Credit Benchmark

Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is https://api.creditbenchmark.com.

Credit Benchmark publishes 9 API contracts indexed on the APIs.io network, including Analytics API, Authentication API, Contributor Data API, and 6 more. Tagged areas include Company, Credit Risk, Financial Data, Credit Ratings, and Analytics.

Credit Benchmark’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, authentication, and 21 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

47.4/100 developing ▬ flat Agent 23/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

2 published contracts 5 Agent Skills

Company Credit Risk Financial Data Credit Ratings Analytics Risk Management Entity ResolutionConsensus Data

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Data & Reference Information Services

AE-230

AnalyticsContributor DataEntity DataPortfolio Analytics

POST /analytics/v2/data/creditbreakdown POST /analytics/v2/data/ratingdistribution POST /api/analytics/contributor/rating-distribution POST /api/analytics/entity-rating-change

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 47.4/100 · developing

Contract Quality 11.6 / 21

Developer Ergonomics 10.0 / 17

Access Clarity 7.2 / 17

Operational Transparency 2.9 / 11

Contract Governance 0.5 / 10

Discoverability 5.6 / 9

Regulatory Posture 5.3 / 15

Agent readiness — 23/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 0 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/creditbenchmark/"><img src="https://apis.io/badge/creditbenchmark/card.svg" alt="Credit Benchmark on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 42.1 — up to +11.6 composite points
Contract Governance scores 4.5 — up to +11.5 composite points
Contract Quality scores 54.6 — up to +11.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/creditbenchmark/apis.yml: open an issue on github.com/api-evangelist/creditbenchmark to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Data Marketplaces (data providers on cloud data platforms)	standard	26.8 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Credit Benchmark Analytics API

Portfolio analytics and risk calculations

Credit Benchmark Authentication API

JWT token generation and authentication

Credit Benchmark Contributor Data API

Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.

Credit Benchmark Entity Data API

Entity-specific data and rating information

Credit Benchmark Entity Matching API

Entity name matching and identification

Credit Benchmark Portfolio Analytics API

Portfolio-level analytics and summaries

Credit Benchmark Data API

Raw data extraction endpoints.

Credit Benchmark Entity Resolution API

Entity name resolution endpoints.

Credit Benchmark Metadata API

Metadata discovery endpoints.

Scroll for all 9

Open Collections 9

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Credit Benchmark Analytics API

OPEN COLLECTION

Credit Benchmark Analytics Authentication API

OPEN COLLECTION

Credit Benchmark Analytics Contributor Data API

OPEN COLLECTION

Credit Benchmark analytics data API

OPEN COLLECTION

Credit Benchmark Analytics Entity Data API

OPEN COLLECTION

Credit Benchmark Analytics Entity Matching API

OPEN COLLECTION

Credit Benchmark analytics entity-resolution API

OPEN COLLECTION

Credit Benchmark analytics metadata API

OPEN COLLECTION

Credit Benchmark Analytics Portfolio Analytics API

OPEN COLLECTION

Scroll for all 9

Agent Skills 5

Packaged agent skills for driving this provider's APIs from an AI assistant.

Authenticate and extract Credit Benchmark data

AGENT SKILL

Resolve company names to Credit Benchmark CB_IDs

AGENT SKILL

Run Credit Benchmark portfolio analytics

AGENT SKILL

Track consensus rating moves across a universe

AGENT SKILL

Resolve entities and pull consensus credit analytics

AGENT SKILL

OpenAPI Overlays 2

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Creditbenchmark Consensus Data Overlay

2 actions · update · credit-benchmark-consensus-data-openapi.yml

DERIVED

Creditbenchmark Openapi Overlay

2 actions · update · creditbenchmark-openapi-original.yml

DERIVED

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Creditbenchmark Authentication

http · 1 scheme

SECURITY

Creditbenchmark Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Creditbenchmark Vulnerability Disclosure

no policy recorded

SECURITY

Creditbenchmark Trust Center

trust center published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Creditbenchmark Agentic Access

