takepayments website screenshot

takepayments

takepayments (a trading name of Payzone UK Limited) is a United Kingdom payment gateway and merchant-services provider that lets businesses accept card payments online, in person, and over the phone. Its online payment gateway offers Hosted (redirect) and Direct (server-to-server) integrations for e-commerce checkouts, delivered as SOAP v1.1 XML and HTTPS form-POST requests authenticated with a merchant ID and a pre-shared-key signature hash, alongside ready-made shopping-cart plugins and backend SDK code packs. Its newer Terminal API is a modern REST/JSON surface hosted on Azure API Management, secured with OAuth 2.0 client-credentials via Microsoft Azure AD, that pairs and drives card machines (Move5000, PAX A920 Pro) for Start-Transaction, Pairing, Split Bill & Gratuity, and Pay at Table flows. takepayments runs a real public developer portal at developer.takepayments.com but does not publish a downloadable OpenAPI/Swagger definition; its API reference is documentation-only, and merchant onboarding is sales-led rather than open self-serve.

takepayments is listed with 1 API on the APIs.io network. Tagged areas include Payments, United Kingdom, Payment Gateway, Payment Processing, and Card Payments.

takepayments’ developer surface includes documentation, API reference, SDKs, engineering blog, support, pricing, authentication, and 20 more developer resources.

31.8/100 thin ▬ flat Agent 7/100 agent aware Front door AI 1/6 silent Heartbeat 23/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →
1 API
PaymentsUnited KingdomPayment GatewayPayment ProcessingCard PaymentsCard MachinesIn-Person PaymentsE-CommercePSPAcquiring

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for takepayments It updates itself when the score changes. Paste this where you link to your API docs:
<a href="https://apis.io/providers/takepayments/"><img src="https://apis.io/badge/takepayments/card.svg" alt="takepayments on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
  • Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
  • Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
11 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/takepayments/apis.yml: open an issue on github.com/api-evangelist/takepayments to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

takepayments Terminal API

A REST/JSON API hosted on Azure API Management for pairing and driving takepayments card machines (Move5000, PAX A920 Pro) from an integrated app or POS. Documented operations i...

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Takepayments Authentication

oauth2/apiKey · 2 schemes

SECURITY

Takepayments Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 4

Pagination, idempotency, versioning, errors, and events

Build 5

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: takepayments
url: https://raw.githubusercontent.com/api-evangelist/takepayments/refs/heads/main/apis.yml
name: takepayments
kind: company
description: takepayments (a trading name of Payzone UK Limited) is a United Kingdom payment gateway and merchant-services
  provider that lets businesses accept card payments online, in person, and over the phone. Its online payment gateway offers
  Hosted (redirect) and Direct (server-to-server) integrations for e-commerce checkouts, delivered as SOAP v1.1 XML and HTTPS
  form-POST requests authenticated with a merchant ID and a pre-shared-key signature hash, alongside ready-made shopping-cart
  plugins and backend SDK code packs. Its newer Terminal API is a modern REST/JSON surface hosted on Azure API Management,
  secured with OAuth 2.0 client-credentials via Microsoft Azure AD, that pairs and drives card machines (Move5000, PAX A920
  Pro) for Start-Transaction, Pairing, Split Bill & Gratuity, and Pay at Table flows. takepayments runs a real public developer
  portal at developer.takepayments.com but does not publish a downloadable OpenAPI/Swagger definition; its API reference is
  documentation-only, and merchant onboarding is sales-led rather than open self-serve.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United Kingdom
- Payment Gateway
- Payment Processing
- Card Payments
- Card Machines
- In-Person Payments
- E-Commerce
- PSP
- Acquiring
tags_raw:
- Payments
- United Kingdom
- Payment Gateway
- Payment Processing
- Card Payments
- Card Machines
- In-Person Payments
- Ecommerce
- PSP
- Acquiring
created: '2026-07-24'
modified: '2026-07-25'
specificationVersion: '0.23'
apis:
- aid: takepayments:takepayments-terminal-api
  name: takepayments Terminal API
  description: A REST/JSON API hosted on Azure API Management for pairing and driving takepayments card machines (Move5000,
    PAX A920 Pro) from an integrated app or POS. Documented operations include Authentication, Start a Transaction, Pairing
    a Terminal, Split Bill & Gratuity, and Pay at Table. Authentication is OAuth 2.0 client-credentials issued by Microsoft
    Azure AD, with the JWT passed as an Authorization Bearer header. Sandbox and production base URLs are published on the
    developer portal; no downloadable OpenAPI/Swagger is provided.
  humanURL: https://developer.takepayments.com/apis
  baseURL: https://takepayments-integrated-prod-apim.azure-api.net/
  tags:
  - Terminal API
  - In-Person Payments
  - Card Machines
  - Pay at Table
  - REST
  properties:
  - type: Documentation
    url: https://developer.takepayments.com/
  - type: APIReference
    url: https://developer.takepayments.com/apis
  - type: Authentication
    url: https://developer.takepayments.com/documentation/authentication
  - type: Documentation
    url: https://developer.takepayments.com/documentation/Start-Transaction
  - type: SDK
    url: https://developer.takepayments.com/online-sdk
common:
- type: DomainSecurity
  url: security/takepayments-domain-security.yml
- type: Website
  url: https://www.takepayments.com/
- type: DeveloperPortal
  url: https://developer.takepayments.com/
- type: Documentation
  url: https://www.takepayments.com/developer-support/
- type: APIReference
  url: https://developer.takepayments.com/apis
- type: SDK
  url: https://developer.takepayments.com/online-sdk
- type: Plugins
  url: https://www.takepayments.com/developer-support/shopping-carts/
- type: GitHubOrganization
  url: https://github.com/takepayments
- type: LinkedIn
  url: https://www.linkedin.com/company/takepayments-limited/
- type: Blog
  url: https://www.takepayments.com/blog/
- type: Support
  url: https://www.takepayments.com/partner-support/
- type: ContactUs
  url: https://www.takepayments.com/contact-us/
- type: TermsOfService
  url: https://www.takepayments.com/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.takepayments.com/privacy-policy/
- type: Pricing
  url: https://www.takepayments.com/card-machines/
- type: Authentication
  url: authentication/takepayments-authentication.yml
- type: WellKnown
  url: well-known/takepayments-well-known.yml
- type: Conventions
  url: conventions/takepayments-conventions.yml
- type: Sandbox
  url: sandbox/takepayments-sandbox.yml
- type: Packages
  url: packages/takepayments-packages.yml
- type: SDKs
  url: packages/takepayments-packages.yml
- type: Conformance
  url: conformance/takepayments-conformance.yml
- type: Compliance
  url: https://www.takepayments.com/pci-compliance/
- type: ErrorCatalog
  url: errors/takepayments-problem-types.yml
- type: Lifecycle
  url: lifecycle/takepayments-lifecycle.yml
- type: X-MCPServerCandidate
  url: mcp/takepayments-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/takepayments-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

takepayments API — frequently asked questions

Does takepayments have an API?

Yes. APIs.io lists 1 API from takepayments, including takepayments Terminal API.

How do I authenticate with the takepayments API?

takepayments documents its authentication (oauth2/apiKey · 2 schemes). The details are profiled on APIs.io as Takepayments Authentication.

Is the takepayments API ready for AI agents?

takepayments has a Kin Score of 31.8 out of 100 (thin) and an Agent Readiness score of 7.2 (agent-aware), scored by API Evangelist on 2026-11-06.

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