ToadTec

ToadTec provides a free IBAN validation service and API, allowing developers to verify IBAN formats, check digits, and retrieve bank details for over 115 formats across 40 countries. The platform offers both online checking and API access with 10 free requests daily, plus paid plans for higher volume. Features include IBAN generation, bank directory lookup, and integration guides for various programming environments.

ToadTec is listed with 2 APIs on the APIs.io network. Tagged areas include Company, Finance, Payments, and Validation.

The ToadTec catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

ToadTec’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, pricing, and 12 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

23.5/100 emerging ▼ -8.5 Agent 21/100 agent aware Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

2 APIs

Company Finance Payments Validation

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 23.5/100 · emerging

Contract Quality 4.8 / 21

Developer Ergonomics 5.1 / 17

Access Clarity 3.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 2.2 / 10

Discoverability 4.1 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 0 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics does not apply to this provider. The published contracts declare no write operations, and a read-only API cannot create-or-update. The facet is excluded from this provider's denominator entirely — not scored zero. A reference or data API is not deficient for being unable to upsert.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)

10 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 22.8 — up to +19.3 composite points
Access Clarity scores 22.4 — up to +15.5 composite points
Developer Ergonomics scores 29.8 — up to +14.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/iban-test/apis.yml: open an issue on github.com/api-evangelist/iban-test to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

IBAN Validation API

IBAN Validation API provides endpoints to validate IBAN numbers, retrieve bank details, and generate test IBANs.

ToadTec API

ToadTec API as documented publicly: 10 operations. Contract generated from the documentation by API Evangelist (2026-10-18); not the provider's own document.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Iban Test Context

10 classes · 8 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

ToadTec API Rules

13 rules · 10 errors 2 warnings 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

GetApiV2IbanValidateResponse

4 properties

JSON SCHEMA

GetV2BankAccountValidateResponse

4 properties

JSON SCHEMA

GetV2BicValidateBicResponse

4 properties

JSON SCHEMA

GetV2IbanGenerateResponse

4 properties

JSON SCHEMA

GetV2IbanValidateIbanResponse

4 properties

JSON SCHEMA

GetV2IbanValidateResponse

4 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Iban Test Authentication

1 scheme

SECURITY

Iban Test Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

SignUp

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Conformance

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Hosts

Hosts

Source (apis.yml)

aid: iban-test
name: ToadTec
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://www.iban-test.eu/media/cache/ibanTest/6a325c12ebe869_11416744-iban-test-social-sharing-en.png
description: ToadTec provides a free IBAN validation service and API, allowing developers to verify IBAN formats, check digits,
  and retrieve bank details for over 115 formats across 40 countries. The platform offers both online checking and API access
  with 10 free requests daily, plus paid plans for higher volume. Features include IBAN generation, bank directory lookup,
  and integration guides for various programming environments.
url: https://raw.githubusercontent.com/api-evangelist/iban-test/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-18 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-17'
modified: '2026-10-17'
tags:
- Company
- Finance
- Payments
- Validation
tags_raw:
- Company
- Finance
- Payments
- Validation
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/iban-test-rules.yml
- type: JSONLD
  url: json-ld/iban-test-context.jsonld
- type: Vocabulary
  url: vocabulary/iban-test-vocabulary.yml
- type: DataModel
  url: data-model/iban-test-data-model.yml
- type: Authentication
  url: authentication/iban-test-authentication.yml
- type: Conformance
  url: conformance/iban-test-conformance.yml
- type: WellKnown
  url: well-known/iban-test-well-known.yml
- type: Hosts
  url: hosts/iban-test-hosts.yml
- type: DomainSecurity
  url: security/iban-test-domain-security.yml
- type: Website
  url: https://iban-test.eu/
- type: Documentation
  url: https://www.iban-test.eu/API-Documentation
- type: APIReference
  url: https://www.iban-test.eu/api/docs/IbanTest/html
- type: GettingStarted
  url: https://www.iban-test.eu/guides
- type: Support
  url: https://www.iban-test.eu/Contact
- type: Blog
  url: https://www.iban-test.eu/guides
- type: Pricing
  url: https://www.iban-test.eu/Registration
- type: SignUp
  url: https://www.iban-test.eu/Registration
- type: TermsOfService
  url: https://www.iban-test.eu/Terms-and-Conditions
- type: PrivacyPolicy
  url: https://www.iban-test.eu/Privacy-Policy
apis:
- name: IBAN Validation API
  description: IBAN Validation API provides endpoints to validate IBAN numbers, retrieve bank details, and generate test IBANs.
  humanURL: https://www.iban-test.eu/API-Documentation
  baseURL: null
  aid: iban-test:iban-validation-api
- aid: iban-test:iban-test-api
  name: ToadTec API
  description: 'ToadTec API as documented publicly: 10 operations. Contract generated from the documentation by API Evangelist
    (2026-10-18); not

    the provider''s own document.'
  humanURL: https://www.iban-test.eu/iban-validation-api
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/iban-test-openapi-generated.yml
    x-provenance: generated
  - type: JSONSchema
    url: json-schema/iban-test-get-v2-bank-account-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/iban-test-get-api-v2-iban-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/iban-test-get-v2-iban-generate-response-schema.json
  - type: JSONSchema
    url: json-schema/iban-test-get-v2-bic-validate-bic-response-schema.json
  - type: JSONSchema
    url: json-schema/iban-test-get-v2-iban-validate-iban-response-schema.json
  - type: JSONSchema
    url: json-schema/iban-test-get-v2-iban-validate-response-schema.json
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: The provider's documentation pages exist but no OpenAPI, AsyncAPI, GraphQL, or other machine‑readable contract could
    be found after probing common spec locations.
  evidence:
  - url: https://iban-test.eu/openapi.json
    status: 404
  checked: '2026-10-18'
x-enrichment:
  date: '2026-10-18'
  status: enriched
  artifacts_added: 25
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

ToadTec API — frequently asked questions

Does ToadTec have an API?

Yes. APIs.io lists 2 APIs from ToadTec, including IBAN Validation API and ToadTec API.

Is there an OpenAPI specification for the ToadTec API?

Yes. APIs.io indexes 1 OpenAPI specification for ToadTec, each linked for download from this page.

How do I authenticate with the ToadTec API?

ToadTec uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Iban Test Authentication.

Is the ToadTec API ready for AI agents?

ToadTec has a Kin Score of 23.5 out of 100 (emerging) and an Agent Readiness score of 21.1 (agent-aware), scored by API Evangelist on 2026-11-06.

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