Rainbow

Rainbow MGA Insurance Agency provides property and casualty insurance coverage for restaurants, commercial real‑estate properties, and beauty & wellness businesses. The company works through independent agents, offering digital quoting, self‑service portal tools, and underwriting support to help agents place policies for small‑business clients across the United States.

Rainbow publishes 3 API contracts indexed on the APIs.io network: Agency API, Appetite API, and Indication API. Tagged areas include Insurance, Restaurants, Commercial Real Estate, Beauty & Wellness, and Agents.

The Rainbow catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Rainbow’s developer surface includes authentication, engineering blog, getting-started guide, documentation, and 14 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

31.9/100 thin Agent 24/100 agent aware Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 published contract

InsuranceRestaurantsCommercial Real EstateBeauty & WellnessAgents MGA

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 31.9/100 · thin

Contract Quality 12.5 / 21

Developer Ergonomics 6.1 / 17

Access Clarity 2.2 / 17

Operational Transparency 0.0 / 11

Contract Governance 2.2 / 10

Discoverability 4.3 / 9

Regulatory Posture 2.2 / 15

Agent readiness — 24/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/userainbow-com/"><img src="https://apis.io/badge/userainbow-com/card.svg" alt="Rainbow on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 13.2 — up to +17.4 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points
Developer Ergonomics scores 35.7 — up to +12.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/userainbow-com/apis.yml: open an issue on github.com/api-evangelist/userainbow-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Rainbow Agency API

The Agency API from Rainbow — 6 operation(s) for agency.

Rainbow Appetite API

The Appetite API from Rainbow — 1 operation(s) for appetite.

Rainbow Indication API

The Indication API from Rainbow — 2 operation(s) for indication.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Userainbow Com Context

28 classes · 69 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Rainbow API Rules

12 rules · 10 errors 1 warnings 1 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Userainbow Com Authentication

1 scheme

SECURITY

Userainbow Com Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Userainbow Com Agentic Access

9 operations · 3 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

Login

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LLMsTxt

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

ErrorCatalog

Conformance

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Company 3

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: userainbow-com
name: Rainbow
image: https://cdn.prod.website-files.com/6769b9aeec67789d18aafc30/6785e52574ce87e22cdd60a1_rainbow-open%20graph-2.jpg
description: Rainbow MGA Insurance Agency provides property and casualty insurance coverage for restaurants, commercial real‑estate
  properties, and beauty & wellness businesses. The company works through independent agents, offering digital quoting, self‑service
  portal tools, and underwriting support to help agents place policies for small‑business clients across the United States.
url: https://raw.githubusercontent.com/api-evangelist/userainbow-com/refs/heads/main/apis.yml
x-type: company
x-source: harvest:vc-portfolio
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-25 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-25'
modified: '2026-10-25'
tags:
- Insurance
- Restaurants
- Commercial Real Estate
- Beauty & Wellness
- Agents
- MGA
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/userainbow-com-agentic-access.yml
- type: Spectral
  url: rules/userainbow-com-rules.yml
- type: JSONLD
  url: json-ld/userainbow-com-context.jsonld
- type: Vocabulary
  url: vocabulary/userainbow-com-vocabulary.yml
- type: DataModel
  url: data-model/userainbow-com-data-model.yml
- type: Authentication
  url: authentication/userainbow-com-authentication.yml
- type: ErrorCatalog
  url: errors/userainbow-com-problem-types.yml
- type: Conformance
  url: conformance/userainbow-com-conformance.yml
- type: LLMsTxt
  url: llms/userainbow-com-llms.txt
- type: Hosts
  url: hosts/userainbow-com-hosts.yml
- type: Vendors
  url: vendors/userainbow-com-vendors.yml
- type: Newsroom
  url: https://www.userainbow.com/press
- type: Login
  url: https://app.userainbow.com/auth/login
- type: Blog
  url: https://www.userainbow.com/blog
- type: GettingStarted
  url: https://apidocs.userainbow.com/docs/quick-start
- type: Documentation
  url: https://apidocs.userainbow.com/
- type: DomainSecurity
  url: security/userainbow-com-domain-security.yml
- type: Website
  url: https://userainbow.com
apis:
- aid: userainbow-com:userainbow-com-agency-api
  name: Rainbow Agency API
  description: The Agency API from Rainbow — 6 operation(s) for agency.
  tags:
  - Agency
  properties:
  - type: OpenAPI
    url: openapi/userainbow-com-agency-api-openapi.yml
- aid: userainbow-com:userainbow-com-appetite-api
  name: Rainbow Appetite API
  description: The Appetite API from Rainbow — 1 operation(s) for appetite.
  tags:
  - Appetite
  properties:
  - type: OpenAPI
    url: openapi/userainbow-com-appetite-api-openapi.yml
- aid: userainbow-com:userainbow-com-indication-api
  name: Rainbow Indication API
  description: The Indication API from Rainbow — 2 operation(s) for indication.
  tags:
  - Indication
  properties:
  - type: OpenAPI
    url: openapi/userainbow-com-indication-api-openapi.yml
x-backed-by:
- 8vc
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: The provider's website presents only HTML pages without any OpenAPI, GraphQL, AsyncAPI, gRPC, or WSDL specifications.
  evidence:
  - url: https://www.userainbow.com
    status: 200
  checked: '2026-10-25'
x-enrichment:
  date: '2026-10-25'
  status: enriched
  artifacts_added: 19
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Rainbow API — frequently asked questions

Does Rainbow have an API?

Yes. APIs.io lists 3 APIs from Rainbow, including Rainbow Agency API, Rainbow Appetite API and Rainbow Indication API.

Is there an OpenAPI specification for the Rainbow API?

Yes. APIs.io indexes 3 OpenAPI specifications for Rainbow, each linked for download from this page.

How do I authenticate with the Rainbow API?

Rainbow uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Userainbow Com Authentication.

Is the Rainbow API ready for AI agents?

Rainbow has a Kin Score of 31.9 out of 100 (thin) and an Agent Readiness score of 23.8 (agent-aware), scored by API Evangelist on 2026-10-31.

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