Progressive

The Progressive Corporation is one of the largest providers of car insurance in the United States, also offering personal and commercial auto, home, renters, boat, motorcycle, and other insurance products. Progressive operates a developer portal at developer.progressive.com offering APIs for auto insurance quoting, certificate of insurance generation, and agent portal integrations.

Progressive publishes 5 APIs on the APIs.io network, including Certificates API, Drivers API, Policies API, and 2 more. Tagged areas include Auto Insurance, Commercial Insurance, Embedded Insurance, Insurance, and Quoting.

Progressive’s developer surface includes authentication, developer portal, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

27.0/100 thin ▬ flat Agent 20/100 agent aware Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

AccessEnterprise

2 APIs

Auto Insurance Commercial Insurance Embedded Insurance Insurance Quoting Fortune 500

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 27.0/100 · thin

Contract Quality 9.9 / 19

Developer Ergonomics 4.7 / 15

Access Clarity 2.0 / 15

Operational Transparency 0.8 / 10

Contract Governance 0.0 / 9

Discoverability 4.4 / 8

Regulatory Posture 2.7 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 20/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/progressive: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Progressive Certificates API

Generate and manage certificates of insurance.

Progressive Drivers API

Manage driver profiles for quoting.

Progressive Policies API

Retrieve policy information for certificate generation.

Progressive Quotes API

Create and retrieve auto insurance quotes.

Progressive Vehicles API

Manage vehicle information for quoting.

Embedded Direct Quoting API

Returns an estimated auto insurance rate from consumer-supplied vehicle and driver data; partners embed the quote flow directly inside their own product surfaces and complete th...

Certificate of Insurance API

Generates or retrieves a certificate of insurance (COI) for a Progressive commercial policy; used by lenders, brokers, and operations platforms that need real-time proof-of-cove...

Commercial Auto Quoting API

Quoting product for commercial auto policies; enables partners to surface Progressive commercial-lines coverage and rate options within their onboarding or fleet-management flows.

Scroll for all 8

Open Collections 8

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Progressive Auto Quote API

OPEN COLLECTION

Progressive Certificate of Insurance API

OPEN COLLECTION

Progressive Auto Quote Certificates API

OPEN COLLECTION

Progressive Auto Quote Certificates Drivers API

OPEN COLLECTION

Progressive Auto Quote Certificates Policies API

OPEN COLLECTION

Progressive Auto Quote Certificates Quotes API

OPEN COLLECTION

Progressive Auto Quote Certificates Vehicles API

OPEN COLLECTION

Scroll for all 8

GraphQL 1

GraphQL schemas published by this provider.

Progressive Insurance GraphQL Schema

Progressive Insurance is one of the largest auto insurers in the United States, offering personal and commercial auto, home, renters, motorcycle, boat, RV, and other insurance p...

GRAPHQL

Pricing Plans 1

Published pricing tiers and plan structures.

Progressive Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Progressive Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Progressive Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Progressive Authentication

http · 1 scheme

SECURITY

Progressive Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Progressive Agentic Access

7 operations · 2 acting

AGENTIC

Press 5

Recent news and press coverage referencing this provider.

Progressive CEO Tricia Griffith Prioritizes AI for Strategic ...

2026-05-25

Progressive Insurance® Imagines a World Where Animals ...

2026-05-25

Artificial Intelligence at Progressive Insurance - Two Use ...

2026-05-25

How Progressive is thinking about AI. #progressive ...

