Balance

aid: balance
name: Balance
description: Balance is a financial infrastructure platform for B2B commerce that lets merchants and marketplaces accept payments,
  offer net-terms financing (digital trade credit / B2B BNPL), and automate order-to-cash accounts-receivable operations.
  Its APIs power embedded, customizable buyer journeys, advanced and consolidated billing, split payments, and AI-powered
  credit-risk management, covering the full B2B flow from checkout through invoicing, financing, and reconciliation. Balance
  ships pre-built integrations for platforms including Shopify, BigCommerce, Magento, and Salesforce Commerce, plus marketplace
  solutions, and exposes a v2 REST API documented on a developer portal. The company was surfaced as a portfolio company of
  Forerunner Ventures, Lightspeed Venture Partners, Ribbit Capital, and Techstars, and is profiled in the API Evangelist network.
  Card processing runs through Stripe (PCI DSS Service Provider Level 1); Balance publishes a security policy, status page,
  monthly product-update changelog, and a beta Model Context Protocol server for agentic commerce.
url: https://raw.githubusercontent.com/api-evangelist/balance/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- forerunner-ventures
- lightspeed-venture-partners
- ribbit-capital
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://files.readme.io/b57e38a-small-Frame_2_4.png
tags:
- Company
- Fintech
- Payments
- B2B Payments
- Accounts Receivable
- Net Terms
- Trade Credit
- BNPL
- Billing
- Embedded Finance
apis:
- name: Balance API v2
  description: Balance's v2 REST API for B2B payments, net-terms financing, invoicing, and accounts-receivable automation.
    Reference documentation is hosted on a password-gated ReadMe.io portal (access requested via the Get API page).
  humanURL: https://docs.getbalance.com
  baseURL: https://api.getbalance.com
  properties:
  - type: Documentation
    url: https://docs.getbalance.com
  - type: APIReference
    url: https://docs.getbalance.com
  - type: GettingStarted
    url: https://www.getbalance.com/get-api
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://getbalance.com
- type: DeveloperPortal
  url: https://www.getbalance.com/get-api
- type: Documentation
  url: https://docs.getbalance.com
- type: Blog
  url: https://www.getbalance.com/blog/
- type: Support
  url: https://www.getbalance.com/contact-us/
- type: SignUp
  url: https://www.getbalance.com/get-api
- type: Login
  url: https://dashboard.getbalance.com/
- type: TermsOfService
  url: https://www.getbalance.com/legal/balance-website-terms
- type: PrivacyPolicy
  url: https://www.getbalance.com/legal/privacy-policy
- type: StatusPage
  url: https://status.getbalance.com
- type: ChangeLog
  url: changelog/balance-changelog.yml
- type: Lifecycle
  url: lifecycle/balance-lifecycle.yml
- type: LLMsTxt
  url: llms/balance-llms.txt
- type: MCPServer
  url: mcp/balance-mcp.yml
- type: Security
  url: https://www.getbalance.com/legal/security-policy
- type: VulnerabilityDisclosure
  url: security/balance-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/balance-domain-security.yml
- type: Conformance
  url: conformance/balance-conformance.yml
- type: Compliance
  url: https://www.getbalance.com/legal/security-policy
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence