Bold Penguin

Bold Penguin provides a digital exchange platform for commercial insurance, leveraging its DeX AI technology to connect carriers, brokers, and agents. The company offers APIs for submission ingestion, market intelligence, and marketplace access, enabling automated quoting, binding, and data-driven insights across the insurance value chain. Its solutions aim to modernize risk placement and improve efficiency for insurers and distribution partners.

Bold Penguin is listed with 12 APIs on the APIs.io network, including Application Forms API, Attachments API, Auth API, and 9 more. Tagged areas include Company, Insurance, Platform, Commercial, and Artificial Intelligence.

The Bold Penguin catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Bold Penguin’s developer surface includes changelog, authentication, getting-started guide, and 22 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

41.9/100 developing ▲ 7.4 Agent 24/100 agent aware Heartbeat 98/100 alive Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

12 APIs

Company Insurance Platform Commercial Artificial Intelligence

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 41.9/100 · developing

Contract Quality 6.3 / 19

Developer Ergonomics 6.1 / 15

Access Clarity 4.5 / 15

Operational Transparency 4.9 / 10

Contract Governance 2.0 / 9

Discoverability 5.6 / 8

Regulatory Posture 3.2 / 15

Create-or-Update Ergonomics 2.8 / 10

Agent readiness — 24/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship Ask about this →
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented) Ask about this →

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 33.5 — up to +16.6 composite points Ask about this →
Access Clarity scores 29.8 — up to +14.0 composite points Ask about this →
Developer Ergonomics scores 40.5 — up to +11.9 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/bold-penguin/apis.yml: open an issue on github.com/api-evangelist/bold-penguin to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 12

Individual APIs this provider publishes, each with its own machine-readable definition.

Bold Penguin API

API for submission ingestion, market intelligence, and marketplace access as described in the developer documentation.

Bold Penguin Application Forms API

The Application Forms API from Bold Penguin — 1 operation(s) for application forms.

Bold Penguin Attachments API

The Attachments API from Bold Penguin — 1 operation(s) for attachments.

Bold Penguin Auth API

The Auth API from Bold Penguin — 1 operation(s) for auth.

Bold Penguin Exchange Application Forms API

The Exchange Application Forms API from Bold Penguin — 1 operation(s) for exchange application forms.

Bold Penguin Invocations API

The Invocations API from Bold Penguin — 1 operation(s) for invocations.

Bold Penguin Leads API

The Leads API from Bold Penguin — 3 operation(s) for leads.

Bold Penguin Market Recommendation API

The Market Recommendation API from Bold Penguin — 1 operation(s) for market recommendation.

Bold Penguin Prospects API

The Prospects API from Bold Penguin — 1 operation(s) for prospects.

Bold Penguin Quote Requests API

The Quote Requests API from Bold Penguin — 2 operation(s) for quote requests.

Bold Penguin Tenants API

The Tenants API from Bold Penguin — 5 operation(s) for tenants.

Bold Penguin Token API

The Token API from Bold Penguin — 1 operation(s) for token.

Scroll for all 12

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Bold Penguin

24 quoted statements, read from Bold Penguin's own page on 2026-11-09.

PRIVACY

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Bold Penguin Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bold Penguin Context

27 classes · 101 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Bold Penguin API Rules

10 rules · 8 error-severity 1 warn-severity 1 info-severity

SPECTRAL

JSON Schema 13

Standalone JSON Schema definitions for this provider's data models.

