Use Case

Open Banking & Account Data

Linking bank accounts and pulling transaction data.

11 providers 97 APIs 8 declared variants

Connecting to consumer and business bank accounts for balances, transactions, and account verification, and initiating payments over open-banking rails.

11 API providers on the APIs.io network offer open banking & account data. The highest-rated are ExchangeRate-API, Axway, token-io, Basiq, Temenos Transact.

Providers

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Strong 2 Solid coverage with minor gaps
ExchangeRate-API ExchangeRate-API is a currency exchange rates API providing authoritative daily and intraday foreign exchan... 7 APIs 65.8 Axway Axway provides API management, integration, and security solutions enabling organizations to connect, secur... 14 APIs 63.5
Developing 4 Usable, with meaningful gaps to close
token-io Token.io is an Open Banking infrastructure provider offering A2A (Account-to-Account) payments and account ... 12 APIs 55.2 Basiq Basiq is an Australian open banking and financial data API platform providing unified access to bank accoun... 1 API 54.0 Temenos Transact Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, ... 4 APIs 52.4 Barclays Barclays is a multinational financial services company providing retail and commercial banking, investment ... 23 APIs 47.2
Thin 3 Limited public surface area
BBVA BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Marke... 4 APIs 42.5 BB&T Corp (Truist) BB&T Corporation was a major financial services holding company that merged with SunTrust Banks in December... 5 APIs 37.0 American Express American Express is a financial services company that offers a wide range of products and services, includi... 12 APIs 31.4
Emerging 1 Early or largely undocumented
UBS A Swiss multinational investment bank and financial services company and the world's largest wealth manager... 7 APIs 15.6
Minimal 1 Almost no public developer surface
Commonwealth Bank Commonwealth Bank of Australia (CBA) is Australia's largest bank by market capitalization providing retail,... 8 APIs 13.9

What Providers Actually Declared

This use case is a canonical term. These are the free-text strings providers wrote in their own apis.yml that map onto it.

Account AggregationAccount verification for KYC and anti-fraud workflowsOpen BankingOpen Banking AggregationOpen Banking ComplianceOpen Banking Data SharingOpen Banking PaymentsPersonal Finance Apps

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