Gojo & Company

Gojo & Company, Inc. is a Tokyo-headquartered financial inclusion holding company founded on 4 July 2014 by Taejun Shin and Sanjay Gandhi, with the stated ambition of becoming a "private-sector World Bank". Gojo raises capital from mission-aligned investors and deploys it into microfinance institutions and inclusive financial service providers across South Asia, Southeast Asia, Central Asia, the Caucasus and Africa, supplying not only equity and debt but also management, governance, risk and technology support to its group companies. It runs a Financial Diaries research programme on low-income household cashflows, the Pasio digital financial inclusion initiative, and a non-profit arm, the Gojo Foundation. Gojo is a certified B Corporation and reports under J-GAAP. It is a private company; its equity trades on secondary marketplaces such as Hiive. Gojo publishes no public developer program, API documentation, or machine-readable API contract — its digital financial infrastructure and cloud core banking work is internal to the group and its partner institutions.

Gojo & Company is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Financial Inclusion, Microfinance, and Impact Investing.

Gojo & Company’s developer surface includes engineering blog, product news, YouTube channel, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.7/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0

0 APIs

CompanyFinancial ServicesFinancial Inclusion Microfinance Impact Investing Holding Company Emerging Markets Japan

Kin Score

Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0

Composite quality — 9.7/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.5 / 20

Access Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/gojo--company: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnownProbe

WellKnownProbe

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Learn 1

Tutorials, courses, talks, and written guidance

YouTube

YouTube

Operate 1

Status, limits, changes, and where to get help

PressReleases

PressReleases

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 6

The organization behind the API

Website

About

Blog

BlogRSS

News

Careers

Other 2

Properties that don't map to a standard resource type

Reports

Reports

SecondaryMarketListing

SecondaryMarketListing

Source (apis.yml)

aid: gojo--company
name: Gojo & Company
description: Gojo & Company, Inc. is a Tokyo-headquartered financial inclusion holding company founded on 4 July 2014 by Taejun
  Shin and Sanjay Gandhi, with the stated ambition of becoming a "private-sector World Bank". Gojo raises capital from mission-aligned
  investors and deploys it into microfinance institutions and inclusive financial service providers across South Asia, Southeast
  Asia, Central Asia, the Caucasus and Africa, supplying not only equity and debt but also management, governance, risk and
  technology support to its group companies. It runs a Financial Diaries research programme on low-income household cashflows,
  the Pasio digital financial inclusion initiative, and a non-profit arm, the Gojo Foundation. Gojo is a certified B Corporation
  and reports under J-GAAP. It is a private company; its equity trades on secondary marketplaces such as Hiive. Gojo publishes
  no public developer program, API documentation, or machine-readable API contract — its digital financial infrastructure
  and cloud core banking work is internal to the group and its partner institutions.
url: https://raw.githubusercontent.com/api-evangelist/gojo--company/refs/heads/main/apis.yml
image: https://gojo.co/wp-content/uploads/2025/05/gojo_logo150304-01-scaled.png
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: harvest
specificationVersion: '0.20'
created: '2026-08-22'
modified: '2026-08-22'
tags:
- Company
- Financial Services
- Financial Inclusion
- Microfinance
- Impact Investing
- Holding Company
- Emerging Markets
- Japan
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/gojo--company-llms.txt
- type: WellKnownProbe
  url: well-known/gojo--company-well-known.yml
- type: DomainSecurity
  url: security/gojo--company-domain-security.yml
- type: Website
  url: https://gojo.co/
- type: About
  url: https://gojo.co/corporate-information
- type: Blog
  url: https://gojo.co/blog
- type: BlogRSS
  url: https://gojo.co/feed
- type: PressReleases
  url: https://gojo.co/press-releases
- type: News
  url: https://gojo.co/gojo-in-the-news
- type: Reports
  url: https://gojo.co/reports
- type: TermsOfService
  url: https://gojo.co/legal
- type: PrivacyPolicy
  url: https://gojo.co/privacy-policy
- type: Careers
  url: https://gojo.co/join-us
- type: YouTube
  url: https://www.youtube.com/@gojogroup
- type: SecondaryMarketListing
  url: https://www.hiive.com/securities/gojo--company-stock
x-enrichment:
  date: '2026-08-22'
  status: minimal
  artifacts_added: 3
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Gojo & Company is a microfinance holding company whose only web property is a WordPress corporate site — its 50-page
    sitemap contains no developer, docs, or API page, api./docs./developer. subdomains of gojo.co do not resolve in DNS, and
    the cloud core-banking platform it does build is internal to its group companies rather than a published developer surface.
  evidence:
  - url: https://gojo.co/page-sitemap.xml
    status: 200
  - url: https://gojo.co/developers
    status: 404
  - url: https://gojo.co/openapi.json
    status: 404
  - url: https://gojo.co/.well-known/agent-card.json
    status: 404
  - url: https://www.pasio.io/
    status: 200
  checked: '2026-08-22'

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