Cortera

Cortera was a business (trade) credit data provider that turned anonymized, contributed accounts-receivable and B2B payment data into forward-looking payment-risk insight, credit scores, and firmographics on private companies so credit teams could spot changes in a customer's financial health. Founded in Massachusetts, Cortera was acquired by Moody's (Moody's Analytics) in 2021 and its product line has since been folded into Moody's Company Reference Data / Trade Credit offering, marketed as "Moody's Pulse (formerly Cortera)". The standalone cortera.com domain now 301-redirects to Moody's; there is no independent Cortera developer portal or public self-serve API today — data is delivered through Moody's data-delivery APIs, CRM/ERP connectors, and file feeds. This profile was surfaced as a Battery Ventures portfolio company and is retained as an acquired-company record.

Cortera is profiled on the APIs.io network. Tagged areas include Company, Business Credit, Trade Credit, Credit Risk, and B2B Payments Data.

🌐 Visit website 📡 Source on GitHub

5.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Business Credit Trade Credit Credit RiskB2B Payments DataCompany Data Financial Data Acquired

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 5.0/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Access Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

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Resources

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: cortera
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cortera.png
name: Cortera
description: Cortera was a business (trade) credit data provider that turned anonymized, contributed accounts-receivable and
  B2B payment data into forward-looking payment-risk insight, credit scores, and firmographics on private companies so credit
  teams could spot changes in a customer's financial health. Founded in Massachusetts, Cortera was acquired by Moody's (Moody's
  Analytics) in 2021 and its product line has since been folded into Moody's Company Reference Data / Trade Credit offering,
  marketed as "Moody's Pulse (formerly Cortera)". The standalone cortera.com domain now 301-redirects to Moody's; there is
  no independent Cortera developer portal or public self-serve API today — data is delivered through Moody's data-delivery
  APIs, CRM/ERP connectors, and file feeds. This profile was surfaced as a Battery Ventures portfolio company and is retained
  as an acquired-company record.
url: https://raw.githubusercontent.com/api-evangelist/cortera/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- battery-ventures
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-acquired-by: moodys
x-acquired-year: 2021
x-successor-product: Moody's Pulse (formerly Cortera) / Moody's Trade Credit
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Business Credit
- Trade Credit
- Credit Risk
- B2B Payments Data
- Company Data
- Financial Data
- Acquired
apis: []
common:
- type: Website
  url: https://www.moodys.com/web/en/us/capabilities/company-reference-data/data-applications/trade-credit.html
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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