Aervik Labs

Aervik Labs is a narrow, well-documented API operated by EAC Ventures, LLC that extracts and verifies ACORD 25 Certificates of Insurance (COI) against your own coverage requirements. It parses a certificate into structured fields, checks it for compliance, and returns a three-state verdict that tells contractors, property managers and risk teams plainly when a value is deficient versus when it simply could not be read. Distributed through the RapidAPI marketplace with a free evaluation tier.

Aervik Labs publishes 1 API on the APIs.io network. Tagged areas include Insurance, Compliance, Verification, Insurtech, and Certificate of Insurance.

Aervik Labs’ developer surface includes authentication, API reference, engineering blog, pricing, signup flow, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

52.6/100 developing Agent 22/100 agent aware Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0

1 APIs 1 MCP Servers

Insurance Compliance Verification Insurtech Certificate of InsuranceACORD 25Document Intelligence RapidAPI

Kin Score

Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0

Composite quality — 52.6/100 · developing

Contract Quality 6.2 / 19

Developer Ergonomics 7.1 / 15

Access Clarity 11.4 / 15

Operational Transparency 6.9 / 10

Contract Governance 0.4 / 9

Discoverability 5.7 / 8

Regulatory Posture 7.1 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 22/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/aervik-labs: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Aervik Labs API

ACORD 25 Data Extraction & COI Verification. Extract a certificate of insurance into structured fields and verify it against saved coverage requirements, with a three-state verd...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Aervik Labs MCP Server

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Aervik Labs Plans Pricing

4 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Aervik Labs Rate Limits

4 limits

RATE LIMITS

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aervik Labs Authentication

apiKey · 1 scheme

SECURITY

Aervik Labs Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Aervik Labs Vulnerability Disclosure

disclosure policy published

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 2

SDKs, sample code, and the tooling you integrate with

Packages

Packages

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

name: Aervik Labs
description: Aervik Labs is a narrow, well-documented API operated by EAC Ventures, LLC that extracts and verifies ACORD 25
  Certificates of Insurance (COI) against your own coverage requirements. It parses a certificate into structured fields,
  checks it for compliance, and returns a three-state verdict that tells contractors, property managers and risk teams plainly
  when a value is deficient versus when it simply could not be read. Distributed through the RapidAPI marketplace with a free
  evaluation tier.
image: https://aerviklabs.com/images/aervik-labs-logo-primary.png
url: https://raw.githubusercontent.com/api-evangelist/aervik-labs/refs/heads/main/apis.yml
created: '2026-09-14'
modified: '2026-09-14'
specificationVersion: '0.21'
tags:
- Insurance
- Compliance
- Verification
- Insurtech
- Certificate of Insurance
- ACORD 25
- Document Intelligence
- RapidAPI
tags_raw:
- Insurance
- Compliance
- Verification
- InsurTech
- Certificate of Insurance
- ACORD 25
- Document Intelligence
- RapidAPI
apis:
- name: Aervik Labs API
  description: ACORD 25 Data Extraction & COI Verification. Extract a certificate of insurance into structured fields and
    verify it against saved coverage requirements, with a three-state verdict (compliant / deficient / cannot_determine) that
    flags fields which are present but unreadable rather than guessing. Four operations behind the RapidAPI gateway.
  image: https://aerviklabs.com/images/aervik-labs-logo-primary.png
  humanURL: https://aerviklabs.com/apis/coi-verification/
  baseURL: https://certificate-of-insurance-verification-compliance-check-api.p.rapidapi.com
  tags:
  - Insurance
  - Compliance
  - Verification
  properties:
  - type: OpenAPI
    url: https://aerviklabs.com/openapi/coi-verification.json
  - type: PostmanCollection
    url: https://aerviklabs.com/postman/coi-verification.postman_collection.json
  - type: Documentation
    url: https://aerviklabs.com/apis/coi-verification/
  - type: MCPServer
    url: mcp/aervik-labs-mcp.yml
  - type: Conformance
    url: conformance/aervik-labs-conformance.yml
  - type: ErrorCatalog
    url: errors/aervik-labs-problem-types.yml
  - type: Conventions
    url: conventions/aervik-labs-conventions.yml
  - type: Lifecycle
    url: lifecycle/aervik-labs-lifecycle.yml
  - type: Deprecation
    url: lifecycle/aervik-labs-lifecycle.yml
  - type: ChangeLog
    url: changelog/aervik-labs-changelog.yml
  - type: Plans
    url: plans/aervik-labs-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/aervik-labs-rate-limits.yml
  - type: DataModel
    url: data-model/aervik-labs-data-model.yml
  - type: Overlay
    url: overlays/aervik-labs-coi-verification-overlay.yaml
  - type: AgentSkill
    url: skills/_index.yml
common:
- type: DomainSecurity
  url: security/aervik-labs-domain-security.yml
- type: Authentication
  url: authentication/aervik-labs-authentication.yml
- type: VulnerabilityDisclosure
  url: security/aervik-labs-vulnerability-disclosure.yml
- type: Security
  url: security/aervik-labs-vulnerability-disclosure.yml
- type: Packages
  url: packages/aervik-labs-packages.yml
- type: LLMsTxt
  url: llms/aervik-labs-llms.txt
- type: Website
  url: https://aerviklabs.com
- type: DeveloperPortal
  url: https://aerviklabs.com/developers/
- type: APIReference
  url: https://aerviklabs.com/apis/coi-verification/
- type: Blog
  url: https://aerviklabs.com/blog/
- type: GitHubOrganization
  url: https://github.com/aervik-labs
- type: Pricing
  url: https://aerviklabs.com/pricing/
- type: SignUp
  url: https://rapidapi.com/aervik-labs-aervik-labs-default/api/certificate-of-insurance-verification-compliance-check-api
- type: TermsOfService
  url: https://aerviklabs.com/terms/
- type: PrivacyPolicy
  url: https://aerviklabs.com/privacy/
maintainers:
- FN: Aervik Labs
  email: aerviklabs@gmail.com
  url: https://aerviklabs.com
x-source:
  via: apis.io/add aervik-labs-1219ac70, parked domain_mismatch
  fetched: '2026-09-14'
  note: 'Approved: the gate saw a RapidAPI base, but the provider publishes its own OpenAPI at aerviklabs.com (200). Base
    points at their distribution channel; the verifiable spec is first-party.'
x-enrichment:
  date: '2026-09-14'
  status: enriched
  artifacts_added: 20
  pass: local-v3

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