Cincinnati Financial

aid: cincinnati-financial
name: Cincinnati Financial
description: 'Cincinnati Financial Corporation (NASDAQ: CINF) is a property and casualty insurance holding company in Fairfield,
  Ohio, whose subsidiaries — The Cincinnati Insurance Company, The Cincinnati Indemnity Company, The Cincinnati Casualty Company,
  The Cincinnati Specialty Underwriters Insurance Company and The Cincinnati Life Insurance Company — market business, home,
  auto and life insurance plus fixed annuities exclusively through independent insurance agencies. Cincinnati Insurance does
  run an API program for integration partners: it publishes an API Terms and Conditions Agreement licensing "the Cincinnati
  Insurance APIs" and charges no fee at present. But that agreement is a legal instrument only — it names no protocol, endpoint
  or auth scheme, and the per-API "API Policy" it incorporates by reference is never published. Access starts with an acceptance
  form, after which Cincinnati contacts the applicant; there is no developer portal, public reference or machine-readable
  contract.'
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: free
  onboarding: request
  trial: false
  try_now: false
  public: false
  label: No fee at present, but access is granted only after a named individual at a named organization accepts the API Terms
    and Conditions Agreement and Cincinnati responds.
  confidence: medium
  source:
  - https://www.cinfin.com/legal/api-terms-conditions-acceptance
  - https://edge.sitecorecloud.io/cincinna-x33xq9h6/media/Project/Cincinnati-Financial/CinFin/Files/api-terms-conditions.pdf
  generated: '2026-09-05'
  method: searched
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cincinnati-financial.png
url: https://raw.githubusercontent.com/api-evangelist/cincinnati-financial/refs/heads/main/apis.yml
type: Index
access: Private
position: Consuming
tags:
- Auto Insurance
- Business Insurance
- Financial Services
- Home Insurance
- Independent Agency
- Insurance
- Life Insurance
- No Public API
- Property Casualty
- Fortune 1000
tags_raw:
- Auto Insurance
- Business Insurance
- Financial Services
- Home Insurance
- Independent Agency
- Insurance
- Life Insurance
- No Public API
- Property Casualty
- Fortune 1000
- Financial-Services
created: '2025-02-21'
modified: '2026-09-05'
specificationVersion: '0.23'
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/cincinnati-financial-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/cincinnati-financial-domain-security.yml
- type: Website
  url: https://www.cinfin.com/
- type: About
  url: https://www.cinfin.com/about-us
- type: AgentLocator
  url: https://www.cinfin.com/cincinnati-insurance-agents
- type: PolicyholderPortal
  url: https://onlineservice.cinfin.com/b2c/Account_Self_Service/Login.aspx
- type: MobileApp
  url: https://www.cinfin.com/mobile
- type: Claims
  url: https://www.cinfin.com/contact-us/claims
- type: Support
  url: https://www.cinfin.com/contact-us/online-services-support
- type: FAQ
  url: https://www.cinfin.com/contact-us/faq
- type: Accessibility
  url: https://www.cinfin.com/legal-footer/accessibility
- type: Contact
  url: https://www.cinfin.com/contact-us
- type: WellKnown
  url: well-known/cincinnati-financial-well-known.yml
- type: SecurityTxt
  url: well-known/cincinnati-financial-security.txt
- type: Security
  url: security/cincinnati-financial-vulnerability-disclosure.yml
- type: Plans
  url: plans/cincinnati-financial-plans-pricing.yml
- type: RateLimits
  url: rate-limits/cincinnati-financial-rate-limits.yml
- type: Conformance
  url: conformance/cincinnati-financial-conformance.yml
- type: Packages
  url: packages/cincinnati-financial-packages.yml
- type: LLMsTxt
  url: llms/cincinnati-financial-llms.txt
- type: TermsOfService
  url: https://www.cinfin.com/legal-footer/terms-conditions
- type: PrivacyPolicy
  url: https://www.cinfin.com/legal-footer/privacy-policy
- type: Blog
  url: https://blog.cinfin.com/
- type: SignUp
  url: https://www.cinfin.com/legal/api-terms-conditions-acceptance
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-05'
  status: minimal
  artifacts_added: 7
  pass: local-v3
x-coverage:
  state: gated
  reason: sales-gate
  detail: Cincinnati Insurance does run an API program — it publishes an API Terms and Conditions Agreement licensing "the
    Cincinnati Insurance APIs" and charges no fee for them — but the only public page in its 231-URL sitemap that touches
    the program is an acceptance form that collects name, email, title and organization behind a reCAPTCHA and answers "We'll
    be in contact with you shortly"; the per-API "API Policy" documentation the agreement incorporates by reference nine times
    is never published, and no OpenAPI, reference, base URL or auth scheme is reachable anonymously on any cinfin.com host.
  evidence:
  - url: https://www.cinfin.com/legal/api-terms-conditions-acceptance
    status: 200
  - url: https://edge.sitecorecloud.io/cincinna-x33xq9h6/media/Project/Cincinnati-Financial/CinFin/Files/api-terms-conditions.pdf
    status: 200
  - url: https://cincilink.cinfin.com/
    status: 302
  - url: https://www.cinfin.com/llms.txt
    status: 404
  - url: https://api.cinfin.com/openapi.json
    status: 0
  checked: '2026-09-05'