1099policy-com

1099Policy provides an insurance and compliance platform for 1099 contractors, offering per‑engagement workers’ compensation, liability coverage, and automated certificate of insurance (COI) management. The service enables companies to onboard independent workers quickly, verify coverage, and reduce compliance risk without the overhead of an employer of record. By integrating with payroll and contractor management tools, 1099Policy helps businesses close coverage gaps, lower costs, and maintain audit‑ready records.

1099policy-com is listed with 2 APIs on the APIs.io network. Tagged areas include Insurance, Compliance, Contractors, API, and WorkersComp.

The 1099policy-com catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

1099policy-com’s developer surface includes authentication, support, documentation, pricing, engineering blog, getting-started guide, and 23 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

53.0/100 developing Agent 43/100 agent ready Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

2 APIs 1 MCP Servers

Insurance Compliance ContractorsAPIWorkersComp

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 53.0/100 · developing

Contract Quality 9.7 / 21

Developer Ergonomics 8.1 / 17

Access Clarity 7.6 / 17

Operational Transparency 3.5 / 11

Contract Governance 8.1 / 10

Discoverability 5.5 / 9

Regulatory Posture 5.5 / 15

Agent readiness — 43/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks
Documented Reversibility +6 pts — a reversal operation in the contract, graded up when a window is documented too
Agentic Commerce Well-Known Document +5 pts — a parsing /.well-known/ucp.json or acp.json declaring a version and at least one service — `self` when its endpoints are on the provider's own domain, `platform` when they are on a vendor's

4 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 45.6 — up to +13.6 composite points
Access Clarity scores 44.7 — up to +11.1 composite points
Developer Ergonomics scores 47.6 — up to +10.5 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/1099policy-com/apis.yml: open an issue on github.com/api-evangelist/1099policy-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

1099Policy API

API for managing contractors, coverage, and compliance.

1099policy-com API

1099policy-com API as documented publicly: 40 operations. Contract generated from the documentation by API Evangelist (2026-10-30); not the provider's own document.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

1099policy-com MCP Server

Remote MCP server at docs.1099policy.com.

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

1099Policy Com Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

1099Policy Com Rate Limits

0 limits

RATE LIMITS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

1099Policy Com Context

58 classes · 75 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

1099policy-com API Rules

13 rules · 10 errors 2 warnings 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

GetApiV1InvoicesInvoiceResponse

9 properties

JSON SCHEMA

GetApiV1QuotesQuoteResponse

12 properties

JSON SCHEMA

PostApiV1AssignmentsCancelResponse

12 properties

JSON SCHEMA

PostApiV1AssignmentsResponse

12 properties

JSON SCHEMA

PostApiV1QuotesResponse

12 properties

JSON SCHEMA

PutApiV1QuotesQuoteResponse

12 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

1099Policy Com Authentication

1 scheme

SECURITY

1099Policy Com Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

1099Policy Com Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Resources

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Login

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

MCPServer

MCPServer

WellKnown

WellKnown

Design & Contract 9

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Idempotency

Conventions

Lifecycle

ErrorCatalog

Conformance

Scroll for all 9

Build 3

SDKs, sample code, and the tooling you integrate with

SDKs

SDKs

Packages

Packages

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

Security

Security

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Hosts

Hosts

Source (apis.yml)

aid: 1099policy-com
name: 1099policy-com
description: 1099Policy provides an insurance and compliance platform for 1099 contractors, offering per‑engagement workers’
  compensation, liability coverage, and automated certificate of insurance (COI) management. The service enables companies
  to onboard independent workers quickly, verify coverage, and reduce compliance risk without the overhead of an employer
  of record. By integrating with payroll and contractor management tools, 1099Policy helps businesses close coverage gaps,
  lower costs, and maintain audit‑ready records.
url: https://artifacts.apis.io/1099policy-com/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-30 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-30'
modified: '2026-10-30'
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: Docs provide usage examples but no OpenAPI or other machine‑readable spec.
  evidence:
  - url: https://docs.1099policy.com/authentication.md
    status: 200
  checked: '2026-10-30'
tags:
- Insurance
- Compliance
- Contractors
- API
- WorkersComp
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
image: https://framerusercontent.com/images/NxL4p4IpSD3TeXmMRk03IsMVk0.png
common:
- type: Spectral
  url: rules/1099policy-com-rules.yml
- type: JSONLD
  url: json-ld/1099policy-com-context.jsonld
- type: Vocabulary
  url: vocabulary/1099policy-com-vocabulary.yml
- type: DataModel
  url: data-model/1099policy-com-data-model.yml
- type: Idempotency
  url: conventions/1099policy-com-conventions.yml
- type: Conventions
  url: conventions/1099policy-com-conventions.yml
- type: Authentication
  url: authentication/1099policy-com-authentication.yml
- type: StatusPage
  url: https://status.1099policy.com
- type: Lifecycle
  url: lifecycle/1099policy-com-lifecycle.yml
- type: ErrorCatalog
  url: errors/1099policy-com-problem-types.yml
- type: Conformance
  url: conformance/1099policy-com-conformance.yml
- type: LLMsTxt
  url: llms/1099policy-com-llms.txt
- type: MCPServer
  url: mcp/1099policy-com-mcp.yml
- type: WellKnown
  url: well-known/1099policy-com-well-known.yml
- type: Hosts
  url: hosts/1099policy-com-hosts.yml
- type: SDKs
  url: packages/1099policy-com-packages.yml
- type: Packages
  url: packages/1099policy-com-packages.yml
- type: Support
  url: https://www.1099policy.com/help
- type: Security
  url: https://www.1099policy.com/security
- type: GitHubOrganization
  url: https://github.com/1099policy
- type: DomainSecurity
  url: security/1099policy-com-domain-security.yml
- type: Website
  url: https://1099policy.com/
- type: Documentation
  url: https://www.1099policy.com/docs
- type: Pricing
  url: https://www.1099policy.com/pricing
- type: Blog
  url: https://www.1099policy.com/blog
- type: GettingStarted
  url: https://www.1099policy.com/demo
- type: Login
  url: https://dashboard.1099policy.com/signin
- type: TermsOfService
  url: https://www.1099policy.com/terms/licensee
- type: PrivacyPolicy
  url: https://www.1099policy.com/legal/privacy
apis:
- name: 1099Policy API
  description: API for managing contractors, coverage, and compliance.
  humanURL: https://docs.1099policy.com/
  baseURL: https://api.1099policy.com/api/v1
  aid: 1099policy-com:1099policy-api
- aid: 1099policy-com:1099policy-com-api
  name: 1099policy-com API
  description: '1099policy-com API as documented publicly: 40 operations. Contract generated from the documentation by API
    Evangelist (2026-10-30);

    not the provider''s own document.'
  humanURL: https://docs.1099policy.com/operation/operation-get-api-v1-webhook_endpoints.md
  baseURL: https://api.1099policy.com
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/1099policy-com-openapi-generated.yml
    x-provenance: generated
  - type: JSONSchema
    url: json-schema/1099policy-com-get-api-v1-quotes-quote-response-schema.json
  - type: JSONSchema
    url: json-schema/1099policy-com-put-api-v1-quotes-quote-response-schema.json
  - type: JSONSchema
    url: json-schema/1099policy-com-post-api-v1-assignments-response-schema.json
  - type: JSONSchema
    url: json-schema/1099policy-com-post-api-v1-quotes-response-schema.json
  - type: JSONSchema
    url: json-schema/1099policy-com-post-api-v1-assignments-cancel-response-schema.json
  - type: JSONSchema
    url: json-schema/1099policy-com-get-api-v1-invoices-invoice-response-schema.json
x-enrichment:
  date: '2026-10-30'
  status: enriched
  artifacts_added: 35
  pass: modular-v1
  engine: identity=oss,contract=oss,surfaces=oss,docs=oss,regulatory=oss

1099policy-com API — frequently asked questions

Does 1099policy-com have an API?

Yes. APIs.io lists 2 APIs from 1099policy-com, including 1099Policy API and 1099policy-com API.

Is there an OpenAPI specification for the 1099policy-com API?

Yes. APIs.io indexes 1 OpenAPI specification for 1099policy-com, each linked for download from this page.

How do I authenticate with the 1099policy-com API?

1099policy-com documents its authentication (1 scheme). The details are profiled on APIs.io as 1099Policy Com Authentication.

Does 1099policy-com have an MCP server?

Yes. APIs.io lists 1 MCP server for 1099policy-com: Remote MCP server at docs.1099policy.com.

Is the 1099policy-com API ready for AI agents?

1099policy-com has a Kin Score of 53.0 out of 100 (developing) and an Agent Readiness score of 42.7 (agent-ready), scored by API Evangelist on 2026-10-31.

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