GetApplicationForms46D7A3432B7F46E39A61A75473086923LatestRes

24 properties

JSON SCHEMA

GetAuthTokenResponse

8 properties

JSON SCHEMA

GetLeadsLeadidLeadAttributesResponse

12 properties

JSON SCHEMA

GetMarketRecommendationResponse

12 properties

JSON SCHEMA

PostExchangeApplicationFormsResponse

24 properties

JSON SCHEMA

PostMarketRecommendationRequest

1 properties

JSON SCHEMA

PostProspectsRequest

31 properties

JSON SCHEMA

PostTargetagentInvocationsRequest

9 properties

JSON SCHEMA

PostTargetagentInvocationsResponse

9 properties

JSON SCHEMA

PostTenantsTenantidApplicationFormsSearchRequest

6 properties

JSON SCHEMA

PostTokenRequest

3 properties

JSON SCHEMA

PutQuoteRequestsQuotenumberRequest

3 properties

JSON SCHEMA

PutQuoteRequestsRequest

2 properties

JSON SCHEMA

Scroll for all 13

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bold Penguin Authentication

2 schemes

SECURITY

Bold Penguin Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Login

GettingStarted

GettingStarted

DeveloperPortal

DeveloperPortal

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Webhooks

DataModel

Conformance

Build 3

SDKs, sample code, and the tooling you integrate with

SDKs

SDKs

Packages

Packages

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

Authentication

SecurityTxt

TrustCenter

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

StatusPage

StatusPage

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Newsroom

Newsroom

Website

Website

Other 3

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

DataProcessing

DataProcessing

Source (apis.yml)

aid: bold-penguin
name: Bold Penguin
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
image: https://boldpenguin.com/wp-content/uploads/2026/09/bp-og_1200x630-v2.webp
description: Bold Penguin provides a digital exchange platform for commercial insurance, leveraging its DeX AI technology
  to connect carriers, brokers, and agents. The company offers APIs for submission ingestion, market intelligence, and marketplace
  access, enabling automated quoting, binding, and data-driven insights across the insurance value chain. Its solutions aim
  to modernize risk placement and improve efficiency for insurers and distribution partners.
url: https://raw.githubusercontent.com/api-evangelist/bold-penguin/refs/heads/main/apis.yml
website: https://boldpenguin.com
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-02 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-02'
modified: '2026-10-02'
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-04
tags:
- Company
- Insurance
- Platform
- Commercial
- Artificial Intelligence
tags_raw:
- Company
- Insurance
- API
- Platform
- Commercial
- AI
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/bold-penguin-rules.yml
- type: JSONLD
  url: json-ld/bold-penguin-context.jsonld
- type: Vocabulary
  url: vocabulary/bold-penguin-vocabulary.yml
- type: Webhooks
  url: asyncapi/bold-penguin-webhooks.yml
- type: DataModel
  url: data-model/bold-penguin-data-model.yml
- type: ChangeLog
  url: changelog/bold-penguin-changelog.yml
- type: Authentication
  url: authentication/bold-penguin-authentication.yml
- type: Conformance
  url: conformance/bold-penguin-conformance.yml
- type: SecurityTxt
  url: well-known/bold-penguin-status-security.txt
- type: WellKnown
  url: well-known/bold-penguin-well-known.yml
- type: Hosts
  url: hosts/bold-penguin-hosts.yml
- type: Vendors
  url: vendors/bold-penguin-vendors.yml
- type: SDKs
  url: packages/bold-penguin-packages.yml
- type: Packages
  url: packages/bold-penguin-packages.yml
- type: TrustCenter
  url: https://trust.boldpenguin.com/
- type: StatusPage
  url: https://status.boldpenguin.com/
- type: PrivacyPolicy
  url: https://privacy.boldpenguin.com/privacy-policy
- type: Newsroom
  url: https://www.boldpenguin.com/news
- type: Login
  url: https://terminal.boldpenguin.com/auth/login
- type: GettingStarted
  url: https://developers.boldpenguin.com/docs/webhooks/wh_getting_started
- type: DeveloperPortal
  url: https://developers.boldpenguin.com/
- type: GitHubOrganization
  url: https://github.com/forgeglobal
- type: DomainSecurity
  url: security/bold-penguin-domain-security.yml
- type: Website
  url: https://boldpenguin.com/
- type: DataProcessing
  url: privacy/bold-penguin-privacy-policy.yml
apis:
- name: Bold Penguin API
  description: API for submission ingestion, market intelligence, and marketplace access as described in the developer documentation.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  aid: bold-penguin:bold-penguin-api
- aid: bold-penguin:bold-penguin-application-forms-api
  name: Bold Penguin Application Forms API
  description: The Application Forms API from Bold Penguin — 1 operation(s) for application forms.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Application Forms
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-application-forms-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-get-application-forms46-d7-a3432-b7-f46-e39-a61-a75473086923-latest-res-schema.json
- aid: bold-penguin:bold-penguin-attachments-api
  name: Bold Penguin Attachments API
  description: The Attachments API from Bold Penguin — 1 operation(s) for attachments.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Attachments
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-attachments-api-openapi.yml
