Euronet Worldwide

Euronet Worldwide (NASDAQ: EEFT) is a US-based (Leawood, Kansas) global payments and financial technology company operating across three segments: Payments Infrastructure (EFT/ATM networks, transaction processing, merchant acquiring, and the REN payments software from Euronet Software Solutions); epay (prepaid and digital-media distribution across 60+ countries); and Money Transfer, home to its Ria, Xe, and Dandelion brands. The company processes roughly 20 billion transactions a year across 200 countries and territories. Its most API-native surface sits in the Money Transfer segment: the Xe brand publishes several developer APIs on SwaggerHub (Currency Data, Payments, Mass Payments, Tradable Rates, and XETA), and Dandelion operates a real-time, ISO 20022-compliant cross-border payments developer portal. As a US company in a market with no single payments mandate, Euronet exposes a fragmented but genuine set of self-serve (Xe Currency Data free trial) and partner-onboarded (Payments, Dandelion) developer surfaces rather than one unified platform API.

Euronet Worldwide publishes 5 APIs on the APIs.io network, including Xe Currency Data API, Xe Payments API, Xe Mass Payments API, and 2 more. Tagged areas include Payments, United States, Payment Processing, Cross-Border, and Money Transfer.

Euronet Worldwide’s developer surface includes authentication, API reference, pricing, engineering blog, documentation, signup flow, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub

41.4/100 developing ▬ flat Agent 34/100 agent aware saas Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

6 APIs 1 MCP Servers

PaymentsUnited StatesPayment ProcessingCross-BorderMoney TransferCurrency ExchangeFXPayoutsReal-Time PaymentsISO 20022Acquiring

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 41.4/100 · developing

Contract Quality 9.4 / 21

Developer Ergonomics 7.8 / 17

Access Clarity 7.6 / 17

Operational Transparency 1.7 / 11

Contract Governance 1.7 / 10

Discoverability 6.1 / 9

Regulatory Posture 5.9 / 15

Agent readiness — 34/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/euronet: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Euronet Worldwide MCP Server

MCP SERVER

Rate Limits 1

Documented rate limits and quota policies.

