Worthune

Worthune provides a unified household management platform offering headless financial planning APIs. It delivers verified calculators, a full planning engine, and wealth‑tech infrastructure via a single REST API that can be white‑labeled. Models include tax calculations, retirement projections, and asset management, each with versioned specifications and evidence records.

Worthune is listed with 1 API on the APIs.io network. Tagged areas include Company, Finance, WealthTech, and Platform.

The Worthune catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Worthune’s developer surface includes authentication, support, sandbox, pricing, changelog, API reference, and 22 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

37.0/100 thin ▲ 7.4 Agent 25/100 agent aware Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 API

Company Finance WealthTech Platform

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 37.0/100 · thin

Contract Quality 4.3 / 21

Developer Ergonomics 6.5 / 17

Access Clarity 11.2 / 17

Operational Transparency 2.1 / 11

Contract Governance 2.0 / 10

Discoverability 5.0 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 25/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author Ask about this →
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes Ask about this →
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0 Ask about this →
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented) Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 20.1 — up to +20.0 composite points Ask about this →
Developer Ergonomics scores 38.1 — up to +12.4 composite points Ask about this →
Operational Transparency scores 19.0 — up to +10.5 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/worthune/apis.yml: open an issue on github.com/api-evangelist/worthune to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (verified)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Worthune API

Worthune API as documented publicly: 22 operations. Contract generated from the documentation by API Evangelist (2026-10-19); not the provider's own document.

Worthune API pricing

Prices published by Worthune, read 2026-10-19 from worthune.com/pricing.

Plan	Price
Sandbox Free	$0
Launch	$495/month
Growth	$1,995 a month
Made-to-measure Institutions	Custom annual agreements

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Worthune Plans Pricing

4 plans

PLANS

Terms of Service 1

What its API terms permit and prohibit, quoted from its own page.

Worthune

12 quoted statements, read from Worthune's own page on 2026-11-10.

TERMS

Privacy & Data 1

Its role, the data it processes, retention and transfers, quoted from its own privacy page.

Worthune

21 quoted statements, read from Worthune's own page on 2026-11-10.

PRIVACY

Eligibility 1

Who may sign up and where, quoted from its own terms.

Worthune

3 quoted statements, read from Worthune's own page on 2026-11-10.

ELIGIBILITY

AI Preferences 1

Its stance on AI training, inference and agents, quoted from its own pages.

Worthune

1 quoted statement, read from Worthune's own page on 2026-11-10.

AI PREFS

Data License 1

How its data and outputs may be reused, quoted from its own terms.

Worthune

3 quoted statements, read from Worthune's own page on 2026-11-10.

LICENSE

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Worthune Context

4 classes · 5 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

Worthune API Rules

11 rules · 10 error-severity 1 info-severity

SPECTRAL

JSON Schema 4

Standalone JSON Schema definitions for this provider's data models.

GetApiV1ProjectExamplesRetiredCoupleSpousalResponse

1 properties

JSON SCHEMA

GetApiV1ProjectResponse

1 properties

JSON SCHEMA

PostApiV1HouseholdsIdDecisionsRequest

1 properties

JSON SCHEMA

PostApiV1VerifyEmergencyFundRequest

2 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Worthune Authentication

3 schemes

SECURITY

Worthune Domain Security

TLSv1.3 · HSTS · DNSSEC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

AIPreferences

AIPreferences

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

X-MCPManifest

X-MCPManifest

LLMsTxt

LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Conformance

Build 2

SDKs, sample code, and the tooling you integrate with

SDKs

SDKs

Packages

Packages

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

Support

Support

Roadmap

Roadmap

ChangeLog

ChangeLog

Commercial 6

Pricing, plans, and the legal terms of use

Plans

TermsOfService

PrivacyPolicy

Pricing

UsageTerms

DataLicense

Company 1

The organization behind the API

Website

Website

Other 4

Properties that don't map to a standard resource type

Hosts

Vendors

DataProcessing

Eligibility

Source (apis.yml)

