🇸🇪Financial Technology in Sweden

18 financial technology providers in Sweden, publishing 116 APIs.

18 providers 116 published APIs 115 indexed documents

Financial Technology in Sweden — 18 providers on the APIs.io network sit in both cohorts, and between them they publish 116 indexed APIs.

9 of the 18 publish at least one machine-readable API; 9 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 7 emerging, 4 minimal, 2 strong, 2 developing, 2 thin, and 1 exemplar.

Leading by rating: Klarna, Atlar, Northmill, Safello, Bokio, Billogram, and 12 more.

Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in Sweden when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.

Providers (18)

Provider Description APIs Rating
Klarna Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. ... 22 exemplar
Atlar Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment management for finance ... 20 strong
Northmill Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and... 31 strong
Safello Safello is a Swedish cryptocurrency brokerage founded in 2013, registered with the Swedish Financial Supervisory Authority (Finansinspektionen) and listed on Nasdaq First North ... 7 developing
Bokio Bokio is a Swedish cloud accounting and bookkeeping platform (a Visma company) for small businesses, sole traders and their accountants, combining automated bookkeeping, invoici... 16 developing
Billogram Billogram is a Swedish (Billogram AB) Invoice-to-Cash orchestration platform that automates the full invoicing and payment lifecycle for businesses with recurring revenue - invo... 1 thin
Kivra Kivra provides a digital mailbox service for individuals and businesses in Sweden, allowing users to receive, store, and manage electronic mail, invoices, and official documents... 1 thin
Billecta Billecta provides a cloud‑based invoicing and payment automation platform for businesses in Sweden and beyond. Their solution automates the full invoicing flow, from invoice cre... 17 emerging
Juni Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency... 0 emerging
Lysa Lysa is a Swedish fintech company offering automated investment and savings services. It provides a digital platform where users can open accounts, invest in diversified portfol... 1 emerging
Rocker Rocker is a Swedish fintech company offering a peer‑to‑peer marketplace for buying and selling second‑hand goods, backed by a robust payment solution. The platform provides user... 0 emerging
Gilion (formerly ArK) Gilion (formerly ArK) is an AI-powered financial platform, headquartered in Stockholm, that sits between founders and investors to streamline how growth capital is allocated. Fo... 0 emerging
Opti Opti is a Swedish fintech company offering digital savings and investment solutions. It provides a platform for personal and corporate customers to manage portfolios, pension fu... 0 emerging
Mimo Mimo (short for "Money In, Money Out") is a London- and Stockholm-based B2B fintech that gives small and medium-sized businesses a single platform to manage, understand and cont... 0 emerging
Anyfin Anyfin is a Swedish consumer-fintech company that helps people lower the cost of their existing debt. Through its mobile app, customers photograph or import a current loan, cred... 0 minimal
Insurello Insurello is a Swedish digital claims service that helps individuals obtain compensation from insurance after accidents or injuries. The platform offers a free case initiation, ... 0 minimal
Bluebook Bluebook is a Stockholm, Sweden based software company building AI agents for accounting firms, accountants, and CFOs. The platform automates accounting workflows — reconciliati... 0 minimal
Kameo Kameo is a Swedish fintech platform that connects real‑estate developers and growth companies with thousands of investors to finance property projects. It offers innovative loan... 0 minimal

Indexed API documents (115)

Two numbers, both real: these providers publish 116 APIs as their own documents, which the catalog indexes split one-per-resource into 115 documents.

Klarna Payments API

Create and authorize Klarna payment sessions; create orders against authorizations.

Klarna Checkout API

Hosted Klarna Checkout (KCO), the checkout/v3 surface. Klarna divested the Klarna Checkout product and it now trades as Kustom; as of 202...

Klarna Order Management API

Capture, refund, cancel and update orders post-authorization.

Klarna Customer Token API

Persist a payment authorization as a customer token for repeat purchases.

Klarna Settlements API

Read merchant settlement reports and transactions.

Klarna Push Notifications

Outbound HTTP POST callbacks Klarna issues to merchant-hosted URLs for Payments authorization, HPP status updates, Checkout push, and pen...

Klarna Captures API

The Captures API from Klarna — 6 operation(s) for captures.

Klarna Checkout API

The Checkout API from Klarna — 3 operation(s) for checkout.

Klarna Customer Token API

The Customer Token API from Klarna — 3 operation(s) for customer token.

Klarna Hpp API

The Hpp API from Klarna — 3 operation(s) for hpp.

Klarna Merchant Urls.address Update API

The Merchant Urls.address Update API from Klarna — 1 operation(s) for merchant urls.address update.

Klarna Merchant Urls.country Change API

The Merchant Urls.country Change API from Klarna — 1 operation(s) for merchant urls.country change.

Klarna Merchant Urls.shipping Option Update API

The Merchant Urls.shipping Option Update API from Klarna — 1 operation(s) for merchant urls.shipping option update.

