Use Case

Open Banking & Account Data

Linking bank accounts and pulling transaction data.

13 providers 415 APIs 10 declared variants

Connecting to consumer and business bank accounts for balances, transactions, and account verification, and initiating payments over open-banking rails.

13 API providers on the APIs.io network offer open banking & account data. The highest-rated are ExchangeRate-API, Axway, token-io, Temenos Transact, Basiq.

Providers

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
ExchangeRate-API ExchangeRate-API is a currency exchange rates API providing authoritative daily and intraday foreign exchan... 7 APIs 66.4
Strong 2 Solid coverage with minor gaps
Axway Axway provides API management, integration, and security solutions enabling organizations to connect, secur... 33 APIs 65.2 token-io Token.io is an Open Banking infrastructure provider offering A2A (Account-to-Account) payments and account ... 29 APIs 58.4
Developing 4 Usable, with meaningful gaps to close
Temenos Transact Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, ... 13 APIs 53.4 Basiq Basiq is an Australian open banking and financial data API platform providing unified access to bank accoun... 6 APIs 50.8 Mastercard Mastercard is a global technology company in the payments industry, providing APIs for payment processing, ... 249 APIs 49.5 Commonwealth Bank Commonwealth Bank of Australia (CBA) is Australia's largest bank by market capitalization, a "Big Four" aut... 25 APIs 44.2
Thin 4 Limited public surface area
Barclays Barclays is a multinational financial services company providing retail and commercial banking, investment ... 23 APIs 40.7 American Express American Express is a globally integrated payments company and card network that offers charge and credit c... 12 APIs 38.5 BBVA BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Marke... 4 APIs 36.3 BB&T Corp (Truist) BB&T Corporation was a major financial services holding company that merged with SunTrust Banks in December... 5 APIs 31.7
Emerging 1 Early or largely undocumented
Ally Financial Ally Financial (NYSE: ALLY) is a US super-regional, all-digital bank holding company and one of the country... 2 APIs 17.0
Minimal 1 Almost no public developer surface
UBS A Swiss multinational investment bank and financial services company and the world's largest wealth manager... 7 APIs 12.7

What Providers Actually Declared

This use case is a canonical term. These are the free-text strings providers wrote in their own apis.yml that map onto it.

Account AggregationAccount verification for KYC and anti-fraud workflowsFintech Account AggregationOpen BankingOpen Banking AggregationOpen Banking ComplianceOpen Banking Data SharingOpen Banking PaymentsOpen banking account aggregation and data accessPersonal Finance Apps

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