Centivo

Centivo is a primary-care-centered health plan administrator for self-funded employers, founded in 2017 and headquartered in New York City. Sold through benefits brokers and consultants, it serves mid-market employers (roughly 50 or more employees) and covers about 77,000 members across 160 businesses. Members get $0 primary care to encourage early intervention, and employers typically save 15-30% versus traditional fully-insured plans through a primary-care-first model, the cost advantages of self-funding, and directly negotiated health-system partnerships. Centivo operates member, employer, provider, and referral portals plus iOS/Android member apps; it does not publish a public developer API. Backed by Bain Capital Ventures and JPMorgan Chase's Morgan Health.

Centivo is profiled on the APIs.io network. Tagged areas include Company, Healthcare, Health Insurance, Health Plans, and Employee Benefits.

Centivo’s developer surface includes support, engineering blog, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub

17.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyHealthcareHealth InsuranceHealth PlansEmployee BenefitsSelf-FundedPrimary Care

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 17.2/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/centivo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: centivo
name: Centivo
description: Centivo is a primary-care-centered health plan administrator for self-funded employers, founded in 2017 and headquartered
  in New York City. Sold through benefits brokers and consultants, it serves mid-market employers (roughly 50 or more employees)
  and covers about 77,000 members across 160 businesses. Members get $0 primary care to encourage early intervention, and
  employers typically save 15-30% versus traditional fully-insured plans through a primary-care-first model, the cost advantages
  of self-funding, and directly negotiated health-system partnerships. Centivo operates member, employer, provider, and referral
  portals plus iOS/Android member apps; it does not publish a public developer API. Backed by Bain Capital Ventures and JPMorgan
  Chase's Morgan Health.
url: https://raw.githubusercontent.com/api-evangelist/centivo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bain-capital-ventures
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://centivo.com/wp-content/uploads/2026/01/CentivoLogo.png
tags:
- Company
- Healthcare
- Health Insurance
- Health Plans
- Employee Benefits
- Self-Funded
- Primary Care
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/centivo-domain-security.yml
- type: Website
  url: https://centivo.com/
- type: Login
  url: https://centivo.com/member-login/
- type: Support
  url: https://centivo.com/for-members/current-members/
- type: Blog
  url: https://centivo.com/news/
- type: TermsOfService
  url: https://centivo.com/terms-of-service/
- type: PrivacyPolicy
  url: https://centivo.com/privacy-policy/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence