🇰🇪Financial Technology in Kenya

7 financial technology providers in Kenya, publishing 17 APIs.

7 providers 17 published APIs 17 indexed documents

Financial Technology in Kenya — 7 providers on the APIs.io network sit in both cohorts, and between them they publish 17 indexed APIs.

2 of the 7 publish at least one machine-readable API; 5 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 4 minimal, 1 strong, 1 developing, and 1 emerging.

Leading by rating: M-Pesa (Safaricom Daraja), Cellulant, Avenews, Apollo Agriculture, Tugende, Jumba, and 1 more.

Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in Kenya when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.

Providers (7)

Provider Description APIs Rating
M-Pesa (Safaricom Daraja) M-Pesa is Safaricom's mobile-money platform for Kenya, exposed to developers through the Daraja API. The Daraja REST APIs let businesses collect payments (M-Pesa Express / STK P... 11 strong
Cellulant Cellulant is a pan-African payments platform headquartered in Nairobi, Kenya, operating across 35 African countries. Its flagship product Tingg is a single API that lets busines... 6 developing
Avenews Avenews (Avenews-GT) is a Nairobi-based agri-fintech and Digital Credit Provider licensed by the Central Bank of Kenya that delivers transaction-backed, recurring working-capita... 0 emerging
Apollo Agriculture Apollo Agriculture is an agricultural technology company founded in 2016 and headquartered in Nairobi, Kenya, that helps small-scale farmers across Africa maximize their profits... 0 minimal
Tugende Tugende is a for-profit social enterprise founded in 2012 in Uganda that uses asset finance, technology, and a customer-centric model to help informal-sector entrepreneurs (MSME... 0 minimal
Jumba Jumba is a Nairobi-based construction technology company founded in 2022 that digitizes the sourcing and financing of construction materials across Africa. Its B2B marketplace c... 0 minimal
Onit Onit is a Kenyan digital bank operated by Onit Microfinance Bank Inc. and regulated by the Central Bank of Kenya (CBK), with deposits protected by the Kenya Deposit Insurance Co... 0 minimal

Indexed API documents (17)

Two numbers, both real: these providers publish 17 APIs as their own documents, which the catalog indexes split one-per-resource into 17 documents.

M-Pesa (Safaricom Daraja) Account Balance API

The Account Balance API from M-Pesa (Safaricom Daraja) — 1 operation(s) for account balance.

M-Pesa (Safaricom Daraja) Authorization API

The Authorization API from M-Pesa (Safaricom Daraja) — 1 operation(s) for authorization.

M-Pesa (Safaricom Daraja) B2C API

The B2C API from M-Pesa (Safaricom Daraja) — 1 operation(s) for b2c.

M-Pesa (Safaricom Daraja) C2B API

The C2B API from M-Pesa (Safaricom Daraja) — 2 operation(s) for c2b.

M-Pesa (Safaricom Daraja) Dynamic QR API

The Dynamic QR API from M-Pesa (Safaricom Daraja) — 1 operation(s) for dynamic qr.

M-Pesa (Safaricom Daraja) M-Pesa Express API

The M-Pesa Express API from M-Pesa (Safaricom Daraja) — 2 operation(s) for m-pesa express.

M-Pesa (Safaricom Daraja) Reversal API

The Reversal API from M-Pesa (Safaricom Daraja) — 1 operation(s) for reversal.

M-Pesa (Safaricom Daraja) Standing Order API

The Standing Order API from M-Pesa (Safaricom Daraja) — 1 operation(s) for standing order.

M-Pesa (Safaricom Daraja) Tax Remittance API

The Tax Remittance API from M-Pesa (Safaricom Daraja) — 1 operation(s) for tax remittance.

M-Pesa (Safaricom Daraja) Transaction Status API

The Transaction Status API from M-Pesa (Safaricom Daraja) — 1 operation(s) for transaction status.

M-Pesa (Safaricom Daraja) B2 B API

The B2 B API from M-Pesa (Safaricom Daraja) — 2 operation(s) for b2 b.

Cellulant Acknowledgement API

Acknowledge successful or partial payments back to the platform.

Cellulant Authentication API

OAuth 2.0 access token issuance for Tingg API calls.

Cellulant Custom Checkout API

Host-to-host checkout flow for merchant-controlled UX.

Cellulant Engagement API

Outbound SMS notifications and OTPs.

Cellulant Express Checkout API

Create hosted checkout sessions returning short and long URLs.

Cellulant Payments API

Post payouts, queries, validations, balances, and refunds.

Other industries in Kenya

Payments & Money Movement 5 Supply Chain & Procurement 4 Agriculture 3 Financial Services 3 Logistics 3 Mobility & Fleet 2 Transportation 2 Artificial Intelligence 1 Banking & Open Banking 1 Climate & Sustainability 1 Communications Platform as a Service (CPaaS) 1 Construction 1 All of Kenya →

Financial Technology elsewhere

Europe 238 North America 178 Latin America 148 India & South Asia 113 United Kingdom & Ireland 108 Africa 86 Southeast Asia 83 Middle East 65 DACH (Germany · Austria · Switzerland) 44 France & Iberia 35 Japan & Korea 23 Greater China 19 All of Financial Technology →

This page is the intersection of two independently computed cohorts: Kenya and Financial Technology. A provider appears here only when it is already a member of both. Kenya membership is matched on tag, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

Work with this as data

Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

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Tools for countries

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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