Popular (Banco Popular)

Popular, Inc. (NASDAQ: BPOP), operating as Banco Popular, is a publicly traded financial holding company founded in 1893 and headquartered in Hato Rey, San Juan, Puerto Rico. It is the largest bank in Puerto Rico and operates through two chartered depository segments: Banco Popular de Puerto Rico (BPPR), serving Puerto Rico and the U.S. Virgin Islands, and Popular Bank (formerly Banco Popular North America), a New York state-chartered commercial bank serving mainland U.S. markets including New York, New Jersey, and Florida. Popular is FDIC-insured and regulated as a U.S. bank holding company. On its open-finance and API posture, Popular does not publish a first-party public developer portal or downloadable API specifications for its U.S. institutions (popular.com); consumer-permissioned account and transaction data is made available indirectly through third-party data aggregators such as Plaid, Tink, and Finicity rather than a direct bank API. This identity record reflects that honest reality — an aggregator-only access model with no documented first-party API surface, FDX membership, or published CFPB Section 1033 data-access program. (Note: the separate apiportal.popularenlinea.com open-banking portal belongs to Banco Popular Dominicano / Grupo Popular, a distinct Dominican Republic company, not to Popular, Inc.)

Popular (Banco Popular) is profiled on the APIs.io network. Tagged areas include Financial-Services, Banking, United States, Puerto Rico, and Regional Bank.

Popular (Banco Popular)’s developer surface includes engineering blog, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.9/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Financial-Services Banking United States Puerto Rico Regional Bank Open Finance Data Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 9.9/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 4.7 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/banco-popular: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Banco Popular Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 4

The organization behind the API

Blog

Blog

Website

Website

Website

Website

LinkedIn

Source (apis.yml)

aid: banco-popular
url: https://raw.githubusercontent.com/api-evangelist/banco-popular/refs/heads/main/apis.yml
name: Popular (Banco Popular)
kind: company
description: 'Popular, Inc. (NASDAQ: BPOP), operating as Banco Popular, is a publicly traded financial holding company founded
  in 1893 and headquartered in Hato Rey, San Juan, Puerto Rico. It is the largest bank in Puerto Rico and operates through
  two chartered depository segments: Banco Popular de Puerto Rico (BPPR), serving Puerto Rico and the U.S. Virgin Islands,
  and Popular Bank (formerly Banco Popular North America), a New York state-chartered commercial bank serving mainland U.S.
  markets including New York, New Jersey, and Florida. Popular is FDIC-insured and regulated as a U.S. bank holding company.
  On its open-finance and API posture, Popular does not publish a first-party public developer portal or downloadable API
  specifications for its U.S. institutions (popular.com); consumer-permissioned account and transaction data is made available
  indirectly through third-party data aggregators such as Plaid, Tink, and Finicity rather than a direct bank API. This identity
  record reflects that honest reality — an aggregator-only access model with no documented first-party API surface, FDX membership,
  or published CFPB Section 1033 data-access program. (Note: the separate apiportal.popularenlinea.com open-banking portal
  belongs to Banco Popular Dominicano / Grupo Popular, a distinct Dominican Republic company, not to Popular, Inc.)'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial-Services
- Banking
- United States
- Puerto Rico
- Regional Bank
- Open Finance
- Data Aggregation
tags_raw:
- Financial Services
- Banking
- United States
- Puerto Rico
- Regional Bank
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.23'
apis: []
common:
- type: Blog
  url: https://blog.popular.com/
- type: Login
  url: https://micredito.popular.com/us/en/login
- type: DomainSecurity
  url: security/banco-popular-domain-security.yml
- type: Website
  url: https://www.popular.com/en/
- type: Website
  url: https://www.popularbank.com/
- type: Support
  url: https://www.popular.com/security/
- type: PrivacyPolicy
  url: https://www.popular.com/en/privacy/
- type: TermsOfService
  url: https://www.popular.com/en/terms/
- type: LinkedIn
  url: https://www.linkedin.com/company/popularbank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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