Ravelin

aid: ravelin
name: Ravelin
description: Ravelin is a London-based fraud detection and prevention platform offering AI-native, real-time decisioning APIs
  for online merchants. Their products cover payment fraud, chargeback recovery, account takeover (ATO) protection, refund
  and policy abuse, marketplace and supplier fraud, and a PSP-agnostic 3D Secure server. Ravelin combines per-merchant machine
  learning models, graph network analysis, and a consortium database of identity signals to score every customer interaction
  across checkout, login, registration, and post-transaction events.
type: Index
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/ravelin.png
tags:
- Fraud Prevention
- Fraud Detection
- Chargeback Prevention
- Account Takeover
- 3D Secure
- Risk Scoring
- Payments
- Machine Learning
url: https://raw.githubusercontent.com/api-evangelist/ravelin/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.19'
apis:
- aid: ravelin:ravelin-psp-api
  name: Ravelin PSP API
  description: A purpose-built API surface for Payment Service Providers (PSPs) embedding Ravelin's risk scoring and dispute
    capture into their own merchant-facing product. Exposes Score, Transaction, Dispute, and the full 3D Secure operation
    set under the same authentication and decision envelope as the Merchant API.
  humanURL: https://developer.ravelin.com/
  baseURL: https://api.ravelin.com
  tags:
  - Fraud Prevention
  - Payment Service Provider
  - Risk Scoring
  - Disputes
  properties:
  - type: Documentation
    url: https://developer.ravelin.com/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
- aid: ravelin:ravelin-callbacks-api
  name: Ravelin Callbacks API
  description: Outbound webhook callbacks delivered by Ravelin to merchant-configured endpoints when manual reviews, order
    decisions, or refund decisions are completed in the Ravelin dashboard. Used to keep order-management, fulfillment, and
    customer-service systems in sync with Ravelin's human-in-the-loop review outcomes.
  humanURL: https://developer.ravelin.com/merchant/api/callbacks/order-decisions/
  tags:
  - Webhooks
  - Callbacks
  - Manual Review
  - Order Management
  properties:
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/callbacks/order-decisions/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/callbacks/
  - type: OpenAPI
    url: openapi/ravelin-callbacks-api-openapi.yml
- aid: ravelin:ravelin-3d-secure-api
  name: Ravelin 3D Secure API
  description: EMV 3DS 2.x authentication operations.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - 3D Secure
  properties:
  - type: OpenAPI
    url: openapi/ravelin-3d-secure-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-authentication-api
  name: Ravelin Authentication API
  description: Login and registration events for account takeover scoring.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/ravelin-authentication-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-checkout-api
  name: Ravelin Checkout API
  description: Pre-payment order risk scoring.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Checkout
  properties:
  - type: OpenAPI
    url: openapi/ravelin-checkout-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-connect-api
  name: Ravelin Connect API
  description: Cross-merchant identity and signal sharing.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Connect
  properties:
  - type: OpenAPI
    url: openapi/ravelin-connect-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-customer-api
  name: Ravelin Customer API
  description: Customer profile, identity, and label events.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Customer
  properties:
  - type: OpenAPI
    url: openapi/ravelin-customer-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-disputes-api
  name: Ravelin Disputes API
  description: Chargebacks, disputes, and reclaim events.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Disputes
  properties:
  - type: OpenAPI
    url: openapi/ravelin-disputes-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-payouts-api
  name: Ravelin Payouts API
  description: Outbound payouts to suppliers and recipients.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/ravelin-payouts-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-refunds-api
  name: Ravelin Refunds API
  description: Refund requests and decisioning.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/ravelin-refunds-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-supplier-api
  name: Ravelin Supplier API
  description: Supplier, driver, courier, and seller events for marketplace risk.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Supplier
  properties:
  - type: OpenAPI
    url: openapi/ravelin-supplier-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-transactions-api
  name: Ravelin Transactions API
  description: Payment attempts, captures, refunds, and authorizations.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/ravelin-transactions-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
- aid: ravelin:ravelin-vouchers-api
  name: Ravelin Vouchers API
  description: Voucher, promo, and payment-method voucher events.
