Assurant

Assurant is a global provider of lifestyle and housing solutions that help people thrive in a connected world. The company provides protection products and services including device protection, renter's insurance, auto F&I products, and connected living services. Assurant's APEX (Assurant Product Experience Exchange) platform provides embedded insurance APIs that enable partners to integrate protection products, claims management, and diagnostics directly into their workflows and customer experiences. The APEX platform supports 99.95% uptime and covers multiple product lines across technology, real estate, auto, and retail industries.

Assurant publishes 5 API contracts indexed on the APIs.io network, including Claims API, Enrollments API, Policies API, and 2 more. Tagged areas include Insurance, Device Protection, Embedded Insurance, Housing, and Claims.

The Assurant catalog on APIs.io includes 1 Spectral governance ruleset.

Assurant’s developer surface includes engineering blog, authentication, developer portal, signup flow, and 10 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

30.8/100 thin ▬ flat Agent 20/100 agent aware Front door AI 1/6 silent Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract 5 Features 4 Use Cases

Insurance Device Protection Embedded Insurance Housing Claims Fortune 500

What this lets a business do 3

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Insurance Claims Management

BC-2160

Claims

POST /claims GET /claims/{claimId}

Insurance Product Management

BC-2100

Products

GET /products

Policy Administration Management

BC-2140

Policies

GET /policies

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 30.8/100 · thin

Contract Quality 9.0 / 19

Developer Ergonomics 5.0 / 15

Access Clarity 3.2 / 15

Operational Transparency 1.0 / 10

Contract Governance 1.2 / 9

Discoverability 5.0 / 8

Regulatory Posture 1.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 20/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 21.1 — up to +15.8 composite points
Developer Ergonomics scores 33.3 — up to +13.3 composite points
Contract Quality scores 47.8 — up to +13.1 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/assurant/apis.yml: open an issue on github.com/api-evangelist/assurant to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Assurant Global Housing API

The Assurant Global Housing API provides property management companies and housing partners with programmatic access to insurance products including renter's insurance, lender-p...

Assurant Claims API

Claims filing and management

Assurant Enrollments API

Customer enrollment operations

Assurant Policies API

Insurance policy management

Assurant Products API

Insurance product catalog

Open Collections 5

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Assurant APEX Embedded Insurance API

OPEN COLLECTION

Assurant APEX Embedded Insurance Claims API

OPEN COLLECTION

Assurant APEX Embedded Insurance Claims Enrollments API

OPEN COLLECTION

Assurant APEX Embedded Insurance Claims Policies API

OPEN COLLECTION

Assurant APEX Embedded Insurance Claims Products API

OPEN COLLECTION

Assurant API pricing

Not yet checked against Assurant's own pricing page. Compiled by API Evangelist on 2026-05-04; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Free freemium	Free
Professional paid	Free
Enterprise enterprise	—

Plan details, limits and sources →

Rate limits

Free Tier Default: 10 requests per minute
Free Tier Monthly Quota: 1000 requests per month
Professional Tier Default: 100 requests per minute

Compiled by API Evangelist, not yet checked against Assurant's documentation. All 5 limits →

Pricing Plans 1

Published pricing tiers and plan structures.

Assurant Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Assurant Rate Limits

5 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Assurant

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Assurant Finops

FINOPS

Features 5

Notable capabilities this provider offers.

Embedded Device Protection

APIs for embedding smartphone, tablet, and consumer electronics protection programs directly into carrier, retailer, and OEM customer experiences.

Claims Management

End-to-end claims management APIs supporting claim filing, status tracking, device diagnostics, and repair/replacement fulfillment.

Renter's Insurance

API integration for embedding renter's insurance enrollment, policy management, and claims into property management platforms.

Auto F&I Products

Finance and insurance product APIs for automotive dealers including vehicle service contracts, GAP insurance, and protection products.

Connected Living Services

Smart home device protection and tech support service APIs for connected device ecosystems.

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Assurant API Rules

56 rules · 54 errors 1 warnings 1 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Assurant Authentication

apiKey · 1 scheme

SECURITY

Assurant Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Assurant Agentic Access

5 operations · 2 acting

AGENTIC

Use Cases 4

What developers build with this provider.