aid: worthune
name: Worthune
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
image: https://worthune.com/api/og/scenarios/fire
description: Worthune provides a unified household management platform offering headless financial planning APIs. It delivers
  verified calculators, a full planning engine, and wealth‑tech infrastructure via a single REST API that can be white‑labeled.
  Models include tax calculations, retirement projections, and asset management, each with versioned specifications and evidence
  records.
url: https://raw.githubusercontent.com/api-evangelist/worthune/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-19 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-19'
modified: '2026-10-19'
tags:
- Company
- Finance
- WealthTech
- Platform
tags_raw:
- Company
- Finance
- WealthTech
- API
- Platform
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: X-MCPManifest
  url: mcp/worthune-hosted-mcp.yml
- type: Plans
  url: plans/worthune-plans-pricing.yml
- type: Spectral
  url: rules/worthune-rules.yml
- type: JSONLD
  url: json-ld/worthune-context.jsonld
- type: Vocabulary
  url: vocabulary/worthune-vocabulary.yml
- type: DataModel
  url: data-model/worthune-data-model.yml
- type: Authentication
  url: authentication/worthune-authentication.yml
- type: Conformance
  url: conformance/worthune-conformance.yml
- type: LLMsTxt
  url: llms/worthune-llms.txt
- type: Hosts
  url: hosts/worthune-hosts.yml
- type: Vendors
  url: vendors/worthune-vendors.yml
- type: SDKs
  url: packages/worthune-packages.yml
- type: Packages
  url: packages/worthune-packages.yml
- type: TermsOfService
  url: https://worthune.com/terms
- type: Support
  url: https://worthune.com/help
- type: Sandbox
  url: https://worthune.com/console
- type: Roadmap
  url: https://worthune.com/roadmap
- type: PrivacyPolicy
  url: https://worthune.com/privacy
- type: Pricing
  url: https://worthune.com/pricing
- type: ChangeLog
  url: https://worthune.com/models/changelog
- type: APIReference
  url: https://worthune.com/docs
- type: DomainSecurity
  url: security/worthune-domain-security.yml
- type: Website
  url: https://worthune.com/
- type: UsageTerms
  url: terms/worthune-terms-of-service.yml
- type: DataProcessing
  url: privacy/worthune-privacy-policy.yml
- type: Eligibility
  url: eligibility/worthune-eligibility.yml
- type: AIPreferences
  url: ai-preferences/worthune-ai-preferences.yml
- type: DataLicense
  url: data-license/worthune-data-license.yml
apis:
- aid: worthune:worthune-api
  name: Worthune API
  description: 'Worthune API as documented publicly: 22 operations. Contract generated from the documentation by API Evangelist
    (2026-10-19); not the provider''s own document.'
  humanURL: https://worthune.com/docs
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/worthune-openapi-generated.yml
    x-provenance: generated
  - type: JSONSchema
    url: json-schema/worthune-post-api-v1-verify-emergency-fund-request-schema.json
  - type: JSONSchema
    url: json-schema/worthune-get-api-v1-project-examples-retired-couple-spousal-response-schema.json
  - type: JSONSchema
    url: json-schema/worthune-post-api-v1-households-id-decisions-request-schema.json
  - type: JSONSchema
    url: json-schema/worthune-get-api-v1-project-response-schema.json
x-enrichment:
  date: '2026-10-19'
  status: enriched
  artifacts_added: 22
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Worthune API — frequently asked questions

Does Worthune have an API?

Yes. APIs.io lists 1 API from Worthune, including Worthune API.

Is there an OpenAPI specification for the Worthune API?

Yes. APIs.io indexes 1 OpenAPI specification for Worthune, each linked for download from this page.

How do I authenticate with the Worthune API?

Worthune uses bearer-token authentication (3 schemes). The details are profiled on APIs.io as Worthune Authentication.

How much does the Worthune API cost?

Worthune publishes its prices; its Sandbox Free plan is $0 as of 2026-10-19. APIs.io lists 4 pricing plans for Worthune, with each plan's price, limits and inclusions under Pricing on this page.

Is the Worthune API ready for AI agents?

Worthune has a Kin Score of 37.0 out of 100 (thin) and an Agent Readiness score of 24.6 (agent-aware), scored by API Evangelist on 2026-11-13.

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