  humanURL: https://developer.ravelin.com/merchant/
  baseURL: https://api.ravelin.com
  tags:
  - Vouchers
  properties:
  - type: OpenAPI
    url: openapi/ravelin-vouchers-api-openapi.yml
  - type: Documentation
    url: https://developer.ravelin.com/merchant/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/
  - type: Authentication
    url: https://developer.ravelin.com/merchant/api/authentication/
  - type: RateLimits
    url: https://developer.ravelin.com/merchant/api/rate-limits/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/errors/
  - type: Warnings
    url: https://developer.ravelin.com/merchant/api/warnings/
  - type: Guarantees
    url: https://developer.ravelin.com/merchant/api/guarantees/
  - type: TLS
    url: https://developer.ravelin.com/merchant/api/tls/
  - type: LoadTesting
    url: https://developer.ravelin.com/merchant/api/load-testing/
  - type: Documentation
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/authenticate/
  - type: APIReference
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/
  - type: ErrorCodes
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/errors/
  - type: TestCards
    url: https://developer.ravelin.com/merchant/api/endpoints/3d-secure/test-cards/
  - type: ReferenceImplementation
    url: https://github.com/unravelin/ravelin-3ds-demo
common:
- type: AgenticAccess
  url: agentic-access/ravelin-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/ravelin-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/ravelin-domain-security.yml
- type: Authentication
  url: authentication/ravelin-authentication.yml
- type: Website
  url: https://www.ravelin.com/
- type: Portal
  url: https://developer.ravelin.com/
- type: Documentation
  url: https://developer.ravelin.com/merchant/
- type: Signup
  url: https://www.ravelin.com/contact-us
- type: Login
  url: https://dashboard.ravelin.com/
- type: Pricing
  url: https://www.ravelin.com/contact-us
- type: TermsOfService
  url: https://www.ravelin.com/legal/terms-of-service
- type: PrivacyPolicy
  url: https://www.ravelin.com/legal/privacy-policy
- type: Support
  url: https://support.ravelin.com/
- type: HelpCenter
  url: https://support.ravelin.com/
- type: Blog
  url: https://www.ravelin.com/blog
- type: ChangeLog
  url: https://updates.ravelin.com/en
- type: ReleaseNotes
  url: https://updates.ravelin.com/en
- type: Careers
  url: https://www.ravelin.com/careers
- type: ContactUs
  url: https://www.ravelin.com/contact-us
- type: GitHubOrganization
  url: https://github.com/unravelin
- type: LinkedIn
  url: https://www.linkedin.com/company/ravelin/
- type: Twitter
  url: https://twitter.com/ravelinhq
- type: SDKs
  name: RavelinJS
  url: https://github.com/unravelin/ravelinjs
- type: SDKs
  name: Ravelin Ruby
  url: https://github.com/unravelin/ravelin-ruby
- type: SDKs
  name: Ravelin iOS Core SDK
  url: https://github.com/unravelin/ravelin-core-ios-xcframework-distribution
- type: SDKs
  name: Ravelin iOS Encrypt SDK
  url: https://github.com/unravelin/ravelin-encrypt-ios-xcframework-distribution
- type: SDKs
  name: Ravelin iOS 3DS SDK
  url: https://github.com/unravelin/ravelin-3ds-sdk-ios-xcframework-distribution
- type: SDKs
  name: Ravelin Android (Core and 3DS)
  url: https://developer.ravelin.com/merchant/libraries-and-sdks/android/core-sdk/android/
- type: ReferenceImplementation
  name: Ravelin 3DS Server Reference Integration
  url: https://github.com/unravelin/ravelin-3ds-demo
- type: Compliance
  name: PCI-DSS
  url: https://www.ravelin.com/
- type: Compliance
  name: PCI 3DS
  url: https://www.ravelin.com/
- type: Compliance
  name: ISO 27001:2022
  url: https://www.ravelin.com/
- name: Features
  type: Features
  data:
  - name: Per-Merchant Machine Learning
    description: Custom ML models trained and tuned to each merchant's traffic, products, and fraud patterns rather than a
      single global model.