Mobile Carrier Device Protection

Mobile carriers integrate APEX APIs to offer device protection plans at point of sale and manage claims for damaged or lost devices.

Property Management Renters Insurance

Property management companies integrate the Global Housing API to offer and track renter's insurance compliance among tenants.

Auto Dealer F&I Integration

Auto dealers and F&I providers integrate Assurant's vehicle protection APIs into dealer management systems for protection product sales.

E-Commerce Protection Programs

Retailers integrate APEX APIs to offer product protection programs at checkout for electronics, appliances, and other products.

Integrations 3

Pre-built integrations with other platforms and tools.

Carrier Billing Systems

Integration with mobile carrier billing and CRM systems for device protection plan enrollment and premium collection.

Property Management Platforms

Integration with property management software including Yardi, RealPage, and AppFolio for renter's insurance programs.

Dealer Management Systems

Integration with automotive DMS platforms for F&I product enrollment and vehicle protection program management.

Press 5

Recent news and press coverage referencing this provider.

Consumers Trade Up for AI: Assurant Reports Record ...

News & Insights

Hello, Las Vegas! The Assurant team has arrived at CES ...

Insurance & Tech Industry Insights | Assurant Research Hub

Building Trust in Enterprise AI: a Human-Centric Approach

Resources

Get Started 3

Portal, sign-up, and the first successful call

Assurant Website

Portal

APEX Partner Platform

Portal

Partner with Assurant

Signup

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Blog

Blog

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: assurant
url: https://raw.githubusercontent.com/api-evangelist/assurant/refs/heads/main/apis.yml
name: Assurant
description: Assurant is a global provider of lifestyle and housing solutions that help people thrive in a connected world.
  The company provides protection products and services including device protection, renter's insurance, auto F&I products,
  and connected living services. Assurant's APEX (Assurant Product Experience Exchange) platform provides embedded insurance
  APIs that enable partners to integrate protection products, claims management, and diagnostics directly into their workflows
  and customer experiences. The APEX platform supports 99.95% uptime and covers multiple product lines across technology,
  real estate, auto, and retail industries.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/assurant.png
tags:
- Insurance
- Device Protection
- Embedded Insurance
- Housing
- Claims
- Fortune 500
created: '2024-01-15'
modified: '2026-10-06'
specificationVersion: '0.23'
apis:
- aid: assurant:global-housing-api
  name: Assurant Global Housing API
  description: The Assurant Global Housing API provides property management companies and housing partners with programmatic
    access to insurance products including renter's insurance, lender-placed insurance, and property preservation services.
    The API enables seamless integration of housing protection solutions into partner platforms.
  humanURL: https://www.assurant.com/partner-with-us/apex/global-housing
  baseURL: https://housing-apis.developer.assurant.com
  tags:
  - Housing
  - Insurance
  - Property
  - Renters Insurance
  properties:
  - type: Documentation
    url: https://www.assurant.com/partner-with-us/apex/global-housing
- aid: assurant:assurant-claims-api
  name: Assurant Claims API
  description: Claims filing and management
  humanURL: https://www.assurant.com/partner-with-us/apex
  baseURL: https://api-prod.portal.assurant.com
  tags:
  - Claims
  properties:
  - type: OpenAPI
    url: openapi/assurant-claims-api-openapi.yml
  - type: Documentation
    url: https://www.assurant.com/partner-with-us/apex
- aid: assurant:assurant-enrollments-api
  name: Assurant Enrollments API
  description: Customer enrollment operations
  humanURL: https://www.assurant.com/partner-with-us/apex
  baseURL: https://api-prod.portal.assurant.com
  tags:
  - Enrollment
  tags_raw:
  - Enrollments
  properties:
  - type: OpenAPI
    url: openapi/assurant-enrollments-api-openapi.yml
  - type: Documentation
    url: https://www.assurant.com/partner-with-us/apex
- aid: assurant:assurant-policies-api
  name: Assurant Policies API
  description: Insurance policy management
  humanURL: https://www.assurant.com/partner-with-us/apex
  baseURL: https://api-prod.portal.assurant.com
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/assurant-policies-api-openapi.yml
  - type: Documentation
