit Benchmark Entity Matching API
  description: Entity name matching and identification
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Matching
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-matching-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-portfolio-analytics-api
  name: Credit Benchmark Portfolio Analytics API
  description: Portfolio-level analytics and summaries
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Portfolio Analytics
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-portfolio-analytics-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-data-api
  name: Credit Benchmark Data API
  description: Raw data extraction endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Data
  tags_raw:
  - data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-data-api-openapi.yml
- aid: creditbenchmark:creditbenchmark-entity-resolution-api
  name: Credit Benchmark Entity Resolution API
  description: Entity name resolution endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Resolution
  tags_raw:
  - entity-resolution
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-resolution-api-openapi.yml
- aid: creditbenchmark:creditbenchmark-metadata-api
  name: Credit Benchmark Metadata API
  description: Metadata discovery endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Metadata
  tags_raw:
  - metadata
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-metadata-api-openapi.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DeveloperPortal
  url: https://docs.creditbenchmark.com/
- type: Documentation
  url: https://docs.creditbenchmark.com/
- type: APIReference
  url: https://docs.creditbenchmark.com/api-reference/intro
- type: GettingStarted
  url: https://docs.creditbenchmark.com/delivery-channels/getting-access
- type: Support
  url: https://www.creditbenchmark.com/contact/
- type: Blog
  url: https://www.creditbenchmark.com/insights/
- type: Login
  url: https://analytics.creditbenchmark.com/cri/
- type: TermsOfService
  url: https://www.creditbenchmark.com/terms/
- type: PrivacyPolicy
  url: https://www.creditbenchmark.com/privacy-policy/
- type: TrustCenter
  url: security/creditbenchmark-trust-center.yml
- type: Authentication
  url: authentication/creditbenchmark-authentication.yml
- type: Conventions
  url: conventions/creditbenchmark-conventions.yml
- type: ErrorCatalog
  url: errors/creditbenchmark-problem-types.yml
- type: Lifecycle
  url: lifecycle/creditbenchmark-lifecycle.yml
- type: Conformance
  url: conformance/creditbenchmark-conformance.yml
- type: DataModel
  url: data-model/creditbenchmark-data-model.yml
- type: Overlay
  url: overlays/creditbenchmark-openapi-overlay.yaml
- type: MCPServer
  url: mcp/creditbenchmark-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/creditbenchmark-llms.txt
- type: AgenticAccess
  url: agentic-access/creditbenchmark-agentic-access.yml
- type: DomainSecurity
  url: security/creditbenchmark-domain-security.yml
- type: Website
  url: http://www.creditbenchmark.com/
- type: StatusPage
  url: https://status.creditbenchmark.com
- type: VulnerabilityDisclosure
  url: security/creditbenchmark-vulnerability-disclosure.yml
- type: Security
  url: https://www.creditbenchmark.com/vulnerability-disclosure/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
x-merged-from:
- credit-benchmark

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