  - name: Graph Network Analysis
    description: Link analysis across customers, devices, payment instruments, and addresses to surface hidden fraud rings
      and shared-identity clusters.
  - name: Consortium Identity Database
    description: A shared identity-signals consortium spanning 9+ billion identity elements used to enrich risk scoring across
      all merchants.
  - name: Real-Time Decisioning
    description: ALLOW / REVIEW / PREVENT decisions returned synchronously on every checkout, login, registration, voucher,
      and transaction event.
  - name: PSP-Agnostic 3D Secure
    description: A 3DS Server that works with any acquirer or PSP, supports dynamic exemption routing, and is bundled with
      native iOS and Android 3DS SDKs.
  - name: Manual Review Workflow
    description: Built-in dashboard for human review of borderline cases with webhook callbacks to sync decisions back to
      the merchant's order management system.
  - name: Rules Engine
    description: Merchant-authored rules layered on top of ML scores, executed in active or passive mode so new rules can
      be safely shadow-tested before going live.
  - name: Per-Customer Rate Limiting
    description: A built-in 50 events-per-minute-per-customer guardrail that returns a PREVENT action with source RATE_LIMIT
      to defend against scripted abuse.
- name: UseCases
  type: UseCases
  data:
  - name: Online Payment Fraud and Chargeback Prevention
    description: Scoring checkout and transaction events to block fraudulent orders before they ship and reduce card scheme
      chargebacks.
  - name: Account Takeover (ATO) Protection
    description: Risk-scoring login events to detect credential stuffing, breach reuse, and session hijacking attempts in
      real time.
  - name: Refund and Policy Abuse
    description: Detecting customers who systematically exploit refund, return, and goodwill policies across orders and channels.
  - name: Promo, Voucher, and Loyalty Abuse
    description: Scoring voucher and promo redemption events to stop bonus stacking, multi-accounting, and referral fraud.
  - name: Marketplace and Supplier Fraud
    description: Risk-scoring suppliers, drivers, couriers, sellers, and other marketplace participants to detect collusion
      and onboarding fraud.
  - name: 3D Secure and SCA Optimization
    description: Running EMV 3DS 2.x authentication through Ravelin's 3DS Server with dynamic exemption routing to maximize
      approval and shift liability where appropriate.
- name: Integrations
  type: Integrations
  data:
  - name: Payment Service Providers
    description: Integrates with major PSPs and acquirers via the PSP API and the PSP-agnostic 3DS Server.
  - name: Order Management Systems
    description: Order, refund, and manual-review decisions are pushed to downstream OMS via webhook callbacks.
  - name: iOS Applications
    description: Native iOS Core, Encrypt, and 3DS SDKs distributed as XCFrameworks.
  - name: Android Applications
    description: Native Android Core and 3DS SDKs with bundled ProGuard rules.
  - name: Web Applications
    description: RavelinJS browser SDK for device fingerprinting, encryption, and 3DS browser flows.
- name: Solutions
  type: Solutions
  data:
  - name: Payment Fraud
    description: End-to-end protection of the checkout and transaction surface for online merchants.
  - name: Account Security
    description: Login, registration, and credential-event scoring for ATO prevention.
  - name: Refund Abuse
    description: Detection of refund and return abuse across orders and channels.
  - name: Marketplace Risk
    description: Supplier, courier, and seller risk scoring for marketplaces and gig platforms.
  - name: 3D Secure and Transaction Optimization
    description: PSP-agnostic 3DS Server with exemption routing and native mobile SDKs.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com