    url: https://www.assurant.com/partner-with-us/apex
- aid: assurant:assurant-products-api
  name: Assurant Products API
  description: Insurance product catalog
  humanURL: https://www.assurant.com/partner-with-us/apex
  baseURL: https://api-prod.portal.assurant.com
  tags:
  - Product
  tags_raw:
  - Products
  properties:
  - type: OpenAPI
    url: openapi/assurant-products-api-openapi.yml
  - type: Documentation
    url: https://www.assurant.com/partner-with-us/apex
common:
- type: Plans
  url: plans/assurant-plans-pricing.yml
- type: RateLimits
  url: rate-limits/assurant-rate-limits.yml
- type: FinOps
  url: finops/assurant-finops.yml
- url: https://www.assurant.com/newsroom
  type: Blog
- type: Website
  url: https://www.assurant.com/
- type: CapabilityMap
  url: capabilities/assurant-capability-edges.yml
  name: Assurant Business Capability Map
- type: AgenticAccess
  url: agentic-access/assurant-agentic-access.yml
- type: DomainSecurity
  url: security/assurant-domain-security.yml
- type: Authentication
  url: authentication/assurant-authentication.yml
- type: GitHubOrganization
  url: https://github.com/assurantlabs
- type: LinkedIn
  url: https://www.linkedin.com/company/assurant
- type: Portal
  url: https://www.assurant.com/
  title: Assurant Website
- type: Portal
  url: https://www.assurant.com/partner-with-us/apex
  title: APEX Partner Platform
- type: Signup
  url: https://www.assurant.com/partner-with-us/apex
  title: Partner with Assurant
- type: Features
  data:
  - name: Embedded Device Protection
    description: APIs for embedding smartphone, tablet, and consumer electronics protection programs directly into carrier,
      retailer, and OEM customer experiences.
  - name: Claims Management
    description: End-to-end claims management APIs supporting claim filing, status tracking, device diagnostics, and repair/replacement
      fulfillment.
  - name: Renter's Insurance
    description: API integration for embedding renter's insurance enrollment, policy management, and claims into property
      management platforms.
  - name: Auto F&I Products
    description: Finance and insurance product APIs for automotive dealers including vehicle service contracts, GAP insurance,
      and protection products.
  - name: Connected Living Services
    description: Smart home device protection and tech support service APIs for connected device ecosystems.
- type: UseCases
  data:
  - name: Mobile Carrier Device Protection
    description: Mobile carriers integrate APEX APIs to offer device protection plans at point of sale and manage claims for
      damaged or lost devices.
  - name: Property Management Renters Insurance
    description: Property management companies integrate the Global Housing API to offer and track renter's insurance compliance
      among tenants.
  - name: Auto Dealer F&I Integration
    description: Auto dealers and F&I providers integrate Assurant's vehicle protection APIs into dealer management systems
      for protection product sales.
  - name: E-Commerce Protection Programs
    description: Retailers integrate APEX APIs to offer product protection programs at checkout for electronics, appliances,
      and other products.
- type: Integrations
  data:
  - name: Carrier Billing Systems
    description: Integration with mobile carrier billing and CRM systems for device protection plan enrollment and premium
      collection.
  - name: Property Management Platforms
    description: Integration with property management software including Yardi, RealPage, and AppFolio for renter's insurance
      programs.
  - name: Dealer Management Systems
    description: Integration with automotive DMS platforms for F&I product enrollment and vehicle protection program management.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Assurant API — frequently asked questions

Does Assurant have an API?

Yes. APIs.io lists 5 APIs from Assurant, including Assurant Global Housing API, Assurant Claims API and Assurant Enrollments API, and 2 more.

Is there an OpenAPI specification for the Assurant API?

Yes. APIs.io indexes 4 OpenAPI specifications for Assurant, each linked for download from this page.

How do I authenticate with the Assurant API?

Assurant uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Assurant Authentication.

How much does the Assurant API cost?

APIs.io lists 3 pricing plans for Assurant, with each plan's price, limits and inclusions under Pricing on this page.

Is the Assurant API ready for AI agents?

Assurant has a Kin Score of 30.8 out of 100 (thin) and an Agent Readiness score of 19.6 (agent-aware), scored by API Evangelist on 2026-11-06.

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