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Signup

Signup

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgentSkill

AgenticAccess

MCPServer

LLMsTxt

AgentSkills

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

ToolCrosswalk

ToolCrosswalk

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 3

Status, limits, changes, and where to get help

RateLimits

RateLimits

StatusPage

StatusPage

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Blog

Blog

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: euronet
url: https://raw.githubusercontent.com/api-evangelist/euronet/refs/heads/main/apis.yml
name: Euronet Worldwide
kind: company
description: 'Euronet Worldwide (NASDAQ: EEFT) is a US-based (Leawood, Kansas) global payments and financial technology company
  operating across three segments: Payments Infrastructure (EFT/ATM networks, transaction processing, merchant acquiring,
  and the REN payments software from Euronet Software Solutions); epay (prepaid and digital-media distribution across 60+
  countries); and Money Transfer, home to its Ria, Xe, and Dandelion brands. The company processes roughly 20 billion transactions
  a year across 200 countries and territories. Its most API-native surface sits in the Money Transfer segment: the Xe brand
  publishes several developer APIs on SwaggerHub (Currency Data, Payments, Mass Payments, Tradable Rates, and XETA), and Dandelion
  operates a real-time, ISO 20022-compliant cross-border payments developer portal. As a US company in a market with no single
  payments mandate, Euronet exposes a fragmented but genuine set of self-serve (Xe Currency Data free trial) and partner-onboarded
  (Payments, Dandelion) developer surfaces rather than one unified platform API.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United States
- Payment Processing
- Cross-Border
- Money Transfer
- Currency Exchange
- FX
- Payouts
- Real-Time Payments
- ISO 20022
- Acquiring
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.23'
apis:
- aid: euronet:xe-currency-data-api
  name: Xe Currency Data API
  description: Xe (a Euronet Money Transfer brand) Currency Data API — a REST JSON API serving real-time and historical exchange
    rates for 170+ currencies from 100+ global sources. Documented Swagger 2.0 with HTTP Basic authentication (account id
    + API key). Endpoints cover account info, currencies, convert_from, convert_to, historic rates, historic period, monthly
    average, and usage stats.
  humanURL: https://xecdapi.xe.com/docs/v1/
  baseURL: https://xecdapi.xe.com/v1
  tags:
  - Currency Exchange
  - FX
  - Exchange Rates
  properties:
  - type: OpenAPI
    url: openapi/xe-currency-data-api-openapi.json
  - type: Documentation
    url: https://xecdapi.xe.com/docs/v1/
  - type: APIReference
    url: https://app.swaggerhub.com/apis/XE.com/xecdapi/1.0.2
  - type: Signup
    url: https://xecd.xe.com/account/signup.php?freetrial
- aid: euronet:xe-payments-api
  name: Xe Payments API
  description: Xe Payments API — cross-border payment execution for Xe's international money-transfer platform. Documented
    Swagger 2.0 covering quotes, recipients, tradeable currencies, purposes of payment, transactions, and permissions for
    sending payments to 200+ countries with a sandbox for integration testing.
  humanURL: https://www.xe.com/platform/payments-api/
  baseURL: https://payments-api.xe.com
  tags:
  - Cross-Border
  - Payments
  - Money Transfer
  properties:
  - type: OpenAPI
    url: openapi/xe-payments-api-openapi.json
  - type: Documentation
    url: https://www.xe.com/platform/payments-api/
  - type: APIReference
    url: https://app.swaggerhub.com/apis/XE.com/xe-api_payments/1.3.0
- aid: euronet:xe-mass-payments-api
  name: Xe Mass Payments API
  description: Xe Mass Payments API — batch/bulk cross-border payouts for Xe's platform. Documented Swagger 2.0 covering account,
    quote, invoice, payments, transaction, terms, and permissions resources for high-volume disbursement.
  humanURL: https://www.xe.com/platform/payments-api/
  tags:
  - Mass Payments
  - Payouts
  - Cross-Border
  properties:
  - type: OpenAPI
    url: openapi/xe-mass-payments-api-openapi.json
  - type: Documentation
    url: https://www.xe.com/platform/payments-api/
  - type: APIReference
    url: https://app.swaggerhub.com/apis/XE.com/xe-api_mass_payments/0.4.1
- aid: euronet:xe-currency-data-tradable-rates-api
  name: Xe Currency Data Tradable Rates API
