solarisBank AG

solarisBank AG is a German technology company offering embedded finance solutions through a Banking-as-a-Service platform. It provides digital banking services such as accounts, cards, payments, lending, and compliance tools, enabling businesses to embed regulated financial products. The company operates across Europe with a full banking license, focusing on SaaS providers, accounting software, and other enterprises seeking white‑label banking capabilities.

solarisBank AG is listed with 1 API on the APIs.io network. Tagged areas include Company, Finance, Banking-as-a-Service, Embedded Finance, and Europe.

The solarisBank AG catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

solarisBank AG’s developer surface includes changelog, authentication, documentation, API reference, getting-started guide, engineering blog, support, and 23 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

44.1/100 developing Agent 26/100 agent aware Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 API

Company FinanceBanking-as-a-ServiceEmbedded Finance Europe

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 44.1/100 · developing

Contract Quality 7.7 / 21

Developer Ergonomics 9.7 / 17

Access Clarity 3.6 / 17

Operational Transparency 5.5 / 11

Contract Governance 3.6 / 10

Discoverability 5.8 / 9

Regulatory Posture 5.0 / 15

Agent readiness — 26/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 36.1 — up to +16.0 composite points
Access Clarity scores 21.1 — up to +15.8 composite points
Developer Ergonomics scores 57.1 — up to +8.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/solarisbank/apis.yml: open an issue on github.com/api-evangelist/solarisbank to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

solarisBank AG API

solarisBank AG API as documented publicly: 48 operations. Contract generated from the documentation by API Evangelist (2026-10-21); not the provider's own document.

Pricing Plans 1

Published pricing tiers and plan structures.

Solarisbank Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Solarisbank Rate Limits

0 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Solarisbank Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Solarisbank Context

23 classes · 25 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

solarisBank AG API Rules

9 rules · 7 errors 1 warnings 1 info

SPECTRAL

JSON Schema 7

Standalone JSON Schema definitions for this provider's data models.

GetV1PersonsPersonidConsumerLoanApplicationsApplicationidRes

2 properties

JSON SCHEMA

PostOauthTokenRequest

3 properties

JSON SCHEMA

PostV1BusinessesBusinessidFrontingLoanApplicationsApplicatio

1 properties

JSON SCHEMA

PostV1BusinessesBusinessidFrontingLoansLoanidPayoutsRequest

1 properties

JSON SCHEMA

PostV1WebhooksRequest

2 properties

JSON SCHEMA

PostV1WebhooksResponse

4 properties

JSON SCHEMA

PutV1PersonsPersonidConsumerLoanApplicationsApplicationidUpl

1 properties

JSON SCHEMA

Scroll for all 7

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Solarisbank Authentication

1 scheme

SECURITY

Solarisbank Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Solarisbank Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Webhooks

