Cachet website screenshot

Cachet

Cachet OÜ is an Estonian InsurTech that provides adaptive, usage-based insurance for digital platforms and their users across new mobility, gig work, and car-sharing. Digital platforms integrate Cachet through three inbound event APIs: the Parking API (car-sharing fleets stream vehicle events so Cachet manages parking), the Verify / Platform API (gig-work platforms register workers and push task events to drive worker protection), and the Partners API (embed a prefilled Cachet onboarding link into a partner app). All three are OpenAPI 3.1 and authenticated with issued x-api-key and x-api-username headers. Cachet is backed by Techstars; notable platform clients include Bolt, Bird, Ryde, and TaskRabbit.

Cachet publishes 4 APIs on the APIs.io network, including Connect API, Gig-Events API, User API, and 1 more. Tagged areas include Company, Insurance, InsurTech, Mobility, and Gig Economy.

Cachet’s developer surface includes documentation, API reference, support, engineering blog, pricing, signup flow, authentication, and 16 more developer resources.

48.5/100 developing ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
4 APIs 1 MCP Servers
CompanyInsuranceInsurTechMobilityGig EconomyCar SharingEmbedded InsuranceEvents

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 48.5/100 · developing
Contract Quality 15.9 / 25
Developer Ergonomics 12.6 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cachet: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Cachet Connect API

Endpoint where to send the connect request

Cachet Gig-Events API

Event actions which are sent by the platform to Cachet involving gig-workers tasks done on the platform

Cachet User API

User actions to send user-related data from platform to Cachet

Cachet Vehicle events API

Used to notify Cachet about vehicle events

Arazzo Workflows 2

Multi-step API workflows described with the Arazzo specification.

_Index

ARAZZO

Cachet gig-worker onboarding and task reporting

Register a gig-worker on the Cachet Platform (Verify) API, then report a completed task event for that worker. Requires x-api-key and x-api-username headers issued by the Cachet...

ARAZZO

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

cachet-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cachet Authentication

apiKey · 2 schemes

SECURITY

Cachet Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Cachet Agentic Access

4 operations · 4 acting

4 operations · 4 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: cachet
name: Cachet
description: 'Cachet OÜ is an Estonian InsurTech that provides adaptive, usage-based insurance for digital platforms and their
  users across new mobility, gig work, and car-sharing. Digital platforms integrate Cachet through three inbound event APIs:
  the Parking API (car-sharing fleets stream vehicle events so Cachet manages parking), the Verify / Platform API (gig-work
  platforms register workers and push task events to drive worker protection), and the Partners API (embed a prefilled Cachet
  onboarding link into a partner app). All three are OpenAPI 3.1 and authenticated with issued x-api-key and x-api-username
  headers. Cachet is backed by Techstars; notable platform clients include Bolt, Bird, Ryde, and TaskRabbit.'
url: https://raw.githubusercontent.com/api-evangelist/cachet/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: profiled
x-tier-reason: enriched-openapi
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://cachet.me/assets/img/social_share.jpg
tags:
- Company
- Insurance
- InsurTech
- Mobility
- Gig Economy
- Car Sharing
- Embedded Insurance
- Events
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: cachet:cachet-connect-api
  name: Cachet Connect API
  description: Endpoint where to send the connect request
  humanURL: https://docs.cachet.me/parking
  baseURL: https://platform-api.cachet.me
  tags:
  - Connect
  properties:
  - type: OpenAPI
    url: openapi/cachet-connect-api-openapi.yml
- aid: cachet:cachet-gig-events-api
  name: Cachet Gig-Events API
  description: Event actions which are sent by the platform to Cachet involving gig-workers tasks done on the platform
  humanURL: https://docs.cachet.me/parking
  baseURL: https://platform-api.cachet.me
  tags:
  - Gig-Events
  properties:
  - type: OpenAPI
    url: openapi/cachet-gig-events-api-openapi.yml
- aid: cachet:cachet-user-api
  name: Cachet User API
  description: User actions to send user-related data from platform to Cachet
  humanURL: https://docs.cachet.me/parking
  baseURL: https://platform-api.cachet.me
  tags:
  - User
  properties:
  - type: OpenAPI
    url: openapi/cachet-user-api-openapi.yml
- aid: cachet:cachet-vehicle-events-api
  name: Cachet Vehicle events API
  description: Used to notify Cachet about vehicle events
  humanURL: https://docs.cachet.me/parking
  baseURL: https://platform-api.cachet.me
  tags:
  - Vehicle events
  properties:
  - type: OpenAPI
    url: openapi/cachet-vehicle-events-api-openapi.yml
common:
- type: Website
  url: https://cachet.me/
- type: DeveloperPortal
  url: https://docs.cachet.me/
- type: Documentation
  url: https://docs.cachet.me/
- type: APIReference
  url: https://docs.cachet.me/
- type: Support
  url: https://help.cachet.me/en/
- type: Blog
  url: https://cachet.me/en/blog
- type: Pricing
  url: https://cachet.me/en/pricing
- type: SignUp
  url: https://app.cachet.me/
- type: TermsOfService
  url: https://cachet.me/en/terms-conditions
- type: PrivacyPolicy
  url: https://cachet.me/en/privacy-policy
- type: Authentication
  url: authentication/cachet-authentication.yml
- type: MCPServer
  url: mcp/cachet-mcp.yml
- type: LLMsTxt
  url: llms/cachet-llms.txt
- type: Conventions
  url: conventions/cachet-conventions.yml
- type: Conformance
  url: conformance/cachet-conformance.yml
- type: ErrorCatalog
  url: errors/cachet-problem-types.yml
- type: Lifecycle
  url: lifecycle/cachet-lifecycle.yml
- type: Sandbox
  url: sandbox/cachet-sandbox.yml
- type: DataModel
  url: data-model/cachet-data-model.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Arazzo
  name: Cachet gig-worker onboarding and task reporting
  url: arazzo/cachet-gig-onboarding.yml
- type: DomainSecurity
  url: security/cachet-domain-security.yml
- type: AgenticAccess
  url: agentic-access/cachet-agentic-access.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence