CIBC Bank USA

CIBC Bank USA is an Illinois state-chartered, FDIC-insured commercial bank (FDIC Cert #33306) headquartered at 120 South LaSalle Street in Chicago, Illinois. Formerly The PrivateBank and Trust Company, it was acquired in 2017 and rebranded, and today operates as a wholly owned US subsidiary of Canadian Imperial Bank of Commerce (CIBC) through the intermediate holding company CIBC Bancorp USA Inc. The bank focuses on commercial banking, capital markets, wealth management, trust services, private banking, and cross-border services for clients with North American operations, rather than mass-market retail. As a US regional institution, CIBC Bank USA publishes no first-party public developer portal or open API program; consumer-permissioned account and balance data is reached only through third-party aggregators such as Plaid, and the CIBC group has a data-access agreement with MX. It is not a documented direct Financial Data Exchange (FDX) participant and has published no explicit CFPB Section 1033 data-access posture, making its honest API surface aggregator-mediated only.

CIBC Bank USA is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Commercial Banking, and Regional Bank.

CIBC Bank USA’s developer surface includes support and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

8.2/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Financial-Services Banking United States Commercial Banking Regional Bank Private Banking Open Finance Data Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 8.2/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cibc-us: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

About

About

LinkedIn

Other 2

Properties that don't map to a standard resource type

SignOn

SignOn

DataAggregation

DataAggregation

Source (apis.yml)

aid: cibc-us
url: https://raw.githubusercontent.com/api-evangelist/cibc-us/refs/heads/main/apis.yml
name: CIBC Bank USA
kind: company
description: 'CIBC Bank USA is an Illinois state-chartered, FDIC-insured commercial bank (FDIC Cert #33306) headquartered
  at 120 South LaSalle Street in Chicago, Illinois. Formerly The PrivateBank and Trust Company, it was acquired in 2017 and
  rebranded, and today operates as a wholly owned US subsidiary of Canadian Imperial Bank of Commerce (CIBC) through the intermediate
  holding company CIBC Bancorp USA Inc. The bank focuses on commercial banking, capital markets, wealth management, trust
  services, private banking, and cross-border services for clients with North American operations, rather than mass-market
  retail. As a US regional institution, CIBC Bank USA publishes no first-party public developer portal or open API program;
  consumer-permissioned account and balance data is reached only through third-party aggregators such as Plaid, and the CIBC
  group has a data-access agreement with MX. It is not a documented direct Financial Data Exchange (FDX) participant and has
  published no explicit CFPB Section 1033 data-access posture, making its honest API surface aggregator-mediated only.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Commercial Banking
- Regional Bank
- Private Banking
- Open Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Commercial Banking
- Regional Bank
- Private Banking
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: DomainSecurity
  url: security/cibc-us-domain-security.yml
- type: Website
  url: https://us.cibc.com
- type: About
  url: https://us.cibc.com/en/about-us.html
- type: LinkedIn
  url: https://www.linkedin.com/company/cibc
- type: PrivacyPolicy
  url: https://us.cibc.com/en/privacy-security.html
- type: TermsOfService
  url: https://us.cibc.com/en/legal.html
- type: SignOn
  url: https://us.cibc.com/en/sign-on-hub.html
- type: DataAggregation
  url: https://plaid.com/institutions/cibc/
- type: Support
  url: https://us.cibc.com/en/contact-us.html
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com