  description: Xe Currency Data Tradable Rates API — tradable (dealable) FX rates companion to the Currency Data API. Documented
    Swagger 2.0 exposing a tradable-rates endpoint; the published definition ships with a SwaggerHub mock host rather than
    a confirmed production base URL.
  humanURL: https://app.swaggerhub.com/apis/XE.com/xecdapi-tradable/1.0.0
  tags:
  - FX
  - Tradable Rates
  - Currency Exchange
  properties:
  - type: OpenAPI
    url: openapi/xe-currency-data-tradable-rates-api-openapi.json
  - type: APIReference
    url: https://app.swaggerhub.com/apis/XE.com/xecdapi-tradable/1.0.0
- aid: euronet:xeta-api
  name: XETA API
  description: Xe XETA API — a Swagger 2.0 definition published by XE.com on SwaggerHub covering 16 operations. The spec declares
    host xeta-api.xe.com/v1 (not publicly reachable at review time) and a Drupal-based authorizer security scheme; harvested
    verbatim from the provider's SwaggerHub organization.
  humanURL: https://app.swaggerhub.com/apis/XE.com/xeta/v1.0.0
  tags:
  - FX
  - Xe
  properties:
  - type: OpenAPI
    url: openapi/xeta-api-openapi.json
  - type: APIReference
    url: https://app.swaggerhub.com/apis/XE.com/xeta/v1.0.0
- aid: euronet:dandelion-cross-border-payments-api
  name: Dandelion Cross-Border Payments API
  description: Dandelion by Euronet — a real-time, ISO 20022-compliant cross-border payments network exposed through a single
    customizable API reaching 190+ countries, ~6 billion bank accounts and mobile wallets, and 550,000+ cash pickup locations.
    It powers payout orders (bank deposit, mobile wallet, cash pickup) for fintechs, banks, ERPs, and platforms, and underpins
    Euronet's own Ria and Xe brands. The developer portal is live but the API console is login-gated, so no downloadable OpenAPI/Swagger
    was available at review time.
  humanURL: https://public.dandelionpayments.com/
  tags:
  - Cross-Border
  - Real-Time Payments
  - ISO 20022
  - Payouts
  properties:
  - type: DeveloperPortal
    url: https://public.dandelionpayments.com/
  - type: Documentation
    url: https://www.euronet.com/products-and-solutions/dandelion/
  - type: HelpCenter
    url: https://help.dandelionpayments.com/hc/en-gb
common:
- type: AgentSkill
  url: skills/euronet-cross-border-payment.md
- type: AgenticAccess
  url: agentic-access/euronet-agentic-access.yml
- type: DomainSecurity
  url: security/euronet-domain-security.yml
- type: Authentication
  url: authentication/euronet-authentication.yml
- type: Packages
  url: packages/euronet-packages.yml
- type: SDKs
  url: packages/euronet-packages.yml
- type: Conventions
  url: conventions/euronet-conventions.yml
- type: RateLimits
  url: rate-limits/euronet-rate-limits.yml
- type: ErrorCatalog
  url: errors/euronet-problem-types.yml
- type: Lifecycle
  url: lifecycle/euronet-lifecycle.yml
- type: StatusPage
  url: https://status.xe.com/
- type: Conformance
  url: conformance/euronet-conformance.yml
- type: MCPServer
  url: mcp/euronet-mcp.yml
- type: ToolCrosswalk
  url: mcp/euronet-tool-crosswalk.yml
- type: LLMsTxt
  url: llms/euronet-llms.txt
- type: Overlay
  url: overlays/euronet-xe-currency-data-overlay.yaml
- type: DataModel
  url: data-model/euronet-data-model.yml
- type: AgentSkills
  url: skills/_index.yml
- type: APIReference
  url: https://app.swaggerhub.com/apis/XE.com
- type: Pricing
  url: https://www.xe.com/xecurrencydata/
- type: TermsOfService
  url: https://www.xe.com/legal/
- type: Blog
  url: https://www.xe.com/blog/
- type: Website
  url: https://www.euronet.com/
- type: DeveloperPortal
  url: https://public.dandelionpayments.com/
- type: Documentation
  url: https://xecdapi.xe.com/docs/v1/
- type: HelpCenter
  url: https://help.dandelionpayments.com/hc/en-gb
- type: Signup
  url: https://xecd.xe.com/account/signup.php?freetrial
- type: PrivacyPolicy
  url: https://www.euronet.com/legal-privacy-statement/
- type: LinkedIn
  url: https://www.linkedin.com/company/euronet-worldwide
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Euronet Worldwide

Kin Score

APIs 6

Xe Currency Data API

Xe Payments API

Xe Mass Payments API

Xe Currency Data Tradable Rates API

XETA API

Dandelion Cross-Border Payments API

Open Collections 5

XE Currency Data API

XE Currency Data Tradable Rates API

Xe.Api.MassPayments

Xe.Api.Payments

XETA

MCP Servers 1

Euronet Worldwide MCP Server

Rate Limits 1

Euronet Rate Limits

Security Posture 2

Euronet Authentication

Euronet Domain Security

Agentic Access 1

Euronet Agentic Access

Resources