Progressive Insurance website screenshot

Progressive Insurance

One of the largest auto insurance providers in the United States offering personal auto, motorcycle, boat, RV, home, renters, and commercial insurance. Progressive is known for its direct-to-consumer model (1-800-PROGRESSIVE and progressive.com), its independent-agent channel, the comparative rate quoting experience, and the Snapshot usage-based insurance program that prices premiums against telematics-captured driving behaviour from a plug-in OBD-II dongle or the Snapshot mobile app. Progressive also runs the ForAgents agent portal and a public Developer Portal at developer.progressive.com that hosts embedded-quoting APIs for partners — including the Embedded Direct auto quoting API, the Commercial Auto Quoting product, and the Certificate of Insurance API — alongside private B2B integrations with comparative-rater carriers, agency-management systems, and telematics providers.

Progressive Insurance publishes 3 APIs on the APIs.io network. Tagged areas include Insurance, Auto Insurance, Property & Casualty, Telematics, and Fortune 500.

🌐 Visit website 📡 Source on GitHub
16.2/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFree
3 APIs
InsuranceAuto InsuranceProperty & CasualtyTelematicsFortune 500Personal LinesCommercial Insurance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 16.2/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.7 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.4 / 13
Governance 0.0 / 12
Discoverability 6.5 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/progressive-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Embedded Direct Quoting API

Returns an estimated auto insurance rate from consumer-supplied vehicle and driver data; partners embed the quote flow directly inside their own product surfaces and complete th...

Commercial Auto Quoting API

Quoting product for commercial auto policies; enables partners to surface Progressive commercial-lines coverage and rate options within their onboarding or fleet-management flows.

Certificate of Insurance API

Generates or retrieves a certificate of insurance (COI) for a Progressive commercial policy; used by lenders, brokers, and operations platforms that need real-time proof-of-cove...

Pricing Plans 1

Published pricing tiers and plan structures.

Progressive Insurance Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Progressive Insurance Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Progressive Insurance Finops

FINOPS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Progressive Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

AgentPortal
AgentPortal
 DeveloperPortal
DeveloperPortal

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Partners
Partners

Source (apis.yml)

apis.yml Raw ↑ 
aid: progressive-insurance
name: Progressive Insurance
description: One of the largest auto insurance providers in the United States offering personal auto, motorcycle, boat, RV,
  home, renters, and commercial insurance. Progressive is known for its direct-to-consumer model (1-800-PROGRESSIVE and progressive.com),
  its independent-agent channel, the comparative rate quoting experience, and the Snapshot usage-based insurance program that
  prices premiums against telematics-captured driving behaviour from a plug-in OBD-II dongle or the Snapshot mobile app. Progressive
  also runs the ForAgents agent portal and a public Developer Portal at developer.progressive.com that hosts embedded-quoting
  APIs for partners — including the Embedded Direct auto quoting API, the Commercial Auto Quoting product, and the Certificate
  of Insurance API — alongside private B2B integrations with comparative-rater carriers, agency-management systems, and telematics
  providers.
kind: company
accessModel:
  pricing: free
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Free
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/progressive-insurance.png
tags:
- Insurance
- Auto Insurance
- Property & Casualty
- Telematics
- Fortune 500
- Personal Lines
- Commercial Insurance
url: https://raw.githubusercontent.com/api-evangelist/progressive-insurance/refs/heads/main/apis.yml
created: '2026-05-05'
modified: '2026-05-23'
specificationVersion: '0.20'
apis:
- aid: progressive-insurance:embedded-direct-quoting
  name: Embedded Direct Quoting API
  description: Returns an estimated auto insurance rate from consumer-supplied vehicle and driver data; partners embed the
    quote flow directly inside their own product surfaces and complete the policy purchase end-to-end. Available as both an
    SDK and a headless API across all 50 states.
  humanURL: https://developer.progressive.com/s/embeddeddirectapidoc
  tags:
  - Quoting
  - Auto Insurance
  - Embedded Insurance
  - Personal Lines
- aid: progressive-insurance:commercial-auto-quoting
  name: Commercial Auto Quoting API
  description: Quoting product for commercial auto policies; enables partners to surface Progressive commercial-lines coverage
    and rate options within their onboarding or fleet-management flows.
  humanURL: https://developer.progressive.com/s/clautoquoteapidoc
  tags:
  - Quoting
  - Commercial Auto
  - Commercial Insurance
- aid: progressive-insurance:certificate-of-insurance
  name: Certificate of Insurance API
  description: Generates or retrieves a certificate of insurance (COI) for a Progressive commercial policy; used by lenders,
    brokers, and operations platforms that need real-time proof-of-coverage documents.
  humanURL: https://developer.progressive.com/
  tags:
  - Certificate of Insurance
  - COI
  - Commercial Insurance
  - Documents
common:
- type: DomainSecurity
  url: security/progressive-insurance-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/Progressive-Insurance
- type: LinkedIn
  url: https://www.linkedin.com/company/progressive-insurance
- type: Website
  url: https://www.progressive.com/
- type: AgentPortal
  url: https://www.foragentsonly.com/
- type: Partners
  url: https://www.progressive.com/partners/
- type: DeveloperPortal
  url: https://developer.progressive.com/
  description: Public developer portal (verified live 2026-05-22)
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com