Credit Benchmark website screenshot

Credit Benchmark

Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is https://api.creditbenchmark.com.

Credit Benchmark publishes 6 APIs on the APIs.io network, including Analytics API, Authentication API, Contributor Data API, and 3 more. Tagged areas include Company, Credit Risk, Financial Data, Credit Ratings, and Analytics.

Credit Benchmark’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, and 20 more developer resources.

🌐 Visit website 📡 Source on GitHub
48.8/100 developing ▬ flat Agent 41/100 agent ready Full breakdown ↓
scored 2026-08-10 · rubric v0.9.1
AccessSelf serve
6 APIs 1 MCP Servers
CompanyCredit RiskFinancial DataCredit RatingsAnalyticsRisk ManagementEntity ResolutionConsensus Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-10 · rubric v0.9.1
Composite quality — 48.8/100 · developing
Contract Quality 16.3 / 25
Developer Ergonomics 11.2 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 3.4 / 13
Governance 1.4 / 12
Discoverability 8.2 / 10
Agent readiness — 41/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/creditbenchmark: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Credit Benchmark Analytics API

Portfolio analytics and risk calculations

Credit Benchmark Authentication API

JWT token generation and authentication

Credit Benchmark Contributor Data API

Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.

Credit Benchmark Entity Data API

Entity-specific data and rating information

Credit Benchmark Entity Matching API

Entity name matching and identification

Credit Benchmark Portfolio Analytics API

Portfolio-level analytics and summaries

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

creditbenchmark-mcp.yml

MCP SERVER

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Creditbenchmark Authentication

http · 1 scheme

SECURITY

Creditbenchmark Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Creditbenchmark Vulnerability Disclosure

disclosure policy published

SECURITY

Creditbenchmark Trust Center

trust center published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Creditbenchmark Agentic Access

11 operations · 11 acting

11 operations · 11 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Login
Login

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 AgentSkill
AgentSkill
 LLMsTxt
LLMsTxt
 AgenticAccess
AgenticAccess

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Access & Security 5

Authentication, authorization, and security posture

TrustCenter
TrustCenter
 Authentication
Authentication
 DomainSecurity
DomainSecurity
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security

Operate 2

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Blog
Blog
 Website
Website

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: creditbenchmark
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/creditbenchmark.png
name: Credit Benchmark
description: Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by
  more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering
  roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its
  REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio
  analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available
  via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is
  https://api.creditbenchmark.com.
url: https://raw.githubusercontent.com/api-evangelist/creditbenchmark/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- balderton-capital
x-tier: profiled
x-tier-reason: has-openapi
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-08-08'
tags:
- Company
- Credit Risk
- Financial Data
- Credit Ratings
- Analytics
- Risk Management
- Entity Resolution
- Consensus Data
apis:
- aid: creditbenchmark:creditbenchmark-analytics-api
  name: Credit Benchmark Analytics API
  description: Portfolio analytics and risk calculations
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Analytics
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-analytics-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-authentication-api
  name: Credit Benchmark Authentication API
  description: JWT token generation and authentication
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-contributor-data-api
  name: Credit Benchmark Contributor Data API
  description: Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Contributor Data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-contributor-data-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-entity-data-api
  name: Credit Benchmark Entity Data API
  description: Entity-specific data and rating information
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-data-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-entity-matching-api
  name: Credit Benchmark Entity Matching API
  description: Entity name matching and identification
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Matching
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-matching-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-portfolio-analytics-api
  name: Credit Benchmark Portfolio Analytics API
  description: Portfolio-level analytics and summaries
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Portfolio Analytics
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-portfolio-analytics-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DeveloperPortal
  url: https://docs.creditbenchmark.com/
- type: Documentation
  url: https://docs.creditbenchmark.com/
- type: APIReference
  url: https://docs.creditbenchmark.com/api-reference/intro
- type: GettingStarted
  url: https://docs.creditbenchmark.com/delivery-channels/getting-access
- type: Support
  url: https://www.creditbenchmark.com/contact/
- type: Blog
  url: https://www.creditbenchmark.com/insights/
- type: Login
  url: https://analytics.creditbenchmark.com/cri/
- type: TermsOfService
  url: https://www.creditbenchmark.com/terms/
- type: PrivacyPolicy
  url: https://www.creditbenchmark.com/privacy-policy/
- type: TrustCenter
  url: security/creditbenchmark-trust-center.yml
- type: Authentication
  url: authentication/creditbenchmark-authentication.yml
- type: Conventions
  url: conventions/creditbenchmark-conventions.yml
- type: ErrorCatalog
  url: errors/creditbenchmark-problem-types.yml
- type: Lifecycle
  url: lifecycle/creditbenchmark-lifecycle.yml
- type: Conformance
  url: conformance/creditbenchmark-conformance.yml
- type: DataModel
  url: data-model/creditbenchmark-data-model.yml
- type: Overlay
  url: overlays/creditbenchmark-openapi-overlay.yaml
- type: MCPServer
  url: mcp/creditbenchmark-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/creditbenchmark-llms.txt
- type: AgenticAccess
  url: agentic-access/creditbenchmark-agentic-access.yml
- type: DomainSecurity
  url: security/creditbenchmark-domain-security.yml
- type: Website
  url: http://www.creditbenchmark.com/
- type: StatusPage
  url: https://status.creditbenchmark.com
- type: VulnerabilityDisclosure
  url: security/creditbenchmark-vulnerability-disclosure.yml
- type: Security
  url: https://www.creditbenchmark.com/vulnerability-disclosure/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
x-merged-from:
- credit-benchmark