Claim Genius

Claim Genius is an AI vehicle-inspection and automated damage-assessment company serving auto insurance claims, underwriting, dealerships, salvage, lease and rental, fleet and collision repair. Its GeniusINSPECT engine converts vehicle photos and video into structured, decision-ready data — per-part damage classification (scratch, dent, tear, glass, wheel), repair-versus-replace decisions, labor and paint hours, OEM part pricing, repairability status and total-loss probability. The capabilities are packaged as products (GeniusINSPECT for Claims, GeniusINSPECT for Underwriting, GeniusPrepost, GeniusOPS) and exposed to integrators through the GeniusAPI Suite, a JWT-authenticated REST API with asynchronous pipeline processing. The company has operated across the US, EU and Asia since 2018.

Claim Genius publishes 1 API on the APIs.io network. Tagged areas include Insurance, Insurance Claims, Insurance Underwriting, Artificial Intelligence, and Computer Vision.

Claim Genius’ developer surface includes support, engineering blog, authentication, and 11 more developer resources.

22.6/100 emerging ▬ flat Agent 13/100 agent aware Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
1 APIs
InsuranceInsurance ClaimsInsurance UnderwritingArtificial IntelligenceComputer VisionVehicle InspectionAutomotiveClaims AutomationDamage AssessmentInsurTech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 22.6/100 · emerging
Contract Quality 0.0 / 21
Developer Ergonomics 3.0 / 17
Commercial Clarity 4.9 / 17
Operational Transparency 0.0 / 11
Governance 1.3 / 10
Discoverability 6.6 / 9
Regulatory Posture 6.8 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/claim-genius: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Claim Genius GeniusAPI Suite

The GeniusAPI Suite is Claim Genius's REST integration layer over its AI vehicle-inspection products. Documented flow: generate a JWT via /api/auth/token using an API ID and sec...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Claim Genius Authentication

http · 1 scheme

SECURITY

Claim Genius Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: claim-genius
name: Claim Genius
description: Claim Genius is an AI vehicle-inspection and automated damage-assessment company serving auto insurance claims,
  underwriting, dealerships, salvage, lease and rental, fleet and collision repair. Its GeniusINSPECT engine converts vehicle
  photos and video into structured, decision-ready data — per-part damage classification (scratch, dent, tear, glass, wheel),
  repair-versus-replace decisions, labor and paint hours, OEM part pricing, repairability status and total-loss probability.
  The capabilities are packaged as products (GeniusINSPECT for Claims, GeniusINSPECT for Underwriting, GeniusPrepost, GeniusOPS)
  and exposed to integrators through the GeniusAPI Suite, a JWT-authenticated REST API with asynchronous pipeline processing.
  The company has operated across the US, EU and Asia since 2018.
url: https://raw.githubusercontent.com/api-evangelist/claim-genius/refs/heads/main/apis.yml
image: https://claimgenius.com/assets/logo/CG-AI-logo-trans-512.png
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-09'
modified: '2026-08-09'
tags:
- Insurance
- Insurance Claims
- Insurance Underwriting
- Artificial Intelligence
- Computer Vision
- Vehicle Inspection
- Automotive
- Claims Automation
- Damage Assessment
- InsurTech
apis:
- aid: claim-genius:geniusapi-suite
  name: Claim Genius GeniusAPI Suite
  description: 'The GeniusAPI Suite is Claim Genius''s REST integration layer over its AI vehicle-inspection products. Documented
    flow: generate a JWT via /api/auth/token using an API ID and secret, upload JPG/PNG/MP4/MOV media via /api/file/upload,
    POST claim metadata to /api/pipelines/{pipelineName} to receive a queue ID, then poll /api/pipeline/requests/{requestId}
    for structured JSON results — damage classification, repair/replace decisions, labor and paint hours, OEM part pricing,
    ACV and total repair estimates, and media links returned as signed URLs. Vehicle make/model/variant and vehicle-code lookup
    endpoints normalize VIN inputs. Pipeline paths are date-versioned (for example /api/pipelines/202103/...) for backward
    compatibility. The company advertises an OpenAPI 3.0 spec and native iOS/Android capture SDKs, but neither is published
    publicly — developer access and documentation are requested by email.'
  humanURL: https://claimgenius.com/geniusapi
  tags:
  - Vehicle Inspection
  - Damage Assessment
  - Claims Automation
  - Computer Vision
  properties:
  - type: Authentication
    url: authentication/claim-genius-authentication.yml
  - type: Conventions
    url: conventions/claim-genius-conventions.yml
  - type: Lifecycle
    url: lifecycle/claim-genius-lifecycle.yml
  x-base-url-status: Not publicly documented. api.claimgenius.com resolves and serves nginx, but returned 404 for every documented
    path probed on 2026-08-09 (/api/auth/token, /api/file/upload, /api/pipelines, /api/pipeline/requests). No production base
    URL is stated on any public page, so none is asserted here.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://claimgenius.com/
- type: Support
  url: https://claimgenius.com/contact
- type: Blog
  url: https://claimgenius.com/claim-genius-blog/
- type: TermsOfService
  url: https://claimgenius.com/terms-of-service
- type: PrivacyPolicy
  url: https://claimgenius.com/privacy-policy
- type: Compliance
  url: https://claimgenius.com/geniusapi
- type: Authentication
  url: authentication/claim-genius-authentication.yml
- type: Conventions
  url: conventions/claim-genius-conventions.yml
- type: Lifecycle
  url: lifecycle/claim-genius-lifecycle.yml
- type: Conformance
  url: conformance/claim-genius-conformance.yml
- type: Packages
  url: packages/claim-genius-packages.yml
- type: WellKnown
  url: well-known/claim-genius-well-known.yml
- type: LLMsTxt
  url: llms/claim-genius-llms.txt
- type: DomainSecurity
  url: security/claim-genius-domain-security.yml
x-enrichment:
  date: '2026-08-09'
  status: minimal
  artifacts_added: 7
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: The GeniusAPI page names real endpoints (/api/auth/token, /api/file/upload, /api/pipelines/{pipelineName}, /api/pipeline/requests/{requestId})
    and advertises an OpenAPI 3.0 spec, but the only route to the reference is "Contact us at contactus@claimgenius.com to
    request developer access and documentation" — and the developer hub Claim Genius has actually provisioned, claimgenius.readme.io,
    answers HTTP 401 with a password form (a non-existent ReadMe subdomain returns 404, so the hub is real and deliberately
    closed).
  evidence:
  - url: https://claimgenius.readme.io/
    status: 401
  - url: https://claimgenius.com/geniusapi
    status: 200
  - url: https://api.claimgenius.com/openapi.json
    status: 404
  - url: https://api.claimgenius.com/swagger.json
    status: 404
  checked: '2026-08-09'