Heartland Payment Systems website screenshot

Heartland Payment Systems

Heartland Payment Systems is a payment processing company offering payroll, customer engagement, point-of-sale, and other business solutions to merchants across the United States. Heartland is now a brand of Global Payments, and developer resources for Heartland integrations are published through the Global Payments developer portal. The platform supports online and in-person payments, bill pay, IoT/connected device payments, gift and loyalty, payroll, and PCI-validated point-to-point encryption.

Heartland Payment Systems publishes 5 APIs on the APIs.io network. Tagged areas include Bill Pay, Card Present, Card Not Present, E-Commerce, and Payment Processing.

Heartland Payment Systems’ developer surface includes documentation, support, and 9 more developer resources.

12.2/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0
AccessEnterpriseApproval
5 APIs
Bill PayCard PresentCard Not PresentE-CommercePayment ProcessingPaymentsPayrollPoint-of-SaleFortune 1000

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0
Composite quality — 12.2/100 · emerging
Contract Quality 0.0 / 21
Developer Ergonomics 4.0 / 17
Access Clarity 2.2 / 17
Operational Transparency 0.9 / 11
Contract Governance 0.0 / 10
Discoverability 6.1 / 9
Regulatory Posture 1.4 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/heartland-payment-systems: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Heartland Portico Gateway API

The Portico Gateway is Heartland's primary payment processing API for card-not-present and ecommerce transactions, supporting authorization, capture, refund, void, recurring bil...

Heartland Card Present API

Heartland's Card Present APIs support both semi-integrated and fully-integrated EMV solutions for in-person payments, including terminal SDKs, P2PE, and PIN debit handling.

Heartland Bill Pay API

The Heartland Bill Pay API enables invoice and bill payment processing for merchants accepting recurring or one-time bill payments from customers across multiple channels.

Heartland Gift and Loyalty API

The Heartland Gift and Loyalty API supports stored value cards, gift card issuance and redemption, and loyalty program integration for merchants.

Heartland Payroll API

Heartland's Payroll APIs support employee payroll processing, tax filings, and HR integrations for small to mid-sized businesses.

Pricing Plans 1

Published pricing tiers and plan structures.

Rate Limits 1

Documented rate limits and quota policies.

FinOps 1

Cost, billing, and metering signals for API financial operations.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Heartland Payment Systems Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Press 5

Recent news and press coverage referencing this provider.

Cybersecurity Impact on Audits and Financial Statement ...

2026-05-25

Data Theft Hits the Heartland

2026-05-25

Heartland Founder, Philanthropist, and Author Robert O. ...

2026-05-25

Heartland Adds ACH To Its Remote-Deposit Service

2026-05-25

Liquid Payments' Integration with Heartland, a Global ...

2026-05-25

Resources

Get Started 1

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: heartland-payment-systems
name: Heartland Payment Systems
description: Heartland Payment Systems is a payment processing company offering payroll, customer engagement, point-of-sale,
  and other business solutions to merchants across the United States. Heartland is now a brand of Global Payments, and developer
  resources for Heartland integrations are published through the Global Payments developer portal. The platform supports online
  and in-person payments, bill pay, IoT/connected device payments, gift and loyalty, payroll, and PCI-validated point-to-point
  encryption.
url: https://raw.githubusercontent.com/api-evangelist/heartland-payment-systems/refs/heads/main/apis.yml
type: Index
accessModel:
  pricing: enterprise
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Enterprise · Requires approval
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/heartland-payment-systems.png
tags:
- Bill Pay
- Card Present
- Card Not Present
- E-Commerce
- Payment Processing
- Payments
- Payroll
- Point-of-Sale
- Fortune 1000
tags_raw:
- Bill Pay
- Card Present
- Card Not Present
- Ecommerce
- Payment Processing
- Payments
- Payroll
- Point of Sale
- Fortune 1000
created: '2025'
modified: '2026-04-28'
specificationVersion: '0.23'
apis:
- aid: heartland-payment-systems:portico-api
  name: Heartland Portico Gateway API
  description: The Portico Gateway is Heartland's primary payment processing API for card-not-present and ecommerce transactions,
    supporting authorization, capture, refund, void, recurring billing, tokenization, and fraud prevention.
  humanURL: https://developer.globalpayments.com/heartland/getting-started/overview
  tags:
  - Card Not Present
  - E-Commerce
  - Payments
  - Tokenization
  tags_raw:
  - Card Not Present
  - Ecommerce
  - Payments
  - Tokenization
  properties:
  - type: Documentation
    url: https://developer.globalpayments.com/heartland/getting-started/overview
  - type: GettingStarted
    url: https://developer.globalpayments.com/heartland/getting-started/overview
- aid: heartland-payment-systems:card-present-api
  name: Heartland Card Present API
  description: Heartland's Card Present APIs support both semi-integrated and fully-integrated EMV solutions for in-person
    payments, including terminal SDKs, P2PE, and PIN debit handling.
  humanURL: https://developer.globalpayments.com/heartland/getting-started/overview
  tags:
  - Card Present
  - EMV
  - In-Person Payments
  - Terminals
  properties:
  - type: Documentation
    url: https://developer.globalpayments.com/heartland/getting-started/overview
- aid: heartland-payment-systems:bill-pay-api
  name: Heartland Bill Pay API
  description: The Heartland Bill Pay API enables invoice and bill payment processing for merchants accepting recurring or
    one-time bill payments from customers across multiple channels.
  humanURL: https://developer.globalpayments.com/heartland/getting-started/overview
  tags:
  - Bill Pay
  - Invoicing
  - Recurring Payments
  properties:
  - type: Documentation
    url: https://developer.globalpayments.com/heartland/getting-started/overview
- aid: heartland-payment-systems:gift-loyalty-api
  name: Heartland Gift and Loyalty API
  description: The Heartland Gift and Loyalty API supports stored value cards, gift card issuance and redemption, and loyalty
    program integration for merchants.
  humanURL: https://developer.globalpayments.com/heartland/getting-started/overview
  tags:
  - Gift Cards
  - Loyalty
  - Stored Value
  properties:
  - type: Documentation
    url: https://developer.globalpayments.com/heartland/getting-started/overview
- aid: heartland-payment-systems:payroll-api
  name: Heartland Payroll API
  description: Heartland's Payroll APIs support employee payroll processing, tax filings, and HR integrations for small to
    mid-sized businesses.
  humanURL: https://developer.globalpayments.com/heartland/getting-started/overview
  tags:
  - HR
  - Payroll
  - Tax
  properties:
  - type: Documentation
    url: https://developer.globalpayments.com/heartland/getting-started/overview
common:
- type: DomainSecurity
  url: security/heartland-payment-systems-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/hps
- type: LinkedIn
  url: https://www.linkedin.com/company/heartland-payment-systems
- type: Website
  url: https://www.heartland.us
- type: ParentCompany
  url: https://www.globalpayments.com
- type: DeveloperPortal
  url: https://developer.globalpayments.com/heartland/getting-started/overview
- type: Documentation
  url: https://developer.globalpayments.com/heartland/getting-started/overview
- type: Testing
  url: https://developer.globalpayments.com/heartland/Certification/Testing
- type: Support
  url: mailto:onlinepayments@heartland.us
- type: Contact
  url: mailto:integratormanagement@e-hps.com
- type: LlmsText
  url: https://developer.globalpayments.com/llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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