CAA Insurance

CAA Insurance Company is a Canadian property and casualty carrier that began underwriting in 1974 and is part of CAA Club Group, the CAA South Central Ontario federation, with its head office at 60 Commerce Valley Drive East in Thornhill, Ontario. It underwrites personal-lines auto insurance (including accident benefits, the CAA MyPace pay-as-you-drive product, CAA Connect telematics, and antique and classic vehicle coverage) and personal property insurance (homeowners, condominium, and tenant), plus optional endorsements such as tire coverage, home equipment breakdown, service line, renewable energy equipment, and legal expense coverage. It sells in British Columbia, Saskatchewan, Manitoba, Ontario, New Brunswick, Nova Scotia, and Prince Edward Island through a direct-to-consumer channel and through independent brokers. Its API posture is honestly none: as of the July 2026 review there is no public developer portal, no self-serve API program, no downloadable OpenAPI or Swagger definition, and no published event or webhook catalog. Every developer-style host and path probed (developer/developers/docs/api subdomains, and /developers, /api, /developer, /partners, /integrations on both caainsurancecompany.com and caainsurancecompany.ca) either failed DNS or returned 404. The only integration surface is the CAA Broker Portal at caabrokerportal.ca, which is a Microsoft Entra External ID (CIAM) WS-Federation login wall in front of a SharePoint broker workspace, and the broker program microsite at broker.caainsurance.com, which is marketing and business-development content only. The one machine-readable contract anywhere in the estate is platform-provided rather than authored by CAA: the broker portal runs Microsoft SharePoint 16.0.0.5552 and serves twenty SOAP WSDL documents (199 operations, none of them insurance operations) anonymously at /_vti_bin/.asmx?WSDL, with its REST/OData sibling at /_api/web returning 403 to anonymous callers; the CAA Club Group Entra External ID tenant likewise serves standard OpenID Connect discovery. Consumer quoting runs through hosted web applications rather than an exposed quote API. This is a representative record of the Canadian carrier tier, where there is no open-insurance mandate — OSFI supervises prudentially, provincial regulators such as FSRA and the AMF handle market conduct, and Consumer-Driven Banking excludes insurance entirely — so carriers face no forcing function to publish anything.

CAA Insurance is profiled on the APIs.io network. Tagged areas include Insurance, Canada, Property and Casualty, Auto Insurance, and Home Insurance.

CAA Insurance’s developer surface includes authentication, engineering blog, FAQ, support, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub

25.9/100 emerging ▬ flat Agent 21/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

InsuranceCanadaProperty and CasualtyAuto InsuranceHome InsuranceCarrierBrokerPersonal LinesTelematicsPartner GatedNo Public API

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 25.9/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 3.5 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/caa-insurance: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Scopes 1

OAuth scopes governing access to this provider's APIs.

Caa Insurance Scopes

4 scopes · authorizationCode/deviceCode

4 scopes

SCOPES

Resources

Get Started 2

Portal, sign-up, and the first successful call

Login

PartnerPortal

PartnerPortal

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Conventions

Conventions

ErrorCatalog

ErrorCatalog

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 2

Status, limits, changes, and where to get help

FAQ

FAQ

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 5

The organization behind the API

Website

About

Blog

Partners

LinkedIn

Other 2

Properties that don't map to a standard resource type

WSDL

WSDL

OpenIDConnect

OpenIDConnect

Source (apis.yml)

aid: caa-insurance
url: https://raw.githubusercontent.com/api-evangelist/caa-insurance/refs/heads/main/apis.yml
name: CAA Insurance
kind: company
description: 'CAA Insurance Company is a Canadian property and casualty carrier that began underwriting in 1974 and is part
  of CAA Club Group, the CAA South Central Ontario federation, with its head office at 60 Commerce Valley Drive East in Thornhill,
  Ontario. It underwrites personal-lines auto insurance (including accident benefits, the CAA MyPace pay-as-you-drive product,
  CAA Connect telematics, and antique and classic vehicle coverage) and personal property insurance (homeowners, condominium,
  and tenant), plus optional endorsements such as tire coverage, home equipment breakdown, service line, renewable energy
  equipment, and legal expense coverage. It sells in British Columbia, Saskatchewan, Manitoba, Ontario, New Brunswick, Nova
  Scotia, and Prince Edward Island through a direct-to-consumer channel and through independent brokers. Its API posture is
  honestly none: as of the July 2026 review there is no public developer portal, no self-serve API program, no downloadable
  OpenAPI or Swagger definition, and no published event or webhook catalog. Every developer-style host and path probed (developer/developers/docs/api
  subdomains, and /developers, /api, /developer, /partners, /integrations on both caainsurancecompany.com and caainsurancecompany.ca)
  either failed DNS or returned 404. The only integration surface is the CAA Broker Portal at caabrokerportal.ca, which is
  a Microsoft Entra External ID (CIAM) WS-Federation login wall in front of a SharePoint broker workspace, and the broker
  program microsite at broker.caainsurance.com, which is marketing and business-development content only. The one machine-readable
  contract anywhere in the estate is platform-provided rather than authored by CAA: the broker portal runs Microsoft SharePoint
  16.0.0.5552 and serves twenty SOAP WSDL documents (199 operations, none of them insurance operations) anonymously at /_vti_bin/<service>.asmx?WSDL,
  with its REST/OData sibling at /_api/web returning 403 to anonymous callers; the CAA Club Group Entra External ID tenant
  likewise serves standard OpenID Connect discovery. Consumer quoting runs through hosted web applications rather than an
  exposed quote API. This is a representative record of the Canadian carrier tier, where there is no open-insurance mandate
  — OSFI supervises prudentially, provincial regulators such as FSRA and the AMF handle market conduct, and Consumer-Driven
  Banking excludes insurance entirely — so carriers face no forcing function to publish anything.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Canada
- Property and Casualty
- Auto Insurance
- Home Insurance
- Carrier
- Broker
- Personal Lines
- Telematics
- Partner Gated
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/caa-insurance-domain-security.yml
- type: WSDL
  name: CAA Broker Portal SharePoint SOAP services (gated, platform-provided)
  url: wsdl/_index.yml
- type: Authentication
  url: authentication/caa-insurance-authentication.yml
- type: OpenIDConnect
  name: Microsoft Entra External ID (CIAM) discovery for the CAA Club Group tenant
  url: well-known/caa-insurance-openid-configuration.json
- type: OAuthScopes
  url: scopes/caa-insurance-scopes.yml
- type: WellKnown
  url: well-known/caa-insurance-well-known.yml
- type: Conformance
  url: conformance/caa-insurance-conformance.yml
- type: Conventions
  url: conventions/caa-insurance-conventions.yml
- type: ErrorCatalog
  url: errors/caa-insurance-problem-types.yml
- type: LLMsTxt
  url: llms/caa-insurance-llms.txt
- type: Website
  url: https://caainsurancecompany.ca/
- type: About
  url: https://caainsurancecompany.ca/about
- type: Blog
  url: https://caainsurancecompany.ca/blog
- type: FAQ
  url: https://caainsurancecompany.ca/faq
- type: Support
  url: https://caainsurancecompany.ca/claims-and-inquires
- type: Login
  url: https://customer.caainsurancecompany.ca/
- type: PartnerPortal
  url: https://www.caabrokerportal.ca/
- type: Partners
  url: https://broker.caainsurance.com/
- type: PrivacyPolicy
  url: https://caainsurancecompany.ca/privacy
- type: TermsOfService
  url: https://caainsurancecompany.ca/terms-of-use
- type: LinkedIn
  url: https://www.linkedin.com/company/caa-insurance-company/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com