DataModel

Idempotency

Conventions

Conformance

Scroll for all 8

Access & Security 5

Authentication, authorization, and security posture

SecurityTxt

Authentication

Security

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

StatusPage

StatusPage

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Newsroom

Website

Blog

Website

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: solarisbank
name: solarisBank AG
image: https://www.solarisgroup.com/assets/images/share/solarisshareimage_og.png
description: solarisBank AG is a German technology company offering embedded finance solutions through a Banking-as-a-Service
  platform. It provides digital banking services such as accounts, cards, payments, lending, and compliance tools, enabling
  businesses to embed regulated financial products. The company operates across Europe with a full banking license, focusing
  on SaaS providers, accounting software, and other enterprises seeking white‑label banking capabilities.
url: https://raw.githubusercontent.com/api-evangelist/solarisbank/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-21 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-21'
modified: '2026-10-21'
tags:
- Company
- Finance
- Banking-as-a-Service
- Embedded Finance
- Europe
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: SecurityTxt
  url: well-known/solarisbank-status-security.txt
- type: WellKnown
  url: well-known/solarisbank-well-known.yml
- type: Spectral
  url: rules/solarisbank-rules.yml
- type: JSONLD
  url: json-ld/solarisbank-context.jsonld
- type: Vocabulary
  url: vocabulary/solarisbank-vocabulary.yml
- type: Webhooks
  url: asyncapi/solarisbank-webhooks.yml
- type: DataModel
  url: data-model/solarisbank-data-model.yml
- type: ChangeLog
  url: changelog/solarisbank-changelog.yml
- type: Idempotency
  url: conventions/solarisbank-conventions.yml
- type: Conventions
  url: conventions/solarisbank-conventions.yml
- type: Authentication
  url: authentication/solarisbank-authentication.yml
- type: Conformance
  url: conformance/solarisbank-conformance.yml
- type: LLMsTxt
  url: llms/solarisbank-llms.txt
- type: Hosts
  url: hosts/solarisbank-hosts.yml
- type: Vendors
  url: vendors/solarisbank-vendors.yml
- type: TermsOfService
  url: https://www.solarisgroup.com/en/terms-of-use/
- type: StatusPage
  url: https://status.solarisgroup.com
- type: Security
  url: https://www.solarisgroup.com/en/security/
- type: PrivacyPolicy
  url: https://www.solarisgroup.com/en/privacy-policy/
- type: Newsroom
  url: https://www.solarisgroup.com/en/press/
- type: DomainSecurity
  url: security/solarisbank-domain-security.yml
- type: Website
  url: https://www.solarisgroup.com/en/
- type: DeveloperPortal
  url: https://www.solarisgroup.com/en/developers/
- type: Documentation
  url: https://docs.solarisgroup.com/
- type: APIReference
  url: https://docs.solarisgroup.com/api-reference/
- type: GettingStarted
  url: https://docs.solarisgroup.com/guides/get-started
- type: Blog
  url: https://www.solarisgroup.com/blog/
- type: Support
  url: https://support.solarisgroup.com/hc/en-us
- type: DomainSecurity
  url: security/solarisbank-domain-security.yml
- type: Website
  url: https://solarisbank.com/
apis:
- aid: solarisbank:solarisbank-api
  name: solarisBank AG API
  description: 'solarisBank AG API as documented publicly: 48 operations. Contract generated from the documentation by API
    Evangelist (2026-10-21); not the provider''s own document.'
  humanURL: https://docs.solarisgroup.com/api-reference/digital-banking/cards/card-delivery-tracking-api
  baseURL: https://api.solaris-sandbox.de
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/solarisbank-openapi-generated.yml
    x-provenance: generated
  - type: JSONSchema
    url: json-schema/solarisbank-post-oauth-token-request-schema.json
  - type: JSONSchema
    url: json-schema/solarisbank-post-v1-businesses-businessid-fronting-loan-applications-applicatio-schema.json
  - type: JSONSchema
    url: json-schema/solarisbank-post-v1-webhooks-request-schema.json
  - type: JSONSchema
    url: json-schema/solarisbank-get-v1-persons-personid-consumer-loan-applications-applicationid-res-schema.json
  - type: JSONSchema
    url: json-schema/solarisbank-post-v1-businesses-businessid-fronting-loans-loanid-payouts-request-schema.json
  - type: JSONSchema
    url: json-schema/solarisbank-put-v1-persons-personid-consumer-loan-applications-applicationid-upl-schema.json
x-enrichment:
  date: '2026-10-21'
  status: enriched
  artifacts_added: 26
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

solarisBank AG API — frequently asked questions

Does solarisBank AG have an API?

Yes. APIs.io lists 1 API from solarisBank AG, including solarisBank AG API.

Is there an OpenAPI specification for the solarisBank AG API?

Yes. APIs.io indexes 1 OpenAPI specification for solarisBank AG, each linked for download from this page.

How do I authenticate with the solarisBank AG API?

solarisBank AG uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Solarisbank Authentication.

Is the solarisBank AG API ready for AI agents?

solarisBank AG has a Kin Score of 44.1 out of 100 (developing) and an Agent Readiness score of 25.5 (agent-aware), scored by API Evangelist on 2026-10-31.

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