Use Case

Open Banking & Account Data

Linking bank accounts and pulling transaction data.

13 providers 103 APIs 10 declared variants

Connecting to consumer and business bank accounts for balances, transactions, and account verification, and initiating payments over open-banking rails.

13 API providers on the APIs.io network offer open banking & account data. The highest-rated are Mastercard, Token.io, ExchangeRate-API, Axway, Temenos Transact.

Providers

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Strong 2 Solid coverage with minor gaps
MastercardMastercard is a global technology company in the payments industry, providing APIs for payment processing, ...37 APIs56.7Token.ioToken.io is an Open Banking infrastructure provider offering A2A (Account-to-Account) payments and account ...1 API54.8
Developing 4 Usable, with meaningful gaps to close
ExchangeRate-APIExchangeRate-API is a currency exchange rates API providing authoritative daily and intraday foreign exchan...1 API53.6AxwayAxway provides API management, integration, and security solutions enabling organizations to connect, secur...1 API50.8Temenos TransactCore banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, ...1 API45.0Commonwealth BankCommonwealth Bank of Australia (CBA) is Australia's largest bank by market capitalization, a "Big Four" aut...8 APIs42.6
Thin 3 Limited public surface area
BasiqBasiq is an Australian open banking and financial data API platform providing unified access to bank accoun...1 API33.4BarclaysBarclays is a multinational financial services company providing retail and commercial banking, investment ...23 APIs28.8BBVABBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Marke...4 APIs28.6
Emerging 3 Early or largely undocumented
BB&T Corp (Truist)BB&T Corporation was a major financial services holding company that merged with SunTrust Banks in December...5 APIs21.7American ExpressAmerican Express is a globally integrated payments company and card network that offers charge and credit c...12 APIs21.1Ally FinancialAlly Financial (NYSE: ALLY) is a US super-regional, all-digital bank holding company and one of the country...2 APIs18.8
Minimal 1 Almost no public developer surface
UBSA Swiss multinational investment bank and financial services company and the world's largest wealth manager...7 APIs10.4

What Providers Actually Declared

This use case is a canonical term. These are the free-text strings providers wrote in their own apis.yml that map onto it.

Account AggregationAccount verification for KYC and anti-fraud workflowsFintech Account AggregationOpen BankingOpen Banking AggregationOpen Banking ComplianceOpen Banking Data SharingOpen Banking PaymentsOpen banking account aggregation and data accessPersonal Finance Apps

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curl "https://apis.io/api/v1/tags/open-banking"

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