23 operations · 17 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

AgentSkill

LLMsTxt

AgenticAccess

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

TrustCenter

Authentication

Authentication

DomainSecurity

DomainSecurity

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: creditbenchmark
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/creditbenchmark.png
name: Credit Benchmark
description: Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by
  more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering
  roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its
  REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio
  analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available
  via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is
  https://api.creditbenchmark.com.
url: https://raw.githubusercontent.com/api-evangelist/creditbenchmark/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- balderton-capital
x-tier: profiled
x-tier-reason: has-openapi
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-08-08'
x-docs-platform: mintlify
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-09-24
x-docs-hosting: vercel
tags:
- Company
- Credit Risk
- Financial Data
- Credit Ratings
- Analytics
- Risk Management
- Entity Resolution
- Consensus Data
apis:
- aid: creditbenchmark:creditbenchmark-analytics-api
  name: Credit Benchmark Analytics API
  description: Portfolio analytics and risk calculations
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Analytics
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-analytics-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-authentication-api
  name: Credit Benchmark Authentication API
  description: JWT token generation and authentication
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-contributor-data-api
  name: Credit Benchmark Contributor Data API
  description: Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Contributor Data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-contributor-data-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-entity-data-api
  name: Credit Benchmark Entity Data API
  description: Entity-specific data and rating information
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-data-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-entity-matching-api
  name: Credit Benchmark Entity Matching API
  description: Entity name matching and identification
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Matching
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-matching-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-portfolio-analytics-api
  name: Credit Benchmark Portfolio Analytics API
  description: Portfolio-level analytics and summaries
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Portfolio Analytics
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-portfolio-analytics-api-openapi.yml
  - type: Documentation
    url: https://docs.creditbenchmark.com/
  - type: APIReference
    url: https://docs.creditbenchmark.com/api-reference/intro
- aid: creditbenchmark:creditbenchmark-data-api
  name: Credit Benchmark Data API
  description: Raw data extraction endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Data
  tags_raw:
  - data
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-data-api-openapi.yml
- aid: creditbenchmark:creditbenchmark-entity-resolution-api
  name: Credit Benchmark Entity Resolution API
  description: Entity name resolution endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Entity Resolution
  tags_raw:
  - entity-resolution
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-entity-resolution-api-openapi.yml
- aid: creditbenchmark:creditbenchmark-metadata-api
  name: Credit Benchmark Metadata API
  description: Metadata discovery endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://api.creditbenchmark.com
  tags:
  - Metadata
  tags_raw:
  - metadata
  properties:
  - type: OpenAPI
    url: openapi/creditbenchmark-metadata-api-openapi.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: CapabilityMap
  url: capabilities/creditbenchmark-capability-edges.yml
  name: Credit Benchmark Business Capability Map
- type: DeveloperPortal
  url: https://docs.creditbenchmark.com/
- type: Documentation
  url: https://docs.creditbenchmark.com/
- type: APIReference
  url: https://docs.creditbenchmark.com/api-reference/intro
- type: GettingStarted
  url: https://docs.creditbenchmark.com/delivery-channels/getting-access
- type: Support
  url: https://www.creditbenchmark.com/contact/
- type: Blog
  url: https://www.creditbenchmark.com/insights/
- type: Login
  url: https://analytics.creditbenchmark.com/cri/
- type: TermsOfService
  url: https://www.creditbenchmark.com/terms/
- type: PrivacyPolicy
  url: https://www.creditbenchmark.com/privacy-policy/
- type: TrustCenter
  url: security/creditbenchmark-trust-center.yml
- type: Authentication
  url: authentication/creditbenchmark-authentication.yml
- type: Conventions
  url: conventions/creditbenchmark-conventions.yml
- type: ErrorCatalog
  url: errors/creditbenchmark-problem-types.yml
- type: Lifecycle
  url: lifecycle/creditbenchmark-lifecycle.yml
- type: Conformance
  url: conformance/creditbenchmark-conformance.yml
- type: DataModel
  url: data-model/creditbenchmark-data-model.yml
- type: Overlay
  url: overlays/creditbenchmark-openapi-overlay.yaml
- type: X-MCPServerCandidate
  url: mcp/creditbenchmark-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/creditbenchmark-llms.txt
- type: AgenticAccess
  url: agentic-access/creditbenchmark-agentic-access.yml
- type: DomainSecurity
  url: security/creditbenchmark-domain-security.yml
- type: Website
  url: http://www.creditbenchmark.com/
- type: StatusPage
  url: https://status.creditbenchmark.com
- type: VulnerabilityDisclosure
  url: security/creditbenchmark-vulnerability-disclosure.yml
- type: Security
  url: https://www.creditbenchmark.com/vulnerability-disclosure/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence
x-merged-from:
- credit-benchmark

Credit Benchmark API — frequently asked questions

Does Credit Benchmark have an API?

Yes. APIs.io lists 9 APIs from Credit Benchmark, including Credit Benchmark Analytics API, Credit Benchmark Authentication API and Credit Benchmark Contributor Data API, and 6 more.

Is there an OpenAPI specification for the Credit Benchmark API?

Yes. APIs.io indexes 9 OpenAPI specifications for Credit Benchmark, each linked for download from this page.

How do I authenticate with the Credit Benchmark API?

Credit Benchmark uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Creditbenchmark Authentication.

Is the Credit Benchmark API ready for AI agents?

Credit Benchmark has a Kin Score of 47.4 out of 100 (developing) and an Agent Readiness score of 23.4 (agent-aware), scored by API Evangelist on 2026-10-31.

Work with this as data

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Tools for providers

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find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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