Carchex

Carchex provides vehicle protection plans and extended warranties for car owners in the United States. Founded in 2009, the company offers a range of coverage options including mechanical breakdown, roadside assistance, and rental reimbursement. Customers can obtain quotes online, manage policies through a portal, and file claims via phone or web. Carchex emphasizes transparent pricing, 24/7 support, and partnerships with major insurers to deliver reliable protection for new and used vehicles.

Carchex is profiled on the APIs.io network. Tagged areas include VehicleProtection, Warranty, Automotive, US, and Insurance.

Carchex’s developer surface includes pricing, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.8/100 emerging Agent 3/100 human only Full breakdown ↓
scored 2026-10-09 · rubric v0.23.0

0 APIs

VehicleProtectionWarranty Automotive US Insurance

Kin Score

Kin Score How this is scored →
scored 2026-10-09 · rubric v0.23.0

Composite quality — 11.8/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.4 / 17

Access Clarity 5.4 / 17

Operational Transparency 0.6 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 1.8 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/carchex: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Carchex Domain Security

TLSv1.2 · DMARC

SECURITY

Resources

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 3

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

Other 1

Properties that don't map to a standard resource type

Hosts

Hosts

Source (apis.yml)

aid: carchex
name: Carchex
image: https://www.carchex.com/wp-content/uploads/Carchex-transparent-logo-web-300x85.png
description: Carchex provides vehicle protection plans and extended warranties for car owners in the United States. Founded
  in 2009, the company offers a range of coverage options including mechanical breakdown, roadside assistance, and rental
  reimbursement. Customers can obtain quotes online, manage policies through a portal, and file claims via phone or web. Carchex
  emphasizes transparent pricing, 24/7 support, and partnerships with major insurers to deliver reliable protection for new
  and used vehicles.
url: https://raw.githubusercontent.com/api-evangelist/carchex/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-07 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-07'
modified: '2026-10-07'
tags:
- VehicleProtection
- Warranty
- Automotive
- US
- Insurance
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Hosts
  url: hosts/carchex-hosts.yml
- type: TermsOfService
  url: https://www.carchex.com/about-us/terms/
- type: PrivacyPolicy
  url: https://www.carchex.com/about-us/privacy/
- type: Pricing
  url: https://www.carchex.com/price-back-guarantee/
- type: Newsroom
  url: https://www.carchex.com/about-us/news/
- type: Blog
  url: https://www.carchex.com/blog/toyota/
- type: GitHubOrganization
  url: https://github.com/CARCHEX
- type: DomainSecurity
  url: security/carchex-domain-security.yml
- type: Website
  url: https://www.carchex.com
apis: []
x-coverage:
  state: none
  reason: no-developer-program
  detail: Carchex provides vehicle protection services but offers no public developer program or API.
  evidence:
  - url: https://api.carchex.com
    status: 404
  checked: '2026-10-07'
x-enrichment:
  date: '2026-10-07'
  status: enriched
  artifacts_added: 5
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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