Activehours, Inc. is the legal entity behind EarnIn, the consumer earned-wage-access fintech founded by Ram Palaniappan. The company launched as Activehours in 2014 and rebranded to EarnIn in 2017; it still files and licenses under the Activehours name (Activehours, Inc. NMLS #2535570) and still ships its Android application under the package identifier com.activehours, and EarnIn's own AI-information page names the company outright as Activehours, Inc. (d/b/a EarnIn). The former corporate domain www.activehours.com now returns an HTTP 301 to www.earnin.com. This record is the pre-2017 name of a company the API Evangelist network already carries in full at all/earnin, and it is retained only as a name pointer — see x-duplicate-of. Products (Live Pay, Cash Out, Early Pay, Balance Shield, Credit Monitoring, Savings Jars and EarnIn Payroll) are delivered as a consumer mobile application; no public API, developer portal, or machine-readable contract is published under either name.
Activehours is profiled on the APIs.io network. Tagged areas include Company, Fintech, Earned Wage Access, Consumer Finance, and Payments.
Regulatory Posture applies to this provider. Its tags matched the
Payments regime, so
Regulatory Posture carries 15 points of the composite.
If this regime is wrong for your business, say so on your
provider repo — the
applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them,
because the conditional facet above carries the other
15. That is why each facet's contribution is shown against a damped
maximum: raising a quality facet moves the composite by 85% of its nominal
weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/activehours: open an issue to ask a question, or submit a pull request to add artifacts.
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aid: activehours
name: Activehours
description: 'Activehours, Inc. is the legal entity behind EarnIn, the consumer earned-wage-access fintech founded by Ram
Palaniappan. The company launched as Activehours in 2014 and rebranded to EarnIn in 2017; it still files and licenses under
the Activehours name (Activehours, Inc. NMLS #2535570) and still ships its Android application under the package identifier
com.activehours, and EarnIn''s own AI-information page names the company outright as Activehours, Inc. (d/b/a EarnIn). The
former corporate domain www.activehours.com now returns an HTTP 301 to www.earnin.com. This record is the pre-2017 name
of a company the API Evangelist network already carries in full at all/earnin, and it is retained only as a name pointer
— see x-duplicate-of. Products (Live Pay, Cash Out, Early Pay, Balance Shield, Credit Monitoring, Savings Jars and EarnIn
Payroll) are delivered as a consumer mobile application; no public API, developer portal, or machine-readable contract is
published under either name.'
image: https://www.earnin.com/assets/img/share.png
url: https://raw.githubusercontent.com/api-evangelist/activehours/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: duplicate
specificationVersion: '0.20'
created: '2026-09-06'
modified: '2026-09-06'
tags:
- Company
- Fintech
- Earned Wage Access
- Consumer Finance
- Payments
- Payroll
- Mobile App
apis: []
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
- FN: APIs.json
email: info@apis.io
common:
- type: Website
url: https://www.earnin.com
- type: GitHubOrganization
url: https://github.com/activehours
x-duplicate-of:
slug: earnin
relationship: former-name
detail: Activehours, Inc. rebranded to EarnIn in 2017. The API Evangelist network already profiles this company at all/earnin
(aid earnin), which carries the live domain, security.txt, trust center and vulnerability-disclosure artifacts. This stub
was added independently from the secondary-market harvest backlog, which slugs by company name rather than by domain,
and is a duplicate of that record.
checked: '2026-09-06'
evidence:
- url: https://www.activehours.com/
status: 301
note: 301 Location https://www.earnin.com:443/ — the former corporate domain redirects to EarnIn.
- url: https://www.earnin.com/ai-info
status: 200
note: EarnIn's own AI-information page states "Company - Activehours, Inc. (d/b/a EarnIn)".
- url: https://play.google.com/store/apps/details?id=com.activehours
status: 200
note: Linked from earnin.com — the EarnIn Android app still ships under the com.activehours package id.
- url: https://github.com/activehours/terraform-aws-earnin-crowdstrike-cloud-registration
status: 200
note: The activehours GitHub org (15 public repos, all forks) carries an EarnIn-named repository.
x-coverage:
state: none
reason: no-developer-program
detail: Activehours is the pre-2017 name of EarnIn, whose earned-wage-access products ship only as a consumer mobile app
— openapi.json, swagger.json, api-docs, llms.txt and the agent-card/api-catalog well-known paths all 404 on www.earnin.com,
api.earnin.com is a Cloudflare 403/nginx 404 with nothing behind it, and the activehours GitHub org's 15 public repositories
are every one of them a fork of somebody else's project.
evidence:
- url: https://www.earnin.com/openapi.json
status: 404
- url: https://www.earnin.com/llms.txt
status: 404
- url: https://www.earnin.com/.well-known/api-catalog
status: 404
- url: https://api.earnin.com/openapi.json
status: 403
- url: https://api.earnin.com/
status: 404
- url: https://www.activehours.com/
status: 301
checked: '2026-09-06'
x-enrichment:
date: '2026-09-06'
status: minimal
artifacts_added: 0
pass: local-v3
Kin Score
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