Klarna Merchant Urls.validation API

The Merchant Urls.validation API from Klarna — 1 operation(s) for merchant urls.validation.

Klarna Orders API

The Orders API from Klarna — 9 operation(s) for orders.

Klarna Payments API

The Payments API from Klarna — 5 operation(s) for payments.

Klarna Payouts API

The Payouts API from Klarna — 3 operation(s) for payouts.

Klarna Refunds API

The Refunds API from Klarna — 2 operation(s) for refunds.

Klarna Reports API

The Reports API from Klarna — 4 operation(s) for reports.

Klarna Transactions API

The Transactions API from Klarna — 1 operation(s) for transactions.

Klarna Agentic Product Protocol (KAPP) API

Klarna's agent-facing product protocol, exposing product and commerce data for AI agents to query. Registered 2026-09-04 from the same de...

Klarna Merchant Card API

The Merchant Card API from Klarna — 6 operation(s) for merchant card.

Atlar Accounts API

Accounts are financial accounts held by your organization.

Atlar Audit logs API

Audit logs for IAM-related user events, such as login, logout, and password reset.

Atlar Connections API

Connections represent your technical connections set up by Atlar to your third-party providers such as banks, PSPs, and ERPs.

Atlar Counterparties API

Counterparties are entities that the account holder has a relationship with.

Atlar Credit Transfers API

Credit transfers are payments initiated by a debtor to transfer funds to a creditor's account.

Atlar Direct Debits API

Direct debits are payments initiated by a creditor to collect funds from a debtor's account.

Atlar Documents API

Documents represent accounting transactions from your ERP system. Such as invoices, payments, credit memos, and journal entries.

Atlar Entities API

Entities are legal entities, e.g. companies.

Atlar Events (webhooks) API

Webhooks are automated notifications sent to a specified URL in response to events or changes.

Atlar External Accounts API

External accounts are financial accounts held by counterparties at financial institutions.

Atlar Forecasted Transactions API

Forecasted transactions are transactions that are expected to occur in the future. They can be used to predict future cash flows.

Atlar GL Accounts API

A GL account represents a general ledger account in your ERP system.

Atlar GL Entities API

A GL entity represents a legal entity in your ERP system. It can have a one-to-one relationship with an Atlar Entity.

Atlar Investments API

Investments are financial assets held by your organization.

Atlar Mandates API

Mandates are authorizations given by a debtor to a creditor to collect funds from the account.

Atlar OAuth API

OAuth 2.0 endpoints.

Atlar Pending Transactions API

Pending transactions are indications of movement of funds that may be booked on an account.

Atlar Regulatory Reporting API

Regulatory reporting codes required for cross-border payments to certain countries.

Atlar Transactions API

Transactions are movements of funds that have been booked on an account.

Atlar Webhooks API

Webhook configuration.

Northmill Bank Open Banking API for TPPs

Northmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confirmation of Available Funds (CB...

Northmill Accounting Settings API

The AccountingSettings API from Northmill — 6 operation(s) for accountingsettings.

Northmill Articles API

The Articles API from Northmill — 10 operation(s) for articles.

Northmill Articles Availability API

The ArticlesAvailability API from Northmill — 2 operation(s) for articlesavailability.

Northmill Article Sets API

The ArticleSets API from Northmill — 4 operation(s) for articlesets.

Northmill Bookable Resource Event Instances API

The BookableResourceEventInstances API from Northmill — 2 operation(s) for bookableresourceeventinstances.

Northmill Bookable Resources API

The BookableResources API from Northmill — 2 operation(s) for bookableresources.

Northmill Booking Orders API

The BookingOrders API from Northmill — 6 operation(s) for bookingorders.

Northmill Brands API

The Brands API from Northmill — 4 operation(s) for brands.

Northmill Campaigns API

The Campaigns API from Northmill — 4 operation(s) for campaigns.

Northmill Cash Cards API

The CashCards API from Northmill — 2 operation(s) for cashcards.

Northmill Cashier Users API

The CashierUsers API from Northmill — 2 operation(s) for cashierusers.

Northmill Customers API

The Customers API from Northmill — 8 operation(s) for customers.

Northmill Groups API

The Groups API from Northmill — 4 operation(s) for groups.

Northmill Health API

The Health API from Northmill — 1 operation(s) for health.

Northmill Locations API

The Locations API from Northmill — 4 operation(s) for locations.

Northmill Online Solutions API

The OnlineSolutions API from Northmill — 10 operation(s) for onlinesolutions.

Northmill Orders API

The Orders API from Northmill — 6 operation(s) for orders.

Northmill Orders V3 API

The OrdersV3 API from Northmill — 6 operation(s) for ordersv3.

Northmill Receipts API

The Receipts API from Northmill — 4 operation(s) for receipts.

Northmill Sales API

The Sales API from Northmill — 2 operation(s) for sales.