- aid: bold-penguin:bold-penguin-auth-api
  name: Bold Penguin Auth API
  description: The Auth API from Bold Penguin — 1 operation(s) for auth.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Authentication
  tags_raw:
  - Auth
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-auth-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-get-auth-token-response-schema.json
- aid: bold-penguin:bold-penguin-exchange-application-forms-api
  name: Bold Penguin Exchange Application Forms API
  description: The Exchange Application Forms API from Bold Penguin — 1 operation(s) for exchange application forms.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Exchange Application Forms
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-exchange-application-forms-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-post-exchange-application-forms-response-schema.json
- aid: bold-penguin:bold-penguin-invocations-api
  name: Bold Penguin Invocations API
  description: The Invocations API from Bold Penguin — 1 operation(s) for invocations.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Invocations
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-invocations-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-post-targetagent-invocations-request-schema.json
  - type: JSONSchema
    url: json-schema/bold-penguin-post-targetagent-invocations-response-schema.json
- aid: bold-penguin:bold-penguin-leads-api
  name: Bold Penguin Leads API
  description: The Leads API from Bold Penguin — 3 operation(s) for leads.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Leads
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-leads-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-get-leads-leadid-lead-attributes-response-schema.json
- aid: bold-penguin:bold-penguin-market-recommendation-api
  name: Bold Penguin Market Recommendation API
  description: The Market Recommendation API from Bold Penguin — 1 operation(s) for market recommendation.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Market Recommendation
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-market-recommendation-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-get-market-recommendation-response-schema.json
  - type: JSONSchema
    url: json-schema/bold-penguin-post-market-recommendation-request-schema.json
- aid: bold-penguin:bold-penguin-prospects-api
  name: Bold Penguin Prospects API
  description: The Prospects API from Bold Penguin — 1 operation(s) for prospects.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Prospects
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-prospects-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-post-prospects-request-schema.json
- aid: bold-penguin:bold-penguin-quote-requests-api
  name: Bold Penguin Quote Requests API
  description: The Quote Requests API from Bold Penguin — 2 operation(s) for quote requests.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Quote Requests
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-quote-requests-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-put-quote-requests-quotenumber-request-schema.json
  - type: JSONSchema
    url: json-schema/bold-penguin-put-quote-requests-request-schema.json
- aid: bold-penguin:bold-penguin-tenants-api
  name: Bold Penguin Tenants API
  description: The Tenants API from Bold Penguin — 5 operation(s) for tenants.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Tenants
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-tenants-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-post-tenants-tenantid-application-forms-search-request-schema.json
- aid: bold-penguin:bold-penguin-token-api
  name: Bold Penguin Token API
  description: The Token API from Bold Penguin — 1 operation(s) for token.
  humanURL: https://developers.boldpenguin.com/docs/overview/
  baseURL: https://partner-engine.boldpenguin.com
  tags:
  - Tokens
  tags_raw:
  - Token
  properties:
  - type: OpenAPI
    url: openapi/bold-penguin-token-api-openapi.yml
  - type: JSONSchema
    url: json-schema/bold-penguin-post-token-request-schema.json
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: Documentation pages are rendered via Docusaurus JavaScript and no machine‑readable OpenAPI spec was found.
  evidence:
  - url: https://developers.boldpenguin.com/docs/overview/
    status: 200
  checked: '2026-10-02'
x-enrichment:
  date: '2026-10-02'
  status: enriched
  artifacts_added: 30
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Bold Penguin API — frequently asked questions

Does Bold Penguin have an API?

Yes. APIs.io lists 12 APIs from Bold Penguin, including Bold Penguin API, Bold Penguin Application Forms API and Bold Penguin Attachments API, and 9 more.

Is there an OpenAPI specification for the Bold Penguin API?

Yes. APIs.io indexes 11 OpenAPI specifications for Bold Penguin, each linked for download from this page.

How do I authenticate with the Bold Penguin API?

Bold Penguin uses bearer-token authentication (2 schemes). The details are profiled on APIs.io as Bold Penguin Authentication.

Is the Bold Penguin API ready for AI agents?

Bold Penguin has a Kin Score of 41.9 out of 100 (developing) and an Agent Readiness score of 23.9 (agent-aware), scored by API Evangelist on 2026-11-13.

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