2026-05-25

Progressive Insurance tests limits of AI-generated ads

2026-05-25

Resources

Get Started 2

Portal, sign-up, and the first successful call

Portal

Portal

DeveloperPortal

DeveloperPortal

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Company 2

The organization behind the API

LinkedIn

Website

Website

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: progressive
name: Progressive
description: The Progressive Corporation is one of the largest providers of car insurance in the United States, also offering
  personal and commercial auto, home, renters, boat, motorcycle, and other insurance products. Progressive operates a developer
  portal at developer.progressive.com offering APIs for auto insurance quoting, certificate of insurance generation, and agent
  portal integrations.
kind: contract
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/progressive.png
tags:
- Auto Insurance
- Commercial Insurance
- Embedded Insurance
- Insurance
- Quoting
- Fortune 500
url: https://raw.githubusercontent.com/api-evangelist/progressive/refs/heads/main/apis.yml
created: '2026-03-21'
modified: '2026-05-19'
specificationVersion: '0.23'
apis:
- aid: progressive:progressive-certificates-api
  name: Progressive Certificates API
  description: Generate and manage certificates of insurance.
  humanURL: https://developer.progressive.com/s/clautoquoteapidoc
  baseURL: https://api.progressive.com
  tags:
  - Certificates
  properties:
  - type: OpenAPI
    url: openapi/progressive-certificates-api-openapi.yml
  - type: Documentation
    url: https://developer.progressive.com/s/clautoquoteapidoc
  - type: GraphQL
    url: graphql/progressive-graphql.md
  - type: Documentation
    url: https://developer.progressive.com/s/
- aid: progressive:progressive-drivers-api
  name: Progressive Drivers API
  description: Manage driver profiles for quoting.
  humanURL: https://developer.progressive.com/s/clautoquoteapidoc
  baseURL: https://api.progressive.com
  tags:
  - Drivers
  properties:
  - type: OpenAPI
    url: openapi/progressive-drivers-api-openapi.yml
  - type: Documentation
    url: https://developer.progressive.com/s/clautoquoteapidoc
  - type: GraphQL
    url: graphql/progressive-graphql.md
  - type: Documentation
    url: https://developer.progressive.com/s/
- aid: progressive:progressive-policies-api
  name: Progressive Policies API
  description: Retrieve policy information for certificate generation.
  humanURL: https://developer.progressive.com/s/clautoquoteapidoc
  baseURL: https://api.progressive.com
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/progressive-policies-api-openapi.yml
  - type: Documentation
    url: https://developer.progressive.com/s/clautoquoteapidoc
  - type: GraphQL
    url: graphql/progressive-graphql.md
  - type: Documentation
    url: https://developer.progressive.com/s/
- aid: progressive:progressive-quotes-api
  name: Progressive Quotes API
  description: Create and retrieve auto insurance quotes.
  humanURL: https://developer.progressive.com/s/clautoquoteapidoc
  baseURL: https://api.progressive.com
  tags:
  - Quotes
  properties:
  - type: OpenAPI
    url: openapi/progressive-quotes-api-openapi.yml
  - type: Documentation
    url: https://developer.progressive.com/s/clautoquoteapidoc
  - type: GraphQL
    url: graphql/progressive-graphql.md
  - type: Documentation
    url: https://developer.progressive.com/s/
- aid: progressive:progressive-vehicles-api
  name: Progressive Vehicles API
  description: Manage vehicle information for quoting.
  humanURL: https://developer.progressive.com/s/clautoquoteapidoc
  baseURL: https://api.progressive.com
  tags:
  - Vehicles
  properties:
  - type: OpenAPI
    url: openapi/progressive-vehicles-api-openapi.yml
  - type: Documentation
    url: https://developer.progressive.com/s/clautoquoteapidoc
  - type: GraphQL
    url: graphql/progressive-graphql.md
  - type: Documentation
    url: https://developer.progressive.com/s/
- aid: progressive:embedded-direct-quoting
  name: Embedded Direct Quoting API
  description: Returns an estimated auto insurance rate from consumer-supplied vehicle and driver data; partners embed the
    quote flow directly inside their own product surfaces and complete the policy purchase end-to-end. Available as both an
    SDK and a headless API across all 50 states.
  humanURL: https://developer.progressive.com/s/embeddeddirectapidoc
  tags:
  - Quoting
  - Auto Insurance
  - Embedded Insurance
  - Personal Lines
- aid: progressive:certificate-of-insurance
  name: Certificate of Insurance API
  description: Generates or retrieves a certificate of insurance (COI) for a Progressive commercial policy; used by lenders,
    brokers, and operations platforms that need real-time proof-of-coverage documents.
  humanURL: https://developer.progressive.com/
  tags:
  - Certificate of Insurance
  - COI
  - Commercial Insurance
  - Documents
- aid: progressive:commercial-auto-quoting
  name: Commercial Auto Quoting API
  description: Quoting product for commercial auto policies; enables partners to surface Progressive commercial-lines coverage
    and rate options within their onboarding or fleet-management flows.
  humanURL: https://developer.progressive.com/s/clautoquoteapidoc
  tags:
  - Quoting
  - Commercial Auto
  - Commercial Insurance
  properties: []
common:
- type: CapabilityMap
  url: capabilities/progressive-capability-edges.yml
  name: Progressive Business Capability Map
- type: AgenticAccess
  url: agentic-access/progressive-agentic-access.yml
- type: DomainSecurity
  url: security/progressive-domain-security.yml
- type: Authentication
  url: authentication/progressive-authentication.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/the-progressive-corporation
- type: Portal
  url: https://developer.progressive.com/s/
- type: Website
  url: https://www.progressive.com/
- type: Integrations
  url: https://www.progressive.com/partners/
- type: GitHubOrganization
  url: https://github.com/Progressive-Insurance
- type: DeveloperPortal
  url: https://developer.progressive.com/
  description: Public developer portal (verified live 2026-05-22)
integrations:
- name: Progressive Insurance logo, Home page
- name: Facebook
- name: Instagram
- name: YouTube
- name: TikTok
- name: X, Formerly Twitter
maintainers:
- FN: API Evangelist
  email: info@apievangelist.com

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