Northmill Settings API

The Settings API from Northmill — 4 operation(s) for settings.

Northmill Sms API

The Sms API from Northmill — 2 operation(s) for sms.

Northmill Stores API

The Stores API from Northmill — 2 operation(s) for stores.

Northmill Suppliers API

The Suppliers API from Northmill — 4 operation(s) for suppliers.

Northmill Ticket Orders API

The TicketOrders API from Northmill — 6 operation(s) for ticketorders.

Northmill Vouchers API

The Vouchers API from Northmill — 4 operation(s) for vouchers.

Northmill Web Hook Categories API

The WebHookCategories API from Northmill — 2 operation(s) for webhookcategories.

Northmill Web Hooks API

The WebHooks API from Northmill — 4 operation(s) for webhooks.

Northmill Account Codes API

The Account Codes API from Northmill — 4 operation(s) for account codes.

Northmill Service Orders API

The Service Orders API from Northmill — 4 operation(s) for service orders.

Safello Account API

Account management

Safello Auth API

Authentication flow

Safello Compliance API

User's compliance information/status

Safello Market API

Market endpoints

Safello Orders API

Buy and sell crypto

Safello Prices API

Price endpoints

Safello Wallet API

User's wallet

Bokio Authorization API

Authorization operations for OAuth 2.0 Grants

Bokio Bank Payments API

Operations for creating and reading bank payments

Bokio Chart Of Accounts API

Operations for managing chart of accounts

Bokio Company Information API

Operations for managing company information

Bokio Connections API

Connections operations

Bokio Credit Notes API

Operations for managing credit notes

Bokio Customers API

Operations for managing customer data

Bokio Fiscal Years API

Operations for managing fiscal years

Bokio Invoices API

Operations for managing invoices

Bokio Items API

Operations for managing inventory items

Bokio Journal Entries API

Operations for managing accounting journal entries

Bokio Sie Files API

Operations for managing SIE files

Bokio Supplier Invoices API

Operations for managing supplier invoices

Bokio Suppliers API

Operations for managing suppliers

Bokio Tag Groups API

Operations for managing tag groups and tags

Bokio Uploads API

Operations for managing file uploads

Billogram v2 API

RESTful JSON API for managing invoices (billograms), customers, items, credit invoices, payment sources, offers, billing tabs, reports, a...

Kivra API

Kivra provides a digital mailbox API documented at the developer portal.

Billecta API

Main API documented at Billecta Docs reference page.

Billecta Accounting API

The Accounting API from Billecta — 3 operation(s) for accounting.

Billecta Accountingdimensions API

The Accountingdimensions API from Billecta — 3 operation(s) for accountingdimensions.

Billecta Action API

The Action API from Billecta — 1 operation(s) for action.

Billecta Authentication API

The Authentication API from Billecta — 2 operation(s) for authentication.

Billecta Bankaccount API

The Bankaccount API from Billecta — 2 operation(s) for bankaccount.

Billecta Bankid API

The Bankid API from Billecta — 2 operation(s) for bankid.

Billecta Common API

The Common API from Billecta — 1 operation(s) for common.

Billecta Contractinvoice API

The Contractinvoice API from Billecta — 2 operation(s) for contractinvoice.

Billecta Creditors API

The Creditors API from Billecta — 2 operation(s) for creditors.

Billecta Debtors API

The Debtors API from Billecta — 1 operation(s) for debtors.

Billecta Invoice API

The Invoice API from Billecta — 1 operation(s) for invoice.

Billecta Products API

The Products API from Billecta — 1 operation(s) for products.

Billecta Search API

The Search API from Billecta — 1 operation(s) for search.

Billecta Add Ons API

The Add Ons API from Billecta — 2 operation(s) for add ons.

Billecta Cost Centers API

The Cost Centers API from Billecta — 2 operation(s) for cost centers.

Lysa API

API for Lysa platform (no machine-readable spec discovered)

Other industries in Sweden

Digital Health & Telehealth 20 Climate & Sustainability 19 Government & Public Sector 19 Artificial Intelligence 16 E-Commerce Platform 16 Healthcare 16 Payments & Money Movement 12 Banking & Open Banking 10 Energy 10 Investing & Venture Capital 10 Retail 10 Accounting & Finance Operations 9 All of Sweden →

Financial Technology elsewhere

Europe 254 North America 180 Latin America 152 India & South Asia 116 United Kingdom & Ireland 108 Africa 89 MENA (Middle East & North Africa) 88 Southeast Asia 87 Middle East 65 DACH (Germany · Austria · Switzerland) 45 France & Iberia 35 Nordics 24 All of Financial Technology →

This page is the intersection of two independently computed cohorts: Sweden and Financial Technology. A provider appears here only when it is already a member of both. Sweden membership is matched on tag, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

Work with this as data

Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

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Tools for countries

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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