Aritma

Aritma provides a finance automation platform for B2B enterprises, enabling seamless payments, reconciliation, and integration with multiple ERP systems. Their API connects banks, ERP solutions like Microsoft Dynamics 365, Business NXT, Visma, and more, allowing developers to build custom workflows for CFOs, accountants, and IT teams. The platform supports multi‑bank transactions, ISO‑20022 compliance, and offers extensive documentation for developers to integrate financial data across systems.

Aritma is listed with 9 APIs on the APIs.io network, including Accounts API, Aritma API, Banks API, and 6 more. Tagged areas include Company, Finance, Automation, B2B, and Payments.

The Aritma catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Aritma’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, pricing, and 21 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

39.6/100 developing ▼ -9.2 Agent 26/100 agent aware Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessSelf serve

9 APIs

Company Finance Automation B2B Payments

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 39.6/100 · developing

Contract Quality 6.7 / 19

Developer Ergonomics 6.2 / 15

Access Clarity 7.3 / 15

Operational Transparency 3.3 / 10

Contract Governance 1.8 / 9

Discoverability 5.2 / 8

Regulatory Posture 2.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 0 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 35.8 — up to +16.1 composite points
Developer Ergonomics scores 41.0 — up to +11.8 composite points
Access Clarity scores 48.7 — up to +10.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/aritma/apis.yml: open an issue on github.com/api-evangelist/aritma to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

OpenAPI

measured — observed by APIs.io (published)

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

Banking API v4

Banking API version 4 providing account, transaction, and payment operations.

Aritma Accounts API

The Accounts API from Aritma — 1 operation(s) for accounts.

Aritma Aritma API

The Aritma API API from Aritma — 1 operation(s) for aritma api.

Aritma Banks API

The Banks API from Aritma — 2 operation(s) for banks.

Aritma Bulk Payments API

The Bulk Payments API from Aritma — 1 operation(s) for bulk payments.

Aritma Companies API

The Companies API from Aritma — 1 operation(s) for companies.

Aritma Consents API

The Consents API from Aritma — 5 operation(s) for consents.

Aritma Events API

The Events API from Aritma — 1 operation(s) for events.

Aritma Mock API

The Mock API from Aritma — 2 operation(s) for mock.

Scroll for all 9

Aritma API pricing

Prices published by Aritma, read 2026-10-28 from www.aritma.com/pricing.

Plan	Price
Payments	Get a quote
Reconciliation	Get a quote
API Platform	Get a quote

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Aritma Plans Pricing

3 plans

PLANS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Aritma

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Aritma Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Aritma Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Aritma Context

9 classes · 25 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Aritma API Rules

