Gojo & Company website screenshot

Gojo & Company

Gojo & Company, Inc. is a Tokyo-headquartered financial inclusion holding company founded on 4 July 2014 by Taejun Shin and Sanjay Gandhi, with the stated ambition of becoming a "private-sector World Bank". Gojo raises capital from mission-aligned investors and deploys it into microfinance institutions and inclusive financial service providers across South Asia, Southeast Asia, Central Asia, the Caucasus and Africa, supplying not only equity and debt but also management, governance, risk and technology support to its group companies. It runs a Financial Diaries research programme on low-income household cashflows, the Pasio digital financial inclusion initiative, and a non-profit arm, the Gojo Foundation. Gojo is a certified B Corporation and reports under J-GAAP. It is a private company; its equity trades on secondary marketplaces such as Hiive. Gojo publishes no public developer program, API documentation, or machine-readable API contract — its digital financial infrastructure and cloud core banking work is internal to the group and its partner institutions.

Gojo & Company is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Financial Inclusion, Microfinance, and Impact Investing.

Gojo & Company’s developer surface includes engineering blog, product news, YouTube channel, and 12 more developer resources.

10.4/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0
0 APIs
CompanyFinancial-ServicesFinancial InclusionMicrofinanceImpact InvestingHolding CompanyEmerging MarketsJapan

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/gojo--company: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Gojo Company Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Access & Security 1

Authentication, authorization, and security posture

Learn 1

Tutorials, courses, talks, and written guidance

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 6

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: gojo--company
name: Gojo & Company
description: Gojo & Company, Inc. is a Tokyo-headquartered financial inclusion holding company founded on 4 July 2014 by Taejun
  Shin and Sanjay Gandhi, with the stated ambition of becoming a "private-sector World Bank". Gojo raises capital from mission-aligned
  investors and deploys it into microfinance institutions and inclusive financial service providers across South Asia, Southeast
  Asia, Central Asia, the Caucasus and Africa, supplying not only equity and debt but also management, governance, risk and
  technology support to its group companies. It runs a Financial Diaries research programme on low-income household cashflows,
  the Pasio digital financial inclusion initiative, and a non-profit arm, the Gojo Foundation. Gojo is a certified B Corporation
  and reports under J-GAAP. It is a private company; its equity trades on secondary marketplaces such as Hiive. Gojo publishes
  no public developer program, API documentation, or machine-readable API contract — its digital financial infrastructure
  and cloud core banking work is internal to the group and its partner institutions.
url: https://raw.githubusercontent.com/api-evangelist/gojo--company/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://gojo.co/wp-content/uploads/2025/05/gojo_logo150304-01-scaled.png
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: harvest
specificationVersion: '0.20'
created: '2026-08-22'
modified: '2026-08-22'
tags:
- Company
- Financial-Services
- Financial Inclusion
- Microfinance
- Impact Investing
- Holding Company
- Emerging Markets
- Japan
tags_raw:
- Company
- Financial Services
- Financial Inclusion
- Microfinance
- Impact Investing
- Holding Company
- Emerging Markets
- Japan
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/gojo--company-llms.txt
- type: WellKnownProbe
  url: well-known/gojo--company-well-known.yml
- type: DomainSecurity
  url: security/gojo--company-domain-security.yml
- type: Website
  url: https://gojo.co/
- type: About
  url: https://gojo.co/corporate-information
- type: Blog
  url: https://gojo.co/blog
- type: BlogRSS
  url: https://gojo.co/feed
- type: PressReleases
  url: https://gojo.co/press-releases
- type: News
  url: https://gojo.co/gojo-in-the-news
- type: Reports
  url: https://gojo.co/reports
- type: TermsOfService
  url: https://gojo.co/legal
- type: PrivacyPolicy
  url: https://gojo.co/privacy-policy
- type: Careers
  url: https://gojo.co/join-us
- type: YouTube
  url: https://www.youtube.com/@gojogroup
- type: SecondaryMarketListing
  url: https://www.hiive.com/securities/gojo--company-stock
x-enrichment:
  date: '2026-08-22'
  status: minimal
  artifacts_added: 3
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Gojo & Company is a microfinance holding company whose only web property is a WordPress corporate site — its 50-page
    sitemap contains no developer, docs, or API page, api./docs./developer. subdomains of gojo.co do not resolve in DNS, and
    the cloud core-banking platform it does build is internal to its group companies rather than a published developer surface.
  evidence:
  - url: https://gojo.co/page-sitemap.xml
    status: 200
  - url: https://gojo.co/developers
    status: 404
  - url: https://gojo.co/openapi.json
    status: 404
  - url: https://gojo.co/.well-known/agent-card.json
    status: 404
  - url: https://www.pasio.io/
    status: 200
  checked: '2026-08-22'

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