Dowsure

Dowsure provides cross‑border e‑commerce financing solutions for sellers, platforms and financial institutions. It offers embedded financial services such as lines of credit, BNPL, term loans and merchant cash advances to meet multi‑currency capital needs of e‑commerce merchants across mainland China, Hong Kong, Singapore, Vietnam and other Asian markets. The company delivers these products through API technology and AI‑driven models, partnering with platforms like Amazon, Walmart and eBay and banks such as HSBC and SPDB.

Dowsure is profiled on the APIs.io network. Tagged areas include Cross‑border E‑commerce Financing, Embedded Finance, and API Banking.

Dowsure’s developer surface includes engineering blog, documentation, and 5 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

4.8/100 minimal Agent 22/100 agent aware Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

0 APIs

Cross‑border E‑commerce FinancingEmbedded FinanceAPI Banking

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 4.8/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 3.5 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 22/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Access Clarity scores 0.0 — up to +20.0 composite points
Developer Ergonomics scores 11.9 — up to +17.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/dowsure/apis.yml: open an issue on github.com/api-evangelist/dowsure to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Dowsure Domain Security

TLSv1.3

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 3

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

Other 1

Properties that don't map to a standard resource type

Hosts

Hosts

Source (apis.yml)

aid: dowsure
name: Dowsure
image: https://world.dowsure.com/wp-content/uploads/2025/07/pretitle.png
description: Dowsure provides cross‑border e‑commerce financing solutions for sellers, platforms and financial institutions.
  It offers embedded financial services such as lines of credit, BNPL, term loans and merchant cash advances to meet multi‑currency
  capital needs of e‑commerce merchants across mainland China, Hong Kong, Singapore, Vietnam and other Asian markets. The
  company delivers these products through API technology and AI‑driven models, partnering with platforms like Amazon, Walmart
  and eBay and banks such as HSBC and SPDB.
url: https://raw.githubusercontent.com/api-evangelist/dowsure/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-24 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-24'
modified: '2026-10-24'
tags:
- Cross‑border E‑commerce Financing
- Embedded Finance
- API Banking
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: WellKnown
  url: well-known/dowsure-well-known.yml
- type: Hosts
  url: hosts/dowsure-hosts.yml
- type: Newsroom
  url: https://world.dowsure.com/news/
- type: Blog
  url: https://blog.dowsure.com/
- type: Documentation
  url: https://apidoc.dowsure.com/
- type: DomainSecurity
  url: security/dowsure-domain-security.yml
- type: Website
  url: https://world.dowsure.com/en/
apis: []
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: No OpenAPI, AsyncAPI, GraphQL, or other machine‑readable contract discovered on any host.
  evidence:
  - url: https://api.dowsure.com/openapi.json
    status: 0
  checked: '2026-10-24'
x-enrichment:
  date: '2026-10-24'
  status: enriched
  artifacts_added: 8
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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