11 rules · 10 errors 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

GetApiV3EventsDeadlettersResponse

12 properties

JSON SCHEMA

GetConsentsConsentidResponse

1 properties

JSON SCHEMA

PostApiBulkPaymentsCreditTransferRequest

14 properties

JSON SCHEMA

PostMockApisBankingV4OpenapiBankingOpenapiBulkPaymentsCredit

4 properties

JSON SCHEMA

PutApiV3CompaniesCompanyidSubscriptionsSubscriptionnameReque

5 properties

JSON SCHEMA

PutConsentsIdRefreshResponse

1 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aritma Authentication

2 schemes

SECURITY

Aritma Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Login

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

AgentSkill

AgentSkill

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Webhooks

DataModel

Lifecycle

Conformance

Scroll for all 7

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

SecurityTxt

SecurityTxt

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

Deprecation

Deprecation

Support

Support

StatusPage

StatusPage

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: aritma
name: Aritma
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Self-serve signup
  confidence: medium
  probe_state: unreadable
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://cdn.prod.website-files.com/6373dc3023ac2e946464f5b3/65805757fee228b9b87f2434_6572e8614112a5e3b5553b67_Open%20banking1.svg
description: Aritma provides a finance automation platform for B2B enterprises, enabling seamless payments, reconciliation,
  and integration with multiple ERP systems. Their API connects banks, ERP solutions like Microsoft Dynamics 365, Business
  NXT, Visma, and more, allowing developers to build custom workflows for CFOs, accountants, and IT teams. The platform supports
  multi‑bank transactions, ISO‑20022 compliance, and offers extensive documentation for developers to integrate financial
  data across systems.
url: https://raw.githubusercontent.com/api-evangelist/aritma/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-16 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-16'
modified: '2026-10-16'
x-docs-platform: redocly
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-17
tags:
- Company
- Finance
- Automation
- B2B
- Payments
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/aritma-plans-pricing.yml
- type: Spectral
  url: rules/aritma-rules.yml
- type: JSONLD
  url: json-ld/aritma-context.jsonld
- type: Vocabulary
  url: vocabulary/aritma-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Webhooks
  url: asyncapi/aritma-webhooks.yml
- type: DataModel
  url: data-model/aritma-data-model.yml
- type: Authentication
  url: authentication/aritma-authentication.yml
- type: Deprecation
  url: lifecycle/aritma-lifecycle.yml
- type: Lifecycle
  url: lifecycle/aritma-lifecycle.yml
- type: Conformance
  url: conformance/aritma-conformance.yml
- type: LLMsTxt
  url: llms/aritma-llms.txt
- type: SecurityTxt
  url: well-known/aritma-status-security.txt
- type: WellKnown
  url: well-known/aritma-well-known.yml
- type: Hosts
  url: hosts/aritma-hosts.yml
- type: Vendors
  url: vendors/aritma-vendors.yml
- type: PrivacyPolicy
  url: https://www.aritma.com/privacy
- type: Login
  url: https://www.aritma.com/log-in
- type: DomainSecurity
  url: security/aritma-domain-security.yml
- type: Website
  url: https://aritma.com/
- type: DeveloperPortal
  url: https://developer.aritma.com/
- type: Documentation
  url: https://developer.aritma.com/
- type: APIReference
  url: https://developer.aritma.com/apis/banking/v4
- type: GettingStarted
  url: https://developer.aritma.com/getting-started
- type: Support
  url: https://help.aritma.com/en
- type: Blog
  url: https://www.aritma.com/blog
- type: Pricing
  url: https://www.aritma.com/pricing
- type: StatusPage
  url: https://status.aritma.com/
apis:
- name: Banking API v4
  description: Banking API version 4 providing account, transaction, and payment operations.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: null
  aid: aritma:banking-api-v4
- aid: aritma:aritma-accounts-api
  name: Aritma Accounts API
  description: The Accounts API from Aritma — 1 operation(s) for accounts.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/aritma-accounts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
- aid: aritma:aritma-aritma-api-api
  name: Aritma Aritma API
  description: The Aritma API API from Aritma — 1 operation(s) for aritma api.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Aritma API
  properties:
  - type: OpenAPI
    url: openapi/aritma-aritma-api-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
- aid: aritma:aritma-banks-api
  name: Aritma Banks API
  description: The Banks API from Aritma — 2 operation(s) for banks.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Banks
  properties:
  - type: OpenAPI
    url: openapi/aritma-banks-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
- aid: aritma:aritma-bulk-payments-api
  name: Aritma Bulk Payments API
  description: The Bulk Payments API from Aritma — 1 operation(s) for bulk payments.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Bulk Payments
  properties:
  - type: OpenAPI
    url: openapi/aritma-bulk-payments-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
- aid: aritma:aritma-companies-api
  name: Aritma Companies API
  description: The Companies API from Aritma — 1 operation(s) for companies.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Companies
  properties:
  - type: OpenAPI
    url: openapi/aritma-companies-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
- aid: aritma:aritma-consents-api
  name: Aritma Consents API
  description: The Consents API from Aritma — 5 operation(s) for consents.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Consents
  properties:
  - type: OpenAPI
    url: openapi/aritma-consents-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
- aid: aritma:aritma-events-api
  name: Aritma Events API
  description: The Events API from Aritma — 1 operation(s) for events.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Event
  tags_raw:
  - Events
  properties:
  - type: OpenAPI
    url: openapi/aritma-events-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
- aid: aritma:aritma-mock-api
  name: Aritma Mock API
  description: The Mock API from Aritma — 2 operation(s) for mock.
  humanURL: https://developer.aritma.com/apis/banking/v4
  baseURL: https://bankservice.zdata.no
  tags:
  - Mock
  properties:
  - type: OpenAPI
    url: openapi/aritma-mock-api-openapi.yml
  - type: JSONSchema
    url: json-schema/aritma-post-api-bulk-payments-credit-transfer-request-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-api-v3-events-deadletters-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-api-v3-companies-companyid-subscriptions-subscriptionname-reque-schema.json
  - type: JSONSchema
    url: json-schema/aritma-post-mock-apis-banking-v4-openapi-banking-openapi-bulk-payments-credit-schema.json
  - type: JSONSchema
    url: json-schema/aritma-get-consents-consentid-response-schema.json
  - type: JSONSchema
    url: json-schema/aritma-put-consents-id-refresh-response-schema.json
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: The Banking API documentation page is a JavaScript‑rendered SPA with no machine‑readable OpenAPI spec discovered.
  evidence:
  - url: https://developer.aritma.com/apis/banking/v4
    status: 200
  checked: '2026-10-16'
x-enrichment:
  date: '2026-10-16'
  status: enriched
  artifacts_added: 26
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Aritma API — frequently asked questions

Does Aritma have an API?

Yes. APIs.io lists 9 APIs from Aritma, including Banking API v4, Aritma Accounts API and Aritma Aritma API, and 6 more.

Is there an OpenAPI specification for the Aritma API?

Yes. APIs.io indexes 8 OpenAPI specifications for Aritma, each linked for download from this page.

How do I authenticate with the Aritma API?

Aritma uses bearer-token authentication (2 schemes). The details are profiled on APIs.io as Aritma Authentication.

How much does the Aritma API cost?

Aritma publishes its prices; its Payments plan is Get a quote as of 2026-10-28. APIs.io lists 3 pricing plans for Aritma, with each plan's price, limits and inclusions under Pricing on this page.

Is the Aritma API ready for AI agents?

Aritma has a Kin Score of 39.6 out of 100 (developing) and an Agent Readiness score of 26.1 (agent-aware), scored by API Evangelist on 2026-11-06.

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A second provider on the same verified email joins the account you already have.