Menlo Insurance Services

Menlo Insurance Services is an independent insurance brokerage offering a range of commercial and personal insurance products. They provide quote services for various coverages such as property, flood, workers' compensation, liability, and specialty lines, acting as a broker to compare carriers and find suitable policies for businesses and individuals.

Menlo Insurance Services is profiled on the APIs.io network. Tagged areas include Insurance, Brokerage, Commercial, Personal, and Quotes.

Menlo Insurance Services’ developer surface includes support, documentation, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
11.7/100 emerging Agent 22/100 agent aware Full breakdown ↓
scored 2026-10-09 · rubric v0.23.0
0 APIs
InsuranceBrokerageCommercialPersonalQuotes

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-09 · rubric v0.23.0
Composite quality — 11.7/100 · emerging
Contract Quality 0.0 / 21
Developer Ergonomics 2.4 / 17
Access Clarity 3.6 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 3.8 / 9
Regulatory Posture 2.6 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 6 / 6
Protected Resource Metadata 5 / 5
Registration Without a Human 6 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/menloinsurance: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Menloinsurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 WellKnown
WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Website
Website

Other 2

Properties that don't map to a standard resource type

Hosts
Hosts
 Vendors
Vendors

Source (apis.yml)

apis.yml Raw ↑ 
aid: menloinsurance
name: Menlo Insurance Services
description: Menlo Insurance Services is an independent insurance brokerage offering a range of commercial and personal insurance
  products. They provide quote services for various coverages such as property, flood, workers' compensation, liability, and
  specialty lines, acting as a broker to compare carriers and find suitable policies for businesses and individuals.
url: https://raw.githubusercontent.com/api-evangelist/menloinsurance/refs/heads/main/apis.yml
x-type: company
x-source: harvest:new-submission
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-05 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-05'
modified: '2026-10-05'
tags:
- Insurance
- Brokerage
- Commercial
- Personal
- Quotes
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: LLMsTxt
  url: llms/menloinsurance-llms.txt
- type: WellKnown
  url: well-known/menloinsurance-well-known.yml
- type: Hosts
  url: hosts/menloinsurance-hosts.yml
- type: Vendors
  url: vendors/menloinsurance-vendors.yml
- type: Support
  url: https://www.menloinsurance.com/support
- type: DomainSecurity
  url: security/menloinsurance-domain-security.yml
- type: Website
  url: https://www.menloinsurance.com
- type: Documentation
  url: https://www.menloinsurance.com/ai-assistants
- type: TermsOfService
  url: https://www.menloinsurance.com/terms
- type: PrivacyPolicy
  url: https://www.menloinsurance.com/privacy
apis: []
x-coverage:
  state: gated
  reason: partner-login
  detail: MCP endpoint returns 405 indicating JSON-RPC requires POST, no public API.
  evidence:
  - url: https://www.menloinsurance.com/mcp
    status: 405
  checked: '2026-10-05'
x-submission-notes: P&C insurance brokerage; MCP-only, no OpenAPI. Regulated (insurance) - quotes only, nothing bound.
x-submission-probe: /mcp GET 405 JSON-RPC 'Use POST'; initialize 200 (menlo-insurance 0.3.0, public list_products/get_quote_link);
  /.well-known/oauth-protected-resource 200 (scopes quotes:*); invented path 404.
x-submitted-by: directories@menloinsurance.com (apis.io/add, 2026-10-04T00:37:24.135Z)
x-enrichment:
  date: '2026-10-05'
  status: enriched
  artifacts_added: 9
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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